Halifax £100 Incentive problems

CopperPlate_2

Why doesn't it surprise me that Halifax/Bank of Scotland can make a mess of something like this...?

regularsaver1

jemmou - did you meet every one of the 10 conditions?

more importantly use the switching service?

"The £100 Switcher's offer conditions:

1. To qualify for the £100 switching payment customers must open a new Halifax current account between 5th February 2007 and 23rd March 2007. All account openings are subject to acceptance.
2. Customers must use our Switching Team to transfer Direct Debits and standing orders from their existing account elsewhere to the new Halifax current account.
3. Our Switching Team must receive completed switching instruction forms by 30th April 2007.
4. Customers must make payments totalling at least £1,000 every month, into their new Halifax current account.
5. The £100 switching payment will be paid into the new current account by the end of the month following the month in which customers make their second payment of £1,000 into their account. This second payment must be received before 30th September 2007.
6. Payment applies to first account opened only, whether sole or joint. Joint account qualifies for one payment only.
7. The £100 offer is subject to change and may be withdrawn at any time.
8. The offer is open to new current account customers only and not available to existing Halifax or Bank of Scotland current account holders. New customers opening a joint account with an existing sole account holder will not qualify for a payment.
9. Our Student Current Account is not eligible for the £100 switching payment."

oscarhugo

kevinherring wrote: »

I wish I could have even got as far as you guys. I applied for the account but yesterday was rejected. I also applied for a similar offer with A&L last year and they also rejected me. So yesterday, I thought enough is enough, so I applied for my credit history check with Equifax (the one that Halifax use).

Surprise surprise it was flawless.

However on the report was the few accounts/credit cards I have had over the last 10 years or so.

I think what must happen is that they see that you have applied to lots of cards etc they decide that you are just going to take the £100 and run.

Well I've had enough. The bank manager will be receiving a strongly worded letter from me today!
Kevin

I applied for the recent Bank of Scotland £100-incentive a/c & they turned me down. When the Halifax £100-incentive re-emerged again, I decided to apply for that, just to give them something to do -- and I got accepted!

All part of the same group - but the right hand can reject me whilst the left hand accepts me!

The a/c is all up & running. I quickly set up some S/Orders [payable to myself & OH!] on my old derelict Barclays-incentive a/c [no D/Ds] & used their switching service. That, apparently, is also progressing.

I will duly pay in £1000+ per month [until I get fed up anyway] but only keep £2.5k in the a/c as a running balance and then wait with bated breath to see if an additional £100 will appear.

TuftyMatt

Well things are moving in the right direction at last for me.

I have got my cash card and pin number and got a letter today about my dd's etc.

Its a shame it came without the pre paid envelope though so yet another trip into my local branch.

What odds do you give that the forms will go missing once I hand them in??

ukdutypaid

TuftyMatt wrote: »

Its a shame it came without the pre paid envelope though so yet another trip into my local branch.

What odds do you give that the forms will go missing once I hand them in??

1st forms handed in at branch. Printed off at work ... Lost in internal branch post
I find out 20 days later, because I receive same forms through the post.
Yep no envelope for me either (said it included a pre paid one)

2nd set, photocopied in branch from my copied original dates ones...
I phone up.... We don't take photocopies, have to be signed originals

3rd set, back I go to the branch......

5th set of transfer form I have through my hands arrive in the post... Again no envelope.......
Back to branch I go, to do a double check.... Yep forms have been received.....
I receive details of SO/DD's a few days later....
6th of June till 16th of July..... So not a lot of fiddling about then.... Money out of old account.... Salary in new BoS one. Cos I'd already sorted that at work myself.

6 people in the whole switching dept....... Keep your eye on it....!

Gambler

I gave up with the Halifax offer as they were so incompetent at actually opening the account.

Went for the Nationwide instead and their service was worse !!

Thankfully I realised before switching DD's etc.

regularsaver1

TuftyMatt wrote: »

Well things are moving in the right direction at last for me.

I have got my cash card and pin number and got a letter today about my dd's etc.

Its a shame it came without the pre paid envelope though so yet another trip into my local branch.

What odds do you give that the forms will go missing once I hand them in??

Branches have the pre-paid envelopes to send straight to the aats team

or internal post goes to Leeds first for scanning , then to the aats team

The branch are able to see if the forms have been scanned on. I have seen that forms have been scanned on before, yet customers still get letters asking for forms. This does not mean its lost. its just crossed over

EagerLearner

I am in the process of switching from First Direct to Halifax for the £100 and the much better interest rate with Halifax.

So far the only irritation is the fact they feel the need to use up an entire trees worth of paper to write to me before the account is even open, I practically need my own A4 folder for Halifax letters right now. Plus each time I log on, they then cynically try to get ME to move to 'paper free'! Particularly when they also know that none of the banks accept any other banks 'paper free' statements. Grr, rant over.

s1h

What i don't understand so forgive me if im being stupid but why are they so keen for you to use the switching service.

Surely it is less work for them if you do it yourself?

regularsaver1

I think its more about getting the regular credits into the account

and potential cross sales

staff get credit (they do not get bonus) for doing a switcher, rather than a simple new account. I heard that statisticly switchers are more likely to be better customers and use the account. They want the reg credits

if they just let people open an account, fund it with a pound and then get £100 then obviously that would be easier all round - but of course they would not allow this and this would not be seen as a quality account