would this irritate you?

trailingspouse

Well, ColdIron, as people have said earlier, someone has to go first. I'm just questioning why, in this case, it isn't me. I want equality with all the other Applicant 1's (who may or may not be mostly male). I don't want to be put into second place just because I happen to be married to the other person on the account. It's quite simple really.

ColdIron

So you want to be treated equally to other applicant 1's and unequally to your husband? A sort of mixed equality?

I have no problem with that so can I take it that you do concede that 'all human beings are treated equally even when it comes to the little things' is not always appropriate nor even desirable

matttye

Lily-Rose wrote: »

Probably best to have quoted my WHOLE post, (No 45) as picking the bit that 'you picked, made it look like it was something it wasn't.

I was being largely sarcastic, which would have been obvious if you had quoted my whole post and not just a few words.

I was agreeing with you!

Deneb

trailingspouse wrote: »

A man opens a joint bank account for himself and his wife. When the letter arrives, it's addressed to his wife and then him. Is he right to be irritated? We'll never know, because it would never happen.

It really wouldn't irritate me at all, from the point of view of whether my wife or myself should appear to be more prominent.

I would however note it in passing as another example of falling standards in modern society. It wouldn't induce me to write to my MP or the editor of The Times though.

I really can't understand you getting even the slightest bit irritated by this. A joint account is a joint account - both holders are jointly and severally liable, and applicant 1 is no more and no less important than applicant 2 in the eyes of the bank or the law (although my wife has a different interpretation - what's hers is hers and what's mine is hers too, apparently).

But if you have to place two otherwise absolutely equal names on the same piece of paper, one has to be placed before or above the other. In the case of Mr and Mrs, tradition and accepted form dictate how they should appear.

Lily-Rose_3

matttye wrote: »

I was agreeing with you!

Sorry, I thought you were having a go. Apologies.

NotRichAtAll

wife and man
mrs and mr
has not quite got the same ring to it....................

anyway "Innovate" has been in my head all day she used an amazing word earlier "OXYMORON" and i have been driving round all day trying to think of many as i can, i think we should change this thread to the oxymoron thread and all come up with one just for the op

My dog is pretty ugly

trailingspouse

Sadly Daneb, it's not quite true that both people on a joint account are treated equally. I was the second named person on a joint account with the Halifax when they de-mutualised - the first named person was issued with shares, I received nothing, despite them having had my main savings account (it was a joint account, but it held all the savings I'd made, as well as all the savings my husband had made) and my mortgage (again, joint) for several years. Just recently, we were called by Lloyds bank regarding our joint account - I took the call, but the person would speak to no-one but my husband, the first named on that account.

If we were truly equal on a joint account, I wouldn't even be slightly miffed, let alone irritated, to be named second. But we're not.

Many people on here are saying that it doesn't matter who is named first, and using that as an argument for the status quo. I would say, if it doesn't matter, then there's no reason why my name shouldn't come first.

trailingspouse

NotRichAtAll - don't worry pet, you'll get used to it.

innovate

trailingspouse, with your latest post, you are deviating a lot from your original post that started this thread. Perhaps your original misgivings went a lot further than you said, and may be your misgivings aren't with banks at all.

I don't know anything about your personal circumstances, but from your recent posts, I do get a feeling that things might be a lot easier if you and your husband didn't have joint accounts?

innovate

innovate wrote: »

trailingspouse, with your latest post, you are deviating a lot from your original post that started this thread. Perhaps your original misgivings went a lot further than you said, and may be your misgivings aren't with banks at all.

I don't know anything about your personal circumstances, but from your recent posts, I do get a feeling that things might be a lot easier if you and your husband didn't have joint accounts?

NB: by latest post, I mean http://forums.moneysavingexpert.com/showpost.php?p=65499853&postcount=58