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A MF day begins at midnight
Comments
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No idea, depends what the interest rate is
One of the things I do is to try and work in units of my daily interest. For example, if I have any extra income I can say that it has covered 7 or 10 days of interest.
If I am thinking about having a takeaway I would say that its 2 days interest, and would weigh up if I still wanted this takeaway. The answer sometimes is still yes :rotfl:
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
A takeaway is only 1 days interest for me!!
Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0 -
He he guys! I'm just tucking into a takeaway. 1.5 days interest
So, I've got 110k on 2.49%.... * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
Barclaycard -£5,867.52;
mbna1 - 3,009.22
mbna2 - 1,755.70
Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.040 -
Looks about right to me Catriona, give or take the odd penny.
Doubt I will be having any takeout in the near future as I went a bit overboard in Ald1 (because its cheap I stock up), and now probably have enough food to open my own takeaway :rotfl:
Got to make sure none of it goes to waste :A
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Popping in to say hi and am up to your steam stripping wallpaper antics so far
A feeling of de ja vu as my first house wall full of woodchip and a gloss finish!
Hope you don't mind me following, some great ideas with the interest days vs. take away too.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Hi Ali-OK,
It's the more the merrier on this diary so put feel free to grab a brew and put your feet up from all that er................ stripping
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Random act of kindness yesterday.......
My neighbour (whom I had not spoken to before
) took pity on me walking in the torrential rain and offered me a lift to bus stop.
Not yet found anyone in need so I can pass it on.
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
Relatively productive weekend.
Spent a few hours of DIY, which is as ever progressing slowly.
Went into town to get a new pair of sports shoes in preparation for the new season. Stumbled across a closing down sale on the way back and managed to find a couple of items very cheap. Looked at some jeans but not much left other than dozens of pairs with a 30 inch waist, but a 34 inch leg. I'm not quite sure who they expected would be buying them :rotfl::rotfl::rotfl:
MCInitial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038
Mortgage remaining £68285
Daily interest £4.28
2017 MFW #14 £3746.90/£10,0000 -
DIY seems to take too long to get done.
Keep at it though - I'm sure it will be worth it in the end I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
midnight_child wrote: »Relatively productive weekend.
Spent a few hours of DIY, which is as ever progressing slowly.
Went into town to get a new pair of sports shoes in preparation for the new season. Stumbled across a closing down sale on the way back and managed to find a couple of items very cheap. Looked at some jeans but not much left other than dozens of pairs with a 30 inch waist, but a 34 inch leg. I'm not quite sure who they expected would be buying them :rotfl::rotfl::rotfl:
MC
A tall, thin person. My ex is that size:rotfl:
Sounds like you got some great bargains.
Diy a pain, but the rates the trades charge well worth having a go yourself. I'm having a go at my student house shortky, dreading it, but looks so much better when doneHOME
Original mortgage free date Nov 2037
Mortgage free August 2018
Additional properties
Mortgage 1 £108,000
Mortgage 2 £45,000
Teacher pension - DB scheme
LGPS pension - DB scheme0
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