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Janey's Journey to Becoming a MFW

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Comments

  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    ljaneyr wrote: »
    I've heard that too :(

    Nooooo, that's awful ... horrified, it was bad enough thinking they'd been mown down! :eek:


    I was only in school for two days but they were really slow! I kind of feel like it's the end of term already but I've still got so much to do! Trying (unsuccessfully) not to think about it :o

    I think it's the three days which you weren't in school but were responsible 24 /7 for your group of small people that might be behind the sneaking exhaustion. :o IMHO that's exactly what sneaks up on you when the responsibility lifts!


    Earlier, I did the unthinkable - I signed up to view my pension online :eek: I have been carefully ignoring all the stuff that comes through the door from time to time, but today I thought I'd give it a go. I learnt two things:
    1. I don't have much of a pension because I have worked part-time for 4 years
    2. I really don't understand my pension :o

    I tried reading a few of the FAQs and using the calculators but it didn't help :(

    So, on with something that is more at my level of understanding :rotfl: - a 62p TT moved to my ISA, topped up with £1 to meet the minimum transfer limit :rotfl:

    :wave:

    I don't get my pension either, tis next plan, after the whole MFW malarkey (although I'm closer to really needing to think about it than yourself, I believe)!

    Hope you have a restful evening x
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    edited 10 June 2014 at 6:29PM
    Morning all :hello:

    I just wanted to report that new laptop battery has finally arrived! I charged it over night and am now sitting here with a wireless laptop again :j

    Wedding news
    We have the date we wanted at the venue :T I've sent our details to the registration service and should hear from them in the next four days. Apparently they are experiencing a high level of calls...

    We have a massive to do list for today so will be working together
    • [STRIKE]Chase up refund[/STRIKE]
    • [STRIKE]School work[/STRIKE]
    • [STRIKE]Collect enormous order from N£xt[/STRIKE]
    • [STRIKE]Sort out return of another item[/STRIKE] Decided to keep it :o
    • [STRIKE]Washing[/STRIKE]
    • [STRIKE]Go to large DIY superstore and order materials for new garden fence[/STRIKE] Done by OH who got a huge discount for using the tradepoint card and free delivery
    • [STRIKE]Concrete in washing line (only had it since Easter so it's probably about time)[/STRIKE]
    • [STRIKE]Take rubbish to the tip[/STRIKE]
    • Clean car (it's disgusting!) Inside done, outside next week
    • [STRIKE]Clean spare room[/STRIKE]

    ...and [STRIKE]walk the dog[/STRIKE]...

    ...not sure we'll make it :eek:
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Good news on the wedding front :T


    Looks like it's all coming together
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Great news on the wedding front :j :j
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Great news on the wedding front :j :j
    Goldiegirl wrote: »
    Good news on the wedding front :T


    Looks like it's all coming together

    Had an e-mail today to say that they'd tried to call me but I'd given them the wrong number :eek: Stupid touch screen typing :doh:

    Project 'get fit for summer', also known as 'pre-holiday panic over buying a bikini', is well underway here. We walked 5 miles on Sunday evening, another 3 miles last night and I'm just off to yoga.

    Feeling exhausted :o
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :wave:

    Excellent news on the wedding plans ... great when it all starts coming together!

    Are you still aiming for February half term or Easter? x
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Hi Hbbb :wave:

    We're penciled in for the May half term now - hoping for warmer weather :rotfl:
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Good evening :hello:

    It's sunny here at the moment although there have been a few clouds around today. Tomorrow is looking promising :T

    Today has been a NSD and I have transferred about £6 cashback from TCB which will probably go into my ISA when it arrives.

    I was quite busy at work today and dashed home earlier than normal simply because I felt like getting home at a more reasonable time! I do feel a bit guilty now though because I forgot to bring my marking home :doh:

    I'm also feeling a bit smug as I did a workout DVD when I got in, then 45 minutes of yoga from u-tube :A Tomorrow we're hopefully going to dig the bikes out of the shed. I haven't ridden my bike in probably two years :eek:

    I hope you are all having some nice weather :)
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • May half term is a brilliant time for a wedding. Well done!
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    May half term is a brilliant time for a wedding. Well done!

    Just as long as we get the date with the registrars :eek::rotfl:


    Sorry I've been a bit quiet on here recently, things are really busy at work and lots going on at home too. Father's day is a bit of a difficult one this year as it is the start of the week my dad passed away, but I'm feeling strangely calm about it. Knowing my family are finding it more difficult is tough though.

    It's cloudy here today with a bit of sun breaking through but it has been hot and sunny all week :) We had a lovely day yesterday with some of my OH's family visiting. It was nice to have a chance to get to know some more of his many cousins and their children.

    A quieter day planned today with a chunk of work to do for school but I'm hoping to get out in the garden for a bit.

    Two Hbbb style simple pleasures from yesterday (both wildlife related:))
    • I regularly spot buzzards when I'm driving round here and it is still a treat as they are such amazing birds! Yesterday I saw one swoop down and fly away with some poor furry creature
    • A fox cub ran out in front of our car on the way home last night and ran for quite a waybefore finding a suitable spot to jump the hedge

    Going to put some washing in then update the spreadsheets :) Hoping to catch up on some diaries later :)
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
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