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Time to start out on my own

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Comments

  • xJOJOx_2
    xJOJOx_2 Posts: 572 Forumite
    Well eon wrote off the cleared the debt, as I didn't actually owe them anything, cheeky monkeys! They could see that as soon as they looked at metre readings. It's just a shame as some people would off just paid that money when they don't actually owe anything!!!

    As I'm now in a ok position to setting up my house, I've had a look at my debts again now. I've managed to pay about half off what I owed up until the recent spilt. Loan will be paid off in Nov ish which I'm happy with, it's just the c/c. Going to start paying £10 off every Wednesday, though I have made my first payment tonight. It's not a huge amount but it's a start to reduce it. Once I'm settled I can start ebaying again and use that to pay off c/c (as I was doing before)

    The little one desperate needs new clothes now, she's bursting out. Found a couple of outfits on eBay, so ordered those. Will need to pick up some vests and baby gros from asda ASAP, just hope they have the cheap packs in. Just getting minimal at present, at things tend to vanish in this house lol was trying to hold out til move, but not going to happen now! Only seams 2 minutes ago since she had a new wardrobe!

    Over this next few weeks want to scrim extra extra hard, may be able to save in time to buy a sofa. I have something to use for now if needs be, however this may be the only chance I get to save so much as living with my sister and not paying out as much at the moment. Need to have a good look at budget etc and what I can do. No unnecessary buying at all!!
    Debt Remaing £315 :j
    Breath out the past, Breath in the future
    Big Dreams Start Small
  • xJOJOx_2
    xJOJOx_2 Posts: 572 Forumite
    Another £10 paid off c/c today, every little helps :-) just going to chip away at it little by little. Payment also went out for loan, feels good seeing it so low now. Come down so much in the last 6 months.

    Lots of free fun in the sun today. playing with the little ones, sand water and park. Had offers to go out today, but decided to save the pennies and have lots off fun at home instead.

    Sourced some more items at cheapest price possible over this weekend, so when I've got some more cash, know where to pick up from. Had a nice little surprise when putting some money away, I'd saved for a item I'd actually picked up. So extra money in the pot than I thought :-)

    Got most off the clothes needed for baba. Cost me a arm and a leg, even though I tried to get stuff off eBay etc

    Xxxx
    Debt Remaing £315 :j
    Breath out the past, Breath in the future
    Big Dreams Start Small
  • xJOJOx_2
    xJOJOx_2 Posts: 572 Forumite
    Woke up the other day and suddenly my eyesight has all gone weird!!! Can't read or write and had to borrow someone's glasses. Could be diabetics related, need to see if it settles has adjusting to lower sugar levels. If not will have to find out prescription glasses? Eye check ups. not sure how it works has always had perfect sight!!

    Healty start vouchers all signed and sent off. So another job job.

    Also on top off babas appointments now! List off to dos is getting smaller!!

    Was annoyed with the little ones school. Oldest is doing two full days instead five half whilst getting sorted out and when picking up they gave me a letter saying they need to wear England football clothes and they have too pay a £1 to do so as well, for tomorrow. So I had to find something last min so she wasn't left had. Hadn't budgeted for and didn't have anything to make do! So had to spend £11 (+£1) which I had planned to use to buy some small bits and bots which. They also did similar the week before. They could off done a red, white and blue day or something everyone could off done something with that they had already at home. Not fair to just throw it at you. They know my situation so they could off called. Little one also goes dads afterwards and goes second day school from there so need more notice. Was so mad. Even if I got letter on mon, not really enough notice should give you 2 weeks notice. They should plan better. Everything's always last min decisions!!!!

    Started saving towards a sofa I really like, so put some away today (£30)Going try and get a much as possible saved before house comes available. £600 for 3 + 2, got £105 so far. Depending how long it takes to get house will depend how much can get together.

    Xx
    Debt Remaing £315 :j
    Breath out the past, Breath in the future
    Big Dreams Start Small
  • xJOJOx_2
    xJOJOx_2 Posts: 572 Forumite
    Opened a child isa for the youngest today, been meaning to do it for a while and finally got around to it. When it comes through will set up d/d for £10 a month. Already have one for the eldest, however hers is a child trust fund. Feeling good finally getting my 'to do's' done. Going to review the list later tonight to see if there's anything to add.

    Today I'm going to also order some prints, to do baby book and also for frames for the new house. When they come through it will give me something to do one evening.

    Wonder if the postman brings me anything nice today x
    Debt Remaing £315 :j
    Breath out the past, Breath in the future
    Big Dreams Start Small
  • xJOJOx_2
    xJOJOx_2 Posts: 572 Forumite
    Still no news on the house. However I've found some other houses available now with another housing association. Rung up and no one available til Monday, so fingers crossed there's still one left. If there is I'll be able to move in quicker than the originally house as it will still be weeks from keys being handed in. I'm in need off my own place, being stuck in the middle off the country with no transport is hard, espically on the little ones who I can't even take to the park.

    Ex had a fire the other day in the pub. Luckily the children weren't here had that May off been deveststating! Quarter off the kitchen gone but little ones bedrooms are right next to it, smoke would off gone straight in. Apparently it was the toaster but no idea what caused. Thank god they were with me

    Xxxx
    Debt Remaing £315 :j
    Breath out the past, Breath in the future
    Big Dreams Start Small
  • vasseur
    vasseur Posts: 3,093 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Fingers crossed for the house (sit tight, you'll get there) and yes what a good job the kids were with you when the fire happened.
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • xJOJOx_2
    xJOJOx_2 Posts: 572 Forumite
    It's really warm today and I can't slept. Lots off things going round in my mind. Really hope I get some news tomorrow. Either from first house, saying keys have been handed in or the second one saying if the house is gone or available. I won't be too disappointed if it's gone, but it be nice to know for sure, it's just with there being about four available it's given me some hope, so I no it's not available to I don't know would be good :-)

    So much too do! Trying to plan everything in my mind. When best to order white gooda, which rooms to decorate first - how to manage decorating with the children, who I could possible get to help. Going over my to do's and what to buy. Food for first week. Etc etc

    At first it was exciting but the longer it takes the more I seam to get worried about it lol

    Should be going Chester zoo at weekend, really want to go but if get second house and moving quickly I won't be able to afford. But really want to spend time with nephew on first birthday. But there's the present and card and prices are sky high in the zoo. Can just about afford it if a normal week but not if I've got a weeks rent to pay in front. I won't go in my savings as that's all accounted for already for things I really need. Will just have to see what tomorrow brings!!

    Xxxx
    Debt Remaing £315 :j
    Breath out the past, Breath in the future
    Big Dreams Start Small
  • xJOJOx_2
    xJOJOx_2 Posts: 572 Forumite
    Missed a call from lady re second house!!

    Been sat by phone for days and they call in the half hour your phone decides to turn it self out and you don't realise!! Called back no answer! Hopefully she will call back tomorrow, though I'll try and call her as well even though she never answers the phone.

    It gives me some hope that there's one off the available nows still available. First house is still at least 5 weeks, if not more.

    Fingers crossed for tomorrow xxxx
    Debt Remaing £315 :j
    Breath out the past, Breath in the future
    Big Dreams Start Small
  • xJOJOx_2
    xJOJOx_2 Posts: 572 Forumite
    Got a house viewing on Wednesday!! Yippee. Hopefully I get accepted :-)

    Xxxx
    Debt Remaing £315 :j
    Breath out the past, Breath in the future
    Big Dreams Start Small
  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    You've come so far, It's only a matter of time before you get one. Fingers crossed for you.
    df
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
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