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Only freedom will do

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  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Exciting times.
  • edinburgher
    edinburgher Posts: 13,868 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Np*wer put our DD up to £161 (from £74), despite my strenuous attempts to convince the smarmy salesbot that opened the account after their part in our monumental switch cockup that £74 was far too low. Surprise, surprise, we already owe them £300+. They offered to put the DD up by a lower amount if I paid off the outstanding. Nah - stuff em - sick to the back teeth of gas and electricity monkeys :mad:
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We've just switched energy supplier as our DD was going up again despite our best efforts to lower it - so we've moved! Here's hoping it'll make a difference... :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Good luck with the job applications.

    When I was applying for jobs nearly 5 years ago, i found that it could be time consuming, and you had to put your heart and soul into the application, even for quite low level jobs.

    It s not for the faint hearted, so well done on making a start with your plan to change things for the better.
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :wave:

    Good luck Ed, hope it starts to fall into place soon!

    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • edinburgher
    edinburgher Posts: 13,868 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 1 June 2014 at 3:17PM
    Late again :o

    A somewhat unimpressive week, this is what happens when you need to pay £750+ to your pension as a one time payment. The money was invested in a combination of Vanguard LifeStrategy 60% and 80%.

    Week 30/05/2014
    Saved This Week £221.57
    Invested This Week £1,600.00
    Weekly Total £1,821.57
    Saved Total £628.82
    Invested Total £1,651.89
    Total £2,280.71
    £ Increase (Week) £347.97
    Average £/Week £456.14
    % Increase (Week) 18.00%
    Income £ £7.60
    Income £ Increase (Week) £1.16

    Locked in c. £20 of free bets for this weekend, working on extracting £10-12 for Mrs E on an offer as well.

    To do today:
    • [STRIKE]Haircut[/STRIKE]
    • [STRIKE]Hoover[/STRIKE] And mopped, much to my chagrin!
    • Polish shoes
    • [STRIKE]Taxi duties[/STRIKE]
    • Bottle HB
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Hi Mr E

    Sometimes I feel you have to take a step backwards onto a new ladder which goes further up. I learnt this in 2009 when I lost my job - my income literally crashed to £0 but with hard work and perseverance I now earn twice what in earned back then and in a job I absolutely love.

    It was scary (and admittedly I didn't have to make the decision as it was made for me) but I'm so glad I stuck at it.

    Thistle
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • edinburgher
    edinburgher Posts: 13,868 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Listening to a beautiful 'Miserere' on Classic FM, I love choral music, even if it does make me feel like crying sometimes (in a good way!)
    • £32.94 interest transferred, think we're due about another £6 from TeaSB, but they're not playing the pay on time game!
    • Money to pots
    • Procrastinating re. doing the things I need to do, but doing lots of other vaguely useful things instead :o
    • Need to try and relax and smell the flowers a bit more
  • Hi Mr E, have you listened to The Sixteen by any chance?

    I too love Choral music although some can be a little jangly, I find on the whole it's uplifting.


    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hi Mr E, have you listened to The Sixteen by any chance?

    I too love Choral music although some can be a little jangly, I find on the whole it's uplifting.


    Best wishes Tilly x
    Oooohhh, when I did Rockchoir our leader used to sing with them :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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