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A MF day begins at midnight
Comments
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Morning MC.
Very occasional blasts of the heating for me but i'm still holding out on putting it on properly.
MGx:jMortgage free 08.08.19 :j
2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
MF date was Nov 2041 - mortgage neutral 23.07.18
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Yup, heating is on down in South Wales.I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Put ours on for the first time this week, just for half an hour when the kids go to bed (with a hot water bottle). Not terribly cold here in Leicester yet, but we are on one of those rotten key meters, we are renting until we find something to buy, so probably only for 6 months and it is not worth the hassle of having it changed to a regular meter, btw the landlord is a muppet. After owning our home for 10 years, I can't say I ever missed private renting, but new job in unknown location, so sold up and renting until we know where to avoid buying a house!4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******0 -
Thanks, glad I'm not being overly tight. It has actually warmed up quite a bit this evening, so perhaps next door has cracked first
.
Its not quite payday yet, but I made a cheeky OP of £100.
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Oh i love a cheeky OP hehe great stuff :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
No heating here just yet!! Oh my goodness, I'm feeling proud I'm with the sensible crowd this year! I've not needed it yet, but when I do (or lodgers), then I will!
Well done on the OP!
I've almost finished my mortgage move, decreasing payments from £580 to £450 a month.
* * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
Barclaycard -£5,867.52;
mbna1 - 3,009.22
mbna2 - 1,755.70
Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.040 -
Hiya MC
My heating has been on for a couple of weeks now...but it's only on low for an hour in the morning and a couple of hours at night....I tortured myself over it for a while but then decided I'm not going to feel cold in my own house
Have a lovely weekend
BW
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Hi BW
I suppose one advantage of living alone is that you can avoid those disputes over the thermostat.
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Monthly update time again. :j
Things seem to be progressing quite quickly at the moment, as have been doing quite a lot of extra hours. I received some small work expenses back that I had forgotten about, plus got a dividend from one of my shares, and added that to the pennies I had left come payday and have OP'd it using the magic button.
I am beginning to really enjoy having an "overpayment allowance"
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Following you thread with interest- well done, heating has been on a while here in Durham!!!CRV1963- Light bulb moment Sept 15- Planning the great escape- aka retirement!0
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