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Janey's Journey to Becoming a MFW

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Comments

  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    I'm still feeling pretty tired today, not helped by walking 7 miles yesterday :eek: What were we thinking! My feet hurt :o

    On a positive note, the lurcher still-just-about-a-puppy is absolutely shattered, and a tired dog is a good dog :)


    OH was paid on Friday so I did the end of month transfers and it's been a really good month! Mainly because we were paid a bit more than usual.

    We saved 50% of our income.

    Our renovation pot is full (for now) and our wedding savings are at 97%.

    We're really pleased with these figures, but I'm not expecting it to be that good again as I'm not planning on taking on any extra work from now on.


    I've got a massive list for today so I'd better make a start!
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    So far today:

    Bedroom, spare room and living room tidied and cleaned.
    Filing done and huge amount of paperwork decluttered.

    Have now run out of steam so sitting down for a cuppa and a bit of time reading diaries :)

    Still to do:
    • Unload/load dishwasher
    • Clean kitchen, you know, even under the microwave :o
    • Book Dr appointment
    • Re-book dentist as they cancelled
    • Work out some sort of exercise plan for some big event that's coming up...
    • Write another wedding 'to do' (panic) list - it's only 7 weeks away now :eek:
    • Walk dogs
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Fabulous progress.x
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Yaay! It's payday for me at last :j

    OH's wages have managed to cover all of our bills this month so my spare £££ went straight into savings which is a first for us. I think OH is more on board this month as we're discussing starting a family.

    :j:j:jWedding savings are now topped up to 100% and 62% into the honeymoon fund.:j:j:j

    As I feel the end is in sight, I've started a 'maternity and baby' page on the savings spreadsheet which may be getting ahead of myself slightly :rotfl:


    I did lots of jobs yesterday but really struggled with feeling tired all day.

    A busy day ahead. I've just got to post the legal stuff for our new mortgage this morning then hopefully they might decide to actually give us the money at last :(

    The lovely ladies from the greyhound rescue are coming for their follow-up visit and I can't wait to tell them how much we [STRIKE]put up with[/STRIKE] love him :D

    Seeing mum this afternoon, then yoga, with a few jobs to do in between.

    Better get the house (and myself) looking presentable first :)
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Having a maternity/baby fund is a great idea, I wish we'd started before now! :o
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    I know it's stupid, but I almost feel that if we start preparing for a baby like by saving, we might jinx it and take longer to conceive.

    And this is coming from someone who is not religious or superstitious :rotfl::rotfl:
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    If you start saving for a baby then you can always have more choices later on.
    I don't think you are tempting fate.

    Do you work full time? Just wondering as you rescued a doggle?
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    I know, I really definitely don't believe in fate, but it's sort of wired into the way my brain works with things like this! :o

    I work 4 days a week, one of which isn't contracted. When we got the dog I came home at lunchtimes to let him out, but he's fine now, just sleeps the day away :)
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    When I looked into rescuing they wouldn't let me if I worked more than three hours at a time!
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    This one said 4 hrs so popping home at lunch was ok. We don't bother now he is settled but do set up a webcam from time to time to make sure he is relaxed :) He throws some interesting shapes when sleeping which looks hilarious on fast forward :rotfl::rotfl::rotfl:
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
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