DMP & Mutual Support Thread - Part 10

Kate_fixing_it

Monkeyballs wrote: »

Well it sounds like you'll not have to worry about money in the future then... She isn't called Ming by any chance is she? Just wondered...

MB of G xxx

I accidentally ran over a pigeon on Sunday (tried to drive around it but it was pigeon or oncoming traffic) big puff of feathers and maniacal laugh from 5 year old followed by "it probably deserved it". She now denies all knowledge of the incident.

Your lion doesn't stand a chance!

Kate x

jubilee14

Time_to_face_the_music wrote: »

Thank you Twin

I had 4 targets for this month:

Completely pay off another debt: Done, M&S bit the dust
Pay off 75% of debt: Done, now at 75.71%
Get below £20,000 of debt: Done, please note the £1 to spare :rotfl:
Become mortgage free: The money is in the bank and ready to transfer to the mortgage company

Yay! :j

Could never have done it without this site and especially this thread. :iloveyou:

TTFTM x

well done TTFM great targets there really inspiration to us all. :T

i got a letter from hfx accepting my dmp er again. dated 26.06.14 now doesnt say whether interest has been frozen or not but the figure on the letter was Junes payment with NO interest. At the very least its pushed me into my 20's at last:T

Monkeyballs

Kate_fixing_it wrote: »

I accidentally ran over a pigeon on Sunday (tried to drive around it but it was pigeon or oncoming traffic) big puff of feathers and maniacal laugh from 5 year old followed by "it probably deserved it". She now denies all knowledge of the incident.

Your lion doesn't stand a chance!

Kate x

Bwa ha ha haaaa... Has she by any chance started to grow horns?

I actually sort of have this image of Gru from Despicable me LOL definitely a kid to watch out for eh?

MB of G x

Sazzie23

Time_to_face_the_music wrote: »

Thank you Twin

I had 4 targets for this month:

Completely pay off another debt: Done, M&S bit the dust
Pay off 75% of debt: Done, now at 75.71%
Get below £20,000 of debt: Done, please note the £1 to spare :rotfl:
Become mortgage free: The money is in the bank and ready to transfer to the mortgage company

Yay! :j

Could never have done it without this site and especially this thread. :iloveyou:

TTFTM x

Absolutely Fab, and that last 25% (24.29) will whizz by. Inspiration, motivational and helpful, thank you.

Sazzie23

Evening/Morning all

Quick question....now that some of my debts have moved to DCA's, and I no longer get statements? how often is it reasonable to call them for a balance check? I'd like to do it once a month but feel like I'm alerting myself to them instead of keeping my usual low profile?

antonic

Sazzie23 wrote: »

Evening/Morning all

Quick question....now that some of my debts have moved to DCA's, and I no longer get statements? how often is it reasonable to call them for a balance check? I'd like to do it once a month but feel like I'm alerting myself to them instead of keeping my usual low profile?

I would let sleeping dogs lie.

In my case, every year after I had completed my annual Income & Expenditure with PayPlan, PayPlan would send the details to Halifax`s DCA (Blair Oliver & Scott) and BOS would then write to me agreeing the new amount and with a debt breakdown.

That way each year I could check what was due !.

Hopelessly_Hopeful

Time_to_face_the_music wrote: »

Thank you Twin

I had 4 targets for this month:

Completely pay off another debt: Done, M&S bit the dust
Pay off 75% of debt: Done, now at 75.71%
Get below £20,000 of debt: Done, please note the £1 to spare :rotfl:
Become mortgage free: The money is in the bank and ready to transfer to the mortgage company

Yay! :j

Could never have done it without this site and especially this thread. :iloveyou:

TTFTM x

Totally amazing


HHx

Hopelessly_Hopeful

Ellieseleven wrote: »

You're not so bad yourself! Not long to go now for you HH and loving the 19999 figure TTFTM - I have one more payment and we too will be under to 20k mark:j

Thanks Ellie


Did you have a half way there party? Mind you are proper past that now (the half way mark not the partying )


HHx

Monkeyballs

Hi Sazzie,

On this occasion I disagree with Antonic, but I'm being a bit of a control freak LOL

I contacted them each month for the first three months to make sure it was going down and the totals were in line with what my statements were showing so as to avoid any nasty surprises.

After the first three months I've been contacting them every other month by email (no point wasting money on a phone call) for an updated balance

As mentioned above I'm a bit of a control freak watching them going down which is good for me because in the past I've had this weird control freak thing about knowing balances even if they are going up!

Contacting them fairly regularly has led to a couple of nice surprises as on more than one occasion balances have been a bit less (I.e. maybe a tenner) than the DMP statement for some reason and it's been nice to update my balances but am keeping their emails as evidence for later

MB of G x

getting_my_life_straight

Kate_fixing_it wrote: »

I accidentally ran over a pigeon on Sunday (tried to drive around it but it was pigeon or oncoming traffic) big puff of feathers and maniacal laugh from 5 year old followed by "it probably deserved it". She now denies all knowledge of the incident.

Your lion doesn't stand a chance!

Kate x

My dd made me stop for a bird the other night in the middle of the road - wouldn't mind she is 15!!