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My road to being a millionaire - I wish

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  • ha ha I've got kids that'll do that for me never mind a dog :rotfl: .

    My gast is absolutely flabbered by the way. My payment came off today for my secured loan and I paid £156 and only £30.20 came off my total.:mad: :mad: . I cannot believe the amount of MY money I am basically giving away for hee haw return. On my snowball I am paying over £250 a month in interest. I am totally horrified.
    I thought my payment today might have brought me really near to my £40k target. I want to scream in temper like a toddler having a tantrum. :eek: .

    I also only lost 1 lb after a week of eating healthily. Was enraged lol. I might just work nyself up to a heart attack by the end of tonight :D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    **hypno tiptoes in**



    bogies



    **hypno runs out again, sniggering**

    :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • tifnstav
    tifnstav Posts: 441 Forumite
    that hypno's a cheeky monkey! like playing knock a door run. anyone seen that program balls of steel where the guy plays knock a door don't run.
    i'm smiling to myself about that.

    or maybe its trapped wind from the questionable meal I just made from storecupboard stuff.

    we are saving like rabid squirrels and remortgaging cos we're out of our fixed rate in a fortnight, but somehow we've managed to get down to having only round about £56 in our joint account! hope we don't have any surprises.

    I'm not doing too bad with my own account. after all my standing orders go out on monday i'll have about £144 left to last four weeks (note that i'm saying "about", even though I know exactly how much i'll have, how anal of me). BTW now I have no more overdraft I have the magic letter C next to the numbers instead of D, woohoo!

    For now I will concentrate on not buying anything. AT ALL. maybe thats not going to work?
  • red74
    red74 Posts: 348 Forumite
    congratulations on losing the overdraft tif:T . Love the image of rabid squirrels:rotfl:

    Have to order pizza for tea as I was late finishing work so missed the supermarket and we've finally run out of food, except for pasta, but nothing to make a sauce with and even I can't stomach the thought of that. The food budget so far this month has been £53 (as opposed to the usual £220apx a month), with only a week to go (rest of month on holiday and that's already accounted for)so I don't feel too bad about it.
    1st April 2008 challenge
    :mad: xmas overspend = [strike]£254.05[/strike] £0:j......cc1 = [strike]£240.78[/strike] £0:j .......cc2 = [strike]£667.47[/strike] £0 :j ...amount owed to ISA = [strike]£1599.90[/strike] £0:j
    TOTAL TO GO = [strike]£2762.20[/strike] £0 !!!:dance: DONE IT DONE IT DONE IT!!!:dance:
  • Thank you Hypno. That was the first smile to reach my face tonight x

    Red and Tifn ---you two are just showing off. One has no overdraft ( when I have 2:o ) and one has only spent £53 on shopping :eek: . Loving it humph!!!

    Just joking well done.

    Right that is kitchen all packed up ready for joiner tomorrow. Am all excited now. The only space in my lounge is my seat lol and a wee path to my hamster. He is still a bit no weel today but I bought him other bedding to keep him warm and comfy and he seems to like it. He's still eating and drinking so cant be that bad :confused: . I hope.

    At last I am starting to feel as if I am getting to grips with my new job. I am managing half my target which is pretty good and I am pleased with that. I keep telling everyone to leave me alone because I am consciously incompetent at the moment on the learning curve lol. ( Basically means I know I'm cr*p :D ). In my job I have to read over and over everything I do as it will be used for legal purposes and I am finding myself sitting here looking over all my posts and making sure the grammar and spelling is all ok. Bleeding eck!! Right am off to catch up on a few threads and then to bed x
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Hello!! My kitchen looks bloody fab. I am so delighted with it. Can't wait now to finish decorating it and get my flooring. I have a really funky new sink too. Between the insurance excess and the extra bits I got done I only need to fork out £180 :j . I still have vinyl to buy but will scrape the money up for that in the next couple of weeks. Hopefully once that is done then whole house is finished so 'should ' be able to not spend on the house for a couple of years ( famous last words huh ).

    Had an unhealthy eating day today :o . I was peed off at only losing a pound this week and wanted comfort food. Daft or what and I spent about a tenner on cr*p into the bargain.

    Going to SECC tomorrow for a look around the travel show. My friend works for a company selling villas and she gave me free tickets. Taking the kids and my mum for a wee cheapo day out.
    Going to try and stick to about £30 for shopping this week but will have to get menu plan and shopping list done for tomorrow. We have an organic fruit shop near us so I will get fruit and veggies from there and basics from ASDA. I watched Jamie's thing the other night about the damge we do to ourselves with unhealthy eating and really need to sort myself out. I won a £5 Amazon voucher with GFK so I have sent for a calorie book and for the first time for years I am going to go on a calorie controlled diet and see if that works any better for me cos it aint happening the way I am going.

    Okay bedtime now as I am very tired x
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Hi huge drama in MIT household tonight. I went to put my washing on the radiator to dry and found Fudge our hamster dead. He had been wandering around, albeit a bit wobbly about 2 mins before that. We were all in tears. He is wrapped up in a fancy box and all ready to be buried tomorrow when it is lighter. DS is inconsolable. Hopefully he will fall asleep nice and quick.

    We had another drama-: DD bought an i-pod with her Christmas money and it has taken us hours and lots of tantrums to get her some music on it :rotfl: . I ended up phoning my niece to come and sort us out. I paid for the i-pod on my ARGOS card as I get 6 monhs interest free. DD gave me cash and I will use it to pay something off of the SONY card. It'll save a wee bit of interest.

    Went today to get cushions for my dining chairs as they dont match kitchen now. I ended up buying material to recover them and I have enough to make a nice runner for £12.50-- Bargain!!

    Spent £43 on shopping and I bought a new mop, old mop is totally minging. Don't boys just drive you crazy when you go shopping? I hardly ever go but when I do DS is a bleeding nightmare. Firstly , 'why do we have to buy food',he eats us out of house and home :), Then it was I have a funny head, then he had a sore head, then he had sore knees which then appeared to slide down his legs as this then turned into sore feet. Jeez!!! I'm glad to get him into his bed tonight :).

    Hope you are all well. x
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Sorry to read about the hamster.

    Good news on the "bloody fab" kitchen though!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Hi huge drama in MIT household tonight. I went to put my washing on the radiator to dry and found Fudge our hamster dead. He had been wandering around, albeit a bit wobbly about 2 mins before that. We were all in tears. He is wrapped up in a fancy box and all ready to be buried tomorrow when it is lighter. DS is inconsolable. Hopefully he will fall asleep nice and quick.

    We had another drama-: DD bought an i-pod with her Christmas money and it has taken us hours and lots of tantrums to get her some music on it :rotfl: . I ended up phoning my niece to come and sort us out. I paid for the i-pod on my ARGOS card as I get 6 monhs interest free. DD gave me cash and I will use it to pay something off of the SONY card. It'll save a wee bit of interest.

    Went today to get cushions for my dining chairs as they dont match kitchen now. I ended up buying material to recover them and I have enough to make a nice runner for £12.50-- Bargain!!

    Spent £43 on shopping and I bought a new mop, old mop is totally minging. Don't boys just drive you crazy when you go shopping? I hardly ever go but when I do DS is a bleeding nightmare. Firstly , 'why do we have to buy food',he eats us out of house and home :), Then it was I have a funny head, then he had a sore head, then he had sore knees which then appeared to slide down his legs as this then turned into sore feet. Jeez!!! I'm glad to get him into his bed tonight :).

    Hope you are all well. x

    My Dd is like this , I can guarantee the minute we walk into a supermarket she suddenly develops a raging headache and a desperate thirst:confused: . It always ends up with pack of paracetamol and bottle coke or something in trolley. Not been shopping since xmas but when I do will be sneaking out alone:D

    Kitchen sounds great mit, we are kitchenless at moment as old kitchen ripped out and new one not yet in. Like you we have boxes everywhere:rolleyes: :rolleyes: . Difficult to hide my gadget obsession from OH when it is all piled up in living room:o :o .

    Sorry about your hamster, you did say he was looking poorly, was he old?

    sm
    Reduce,re-use, recycle.






  • Not sure how old he was SM. We asked on freecycle for a hamster cage as i was going to get DS a baby hamster and the guy gave us fudge as well. He said at the time he was about 1 and a half. Probably about 2 now. I dread to think what we will be like if anything happens to our rabbit :eek: . Definately not getting a dog now lol. Poor you not having a kitchen. Mine has always been there as it is just a tarting up job I am getting done but still a pain. I keep having to hunt through boxes for stuff. Hopefully I will get the decorating done tomorrow whilst the kids are out at their dads and then I can unpack and get back to normal. I keep cleaning the new worksurfaces lol and using chopping board all the time. It won't last though.
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
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