My road to being a millionaire - I wish

millionaire_in_training

KP it was delish!! I cheat though and use a packet herb mix. The schwartz lasagne mix and some tomato puree. I bung in onions and mushrooms and voila !! perfecto.
Sinderella ( love the name) Welcome and join in any time you want. I hope I havent bored you too much.
By the way I am a first class numptie. I forgot I had transferred money from one account to another on the weekend so that means if all the money that is due to go in my account actually goes in then I am actually up by £6 :j . Not much but it means I wont have to dip into this weeks money which will be the first time for a month. Unfortunately if it doesn't all go in then I need to put £50 in :sad: Never mind it is all doable so that's the main thing and it's payday next week so all is well. Need to pay a tenner to Argos as it's due before payday. Had to pay for ds's school pics as he is in final year of primary school. Jeezo man why do we make ourselves buy these things.....peer pressure!! Is a really nice pic tho and I did get a smaller pack than I ususally buy.
Hope everyone is well and doing their best to make lovely cash xx
Oh and salsa was great again tonight

millionaire_in_training

I just went back to the beginning of my diary and realised I have £2k more yes thats more on my cc's than I did 14 months ago.:mad: . How the :mad: :mad: :mad: :mad: did that happen. I am an eejit. I feel as if I have worked my socks off at paying off the debts and I am getting worse :eek: . Right that is definately it I am peed off and need to get my butt in gear. Am away to do my surveys etc that I have been avoiding and going to start clicks etc again and get a move on . This is ridiculous. Been reading Hypno's success lately too and I should have at least made an inroads into this total by now. . i know my figures at t the start were not including my holiday last year but OMG ! Watch this space as M.I.T is fired up for action!

:rotfl: SOME SIGHT HUH!

Keeping_Positive

Go for it. Its so easy to become a bit complacent I find. I think things are ok and under control so relax a bit. Spends then creep up especially with kids, school pics, trips, shoes, clothes and lord knows what else!

millionaire_in_training

Good Evening. Not too bad spends wise today. £4.50 FOR SLIMMING CLUB AND £3 for terramundi as I lost 3 pounds :j . 20.5 lbs so far in 10 weeks so am going in the right direction. Starting to feel the difference now. I will need to bin the trousers I am wearing just now as they were my comfy trousers at my heaviest and crotch is just about at my knees now lol I dont even open them to take them off and they aren't even elasticated lol. Bought some breakfast bars in the club too so that was another £1.50. Good news is though that I won the slimmer of the week so I got a big bag of fruit FREE :j .

I was annoyed last night as I wondered why my debt total was higher than last year but then I remembered that I had not actually included everything initially ( I was too embarrassed) but that the total there now is correct. I have actually reduced my debt by about £3k this year. Not a huge amount in comparison to others but definately a huge amount for me. I get paid on Tuesday and have approx £200 extra due to the small tax thing and a days overtime. I owe £51 to New Look for some things I got for DD and I will have used my overdraft by then so will only really have about £50 extra. Never mind the days O.T. was to pay DD's trip anyway and that is paid already so it's all good. I am going to do my budget tonight and be really strict with it. I always end up buying extra stuff from my wage and not the weekly money I have and I chase my tail all month to catch up. This month I am really going to try and stop doing that. I have a loan that comes off on 29th and it is a pain so I am going to change the date for that. I also have a loan comes off on the 17th of the month and I am going to do the same with that. This means that any money left from my wages account is available for debt busting and I will stop this chasing my tail all month making sure that money is in the account to pay everything as it will be all paid early on. Right I have work to do so best crack on . Hope everyone is well. And KP you're right it's them kids fault

millionaire_in_training

:j :j :j all the different money I wanted to get paid into my account got paid in today. Only had to put in £30 to meet my payment for my loan. I will have £100 to spend this week. Yipee!! Need to pay my mum £15, I owe DD £15 and £9 to pay for DS's pics but it is all doable. Sad how excited I am about it lol. I get paid on Tuesday. I can't believe I have managed through this month. I know I have used my £100 overdraft but before I found this site I would have used my CC's constantly and to hell with it. Spent £3.95 today on a KFC as I was at a meeting in Glasgow and had nothing organised. I have jsut had soup for dinner though so diet should survive. Paid £3.20 for train fares too but will get them refunded. Cant wait to go food shopping lol and get some decent grub. Going to do my budget now for next month and see how I am for extra cash. I want to start buying some pressies for Christmas. Take care xx

millionaire_in_training

Hello all. Sitting watching the x-factor. What an exciting life I lead!
Was out today with friends but only spent £2.99 on grapes so not too bad. I did buy a glittery crop cardi in TESCO mind you for Christmas. I couldn't resist cos I got the perfect dress from e-bay ( tags still on) for a fiver and needed a shrug dor it so this was perfect. Was only £12 so even better. Just need to lose the weight to get into them now:rotfl: :rotfl: .
I had a nice day and only 3 days until payday and I survived lol :j :j .
I can't wait to pay some money off of the debts and start getting them reduced a wee bit again. Am focused again so I hope it lasts and am going to go hell for leather to get under the £13k before Christmas if at all possible. Hope everyone is well xx

hypno06

I am watching x-factor too

millionaire_in_training

that girl rachel just on is amazing but has some attitude!

millionaire_in_training

Evening all. I have had a really nice day today. Spent it with DD as DS was at his dad's (dd didn't want to go). We went to see my friend's new cottage and omg omg omg I love it!! She is a lucky git. It is mega old and feels like it is sitting on a slope when you are in it but it is quirky and cute cute cute. It has a barn attached but it is only a small one. She told me it was tiny but it has 3 bedrooms and 3 reception rooms plus bathroom and kitchen and a massive garden. Makes me even more determined to move my butt and get this debt paid off so I can afford somewhere better for me and the kids. Don't get me wrong the house I have is okay but just not what I want. I want to move into a village instead of the small townI am in. I am fed up with going into the local centre and seeing drunks and junkies fighting and ruining the place with their antics. I just want out. Have managed to lift another tenner form the lottery sites today and will get another one tomorrow. I have loads to go onto e-bay so am going to start listing it tonight and see if I can make anything from that. Better get a move on then . Take care xx
ps. Only spent £16.20 today. £15 on petrol and £1.20 on juice.

millionaire_in_training

ok 9 items on e-bay. I've joined the no spend day challenge and am going to try for 12 days in October. Also joined the £10 per day challenge but only going for £5 per day for the first month and see how I get on. I am meaning business lol