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My road to being a millionaire - I wish

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Comments

  • red74
    red74 Posts: 348 Forumite
    Ah but do you reckon they will want him?

    He may very well be the closest they'll get to an alien lifeform:rotfl:
    1st April 2008 challenge
    :mad: xmas overspend = [strike]£254.05[/strike] £0:j......cc1 = [strike]£240.78[/strike] £0:j .......cc2 = [strike]£667.47[/strike] £0 :j ...amount owed to ISA = [strike]£1599.90[/strike] £0:j
    TOTAL TO GO = [strike]£2762.20[/strike] £0 !!!:dance: DONE IT DONE IT DONE IT!!!:dance:
  • lol @ Red. I hope he doesn't read this.

    I am soooo bloody skint. :eek: . I have had to transfer £57 to my bills account tonight and will need to transfer another £50 by the weekend so that my loan will be paid okay next week. Absolute scunner tbh as we have a big family party this weekend and we will be going round the tables drinking folks dregs ..........eeeewwww!!! Just joking obviously. I will let the kids do that lol but no way am I.:rotfl: . I still have £16 to pay for the cake for Saturday night. I need petrol as the light is on and I still have 3 days to get to work. Oh just had a thought. I am due expenses for last weeks course. Will need to get them in tomorrow :j . Doesn't help me this week though. I have put about £210 onto my Barclaycard this month which I have not added to my signature as I am going to try my very very hardest to pay it off before end of month. Challenging !! Hmm yep.
    Got £25 from top cashback and £6 from Quidco so they can come off of debt when I get a bit of respite.

    Oh I just had another thought. I dont think my loan is due off until 17th. Will need to check cos if thats the case then the pressure is off a wee bit. Jeez I am rambling now. Can you feel the panic??? At least these days I know that I can manage if needs be, even if mega skint. Am away to check my date of loan payment :hello:
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • :j :j loan not due until 17th so definately better. Wont have to send the kids round the tables for drink now :rotfl: . Jeez I am relieved tbh as I was sweating at how tight this next week was going to be. Still going to be really careful though as I am not going to waste money.
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • binnie
    binnie Posts: 995 Forumite
    I'm so skint too. I get paid on thursday, but every penny is gone when i get it, plus I have to pay some towards it just to pay the rest of the bills.
    I'm ebaying like mad, and just scraping through.

    My bedroom has a leak, my garage roof is badly leaking in, the brickwork is coming off at the end of my house, I need a new front door, new boiler as it's ancient and can't see it lasting so long. The list goes on, and I ain't got no money, boo hoo.

    Does anybody know what the M1 stands after my tax code please.
    Not sure if I am paying too much tax.

    xxx
  • tifnstav
    tifnstav Posts: 441 Forumite
    i just googled M1 tax code and loads came up, although it may as well have been in dutch cos my brain simply shut down at the mention of tax.
  • aye ok then Binnie.......you win
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • m1 tax code means you are on an emergency code. It means month 1. Have you handed in the relevant P45?
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • wahey!! just made £69 profit from Bingo. Loving it x
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • red74
    red74 Posts: 348 Forumite
    Congratulations MIT:T .

    Feel absolutely done-in tonight. Finally made it back to yoga after 2 months off for various reasons and I think I'm already starting to pay for it. I'll probably be doddering about like a little old woman (although nothing can be as bad as one very very easy position, which I obviously did wrong because instead of working my abdominals I must have worked my thighs, and left me struggling to get sat down for a week - throwing myself onto the settee is one thing, but throwing myself onto the toilet was something else entirely).

    Waiting for my RBS statement seems akin to watching a kettle boil. From my earlier wierd freaking-out stage, I'm now firmly back in the "desperate to pay it back camp". Last month it was issued on the 7th so I'll be well annoyed if it's not online tomorrow.

    Hmm, just realised I'm feeling a bit peckish and I've run out of weightwatchers points for today so that will definitely be me off to bed then:( . Night night folks x
    1st April 2008 challenge
    :mad: xmas overspend = [strike]£254.05[/strike] £0:j......cc1 = [strike]£240.78[/strike] £0:j .......cc2 = [strike]£667.47[/strike] £0 :j ...amount owed to ISA = [strike]£1599.90[/strike] £0:j
    TOTAL TO GO = [strike]£2762.20[/strike] £0 !!!:dance: DONE IT DONE IT DONE IT!!!:dance:
  • tifnstav
    tifnstav Posts: 441 Forumite
    i quite fancy doing yoga, apart from a fear of farting.
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