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Janey's Journey to Becoming a MFW

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Comments

  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    its really interesting since we have someone come in for an hour at lunch for puppylove and that was not good enough for labrador rescue.

    Puppylove adores her and starts watching out for her from about 11.30.
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    They certainly all have different rules. One I read about said no if you work at all!

    This is where our little lurcher came from :)
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Aargh! Must not look at rescue dogs! Two dogs is enough for us, but the fluffy lurchers melt my heart every time :o

    I'm having a quiet day at home today. The dogs need walking and I've got some wedding stuff to sort out, I might even have a nap :D
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    £19.10 transferred to honeymoon fund bringing it to 63%

    I would like to get that total up to the next multiple of 100 by the end of the month so £90.59 to find from interest, cashback and (hopefully) left over cash :)
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Awww, I don't let myself look at rescue dogs :o I just want them all!

    Good luck with your savings for this month :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Glad to hear that all is going well on the personal front, but work sounds as if it's been stressful

    You must be very pleased that it's nearly Easter!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Mornin' :)

    Thanks for popping in SF and Goldie :wave:

    This is the fourth day of my holiday Goldie, but I still can't shake the feeling of over-tiredness. It sort of feels like a work stress hangover, if that makes any sense at all? I'm not too bad at home, but when I go out I feel a bit spaced out and fuzzy :(

    I had a fairly lazy day yesterday with a nice dog walk when OH got home. Poor pup (yes I can still call him that :cool:) was going a bit crazy when we got home, leaping around and rubbing his feel on the carpet and furniture frantically. A bit of googling suggested that he had been stung by the young nettles! Poor chap.

    I've got another quiet morning today and plan to finish a library book :)


    In money news:

    Many years ago (9 to be precise) when I was a student, I stupidly got distracted at a cash machine and forgot to take the money. When I went back it had gone so I assumed someone else had picked it up. You can imagine how upset I was as I've always been a bit of a control freak when it comes to money and I felt like such an idiot.

    Anyway, last week I got a letter saying that the transaction had been picked up in an audit as the money was never collected but my account was still debited. The cash, plus interest has now been paid back into my account :j:j:j

    So I have just added £48.64 to our honeymoon column :T:D:T:D

    Feel very happy about that, but still cringe when I remember my carelessness :o
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    72p Tilly Tidy to honeymoon fund bringing the total to 66% :)
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Had an e-mail from the legal side of our (hopefully) new mortgage company with a redemption date of next Wednesday, but it still has to go past another set of senior underwriters :mad:

    Our mortgage advisor has never known an application be so carefully scrutinised and it's very frustrating.
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Morning :wave:

    I didn't realise it was so long since I last posted :o

    I moved a rather large Tilly tidy of £5.76 to the honeymoon fund this morning. Had to resist moving more as I really want to fill it up!

    Our remortgage is due to complete today so I may be obsessively checking our internet banking! What I don't understand is that the amount shown as owing on our internet banking is quite a bit less than the redemption amount from halifax. I can't even make the amount by adding a whole month of interest so I'm worried we'll be paying too much. Also it says that the new company will take a payment in 14 days which will mean 2 payments this month which I certainly haven't budgeted for :(

    Anyway, it's another gorgeous sunny day here and I plan on sitting in my tip of a back garden for a bit at lunch time :)

    I'm not planning on looking at any school work until Friday so today is officially a lazy day :T
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
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