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Only freedom will do
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Exciting times.0
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Np*wer put our DD up to £161 (from £74), despite my strenuous attempts to convince the smarmy salesbot that opened the account after their part in our monumental switch cockup that £74 was far too low. Surprise, surprise, we already owe them £300+. They offered to put the DD up by a lower amount if I paid off the outstanding. Nah - stuff em - sick to the back teeth of gas and electricity monkeys :mad:0
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We've just switched energy supplier as our DD was going up again despite our best efforts to lower it - so we've moved! Here's hoping it'll make a difference...Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Good luck with the job applications.
When I was applying for jobs nearly 5 years ago, i found that it could be time consuming, and you had to put your heart and soul into the application, even for quite low level jobs.
It s not for the faint hearted, so well done on making a start with your plan to change things for the better.Early retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
:wave:
Good luck Ed, hope it starts to fall into place soon!
Stash busting 2014 45 / 60 (balls of yarn)!
2014 Sealed Pot #2136 ?/£500
House: Decluttering 322 / 365
Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE]GOAL 2: [STRIKE]£103 K by Sept[/STRIKE]
GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
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Late again
A somewhat unimpressive week, this is what happens when you need to pay £750+ to your pension as a one time payment. The money was invested in a combination of Vanguard LifeStrategy 60% and 80%.
Week 30/05/2014
Saved This Week £221.57
Invested This Week £1,600.00
Weekly Total £1,821.57
Saved Total £628.82
Invested Total £1,651.89
Total £2,280.71
£ Increase (Week) £347.97
Average £/Week £456.14
% Increase (Week) 18.00%
Income £ £7.60
Income £ Increase (Week) £1.16
Locked in c. £20 of free bets for this weekend, working on extracting £10-12 for Mrs E on an offer as well.
To do today:- [STRIKE]Haircut[/STRIKE]
- [STRIKE]Hoover[/STRIKE] And mopped, much to my chagrin!
- Polish shoes
- [STRIKE]Taxi duties[/STRIKE]
- Bottle HB
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Hi Mr E
Sometimes I feel you have to take a step backwards onto a new ladder which goes further up. I learnt this in 2009 when I lost my job - my income literally crashed to £0 but with hard work and perseverance I now earn twice what in earned back then and in a job I absolutely love.
It was scary (and admittedly I didn't have to make the decision as it was made for me) but I'm so glad I stuck at it.
ThistleMortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
Listening to a beautiful 'Miserere' on Classic FM, I love choral music, even if it does make me feel like crying sometimes (in a good way!)
- £32.94 interest transferred, think we're due about another £6 from TeaSB, but they're not playing the pay on time game!
- Money to pots
- Procrastinating re. doing the things I need to do, but doing lots of other vaguely useful things instead
- Need to try and relax and smell the flowers a bit more
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Hi Mr E, have you listened to The Sixteen by any chance?
I too love Choral music although some can be a little jangly, I find on the whole it's uplifting.
Best wishes Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Tilly_MFW_in_6_YRS wrote: »Hi Mr E, have you listened to The Sixteen by any chance?
I too love Choral music although some can be a little jangly, I find on the whole it's uplifting.
Best wishes Tilly xA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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