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The Big Adventure

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  • Hope you get everything done - I will cheer you on from my reclined position, lol x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:


  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    giblet1979 wrote: »
    Hope you get everything done - I will cheer you on from my reclined position, lol x


    Glad to hear you are having some relaxation, it's good for you !


    I cancelled Ancestry fine on the website. My family tree stays online and I can still access it to look at, but I won't be able to view any of the documents I've attached to my ancestors. Maybe I'll re-subscribe at a later date.


    I tried phoning the cruise company, but was held too long in a queue, so I emailed instead. I'll make sure they reply, as I don't want to have to survive on lettuce leaves on my cruise!


    All housework done, just a little bit of ironing left, and a NSD!


    We've got Spaghetti Bolognese for dinner, the last of a batch cook that I did. It's just about within my salt limits, so ok for me to eat.
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Watty1
    Watty1 Posts: 7,060 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So pleased for you with the outcome of your consultant visit. Couldn't be better, sounds like you really have him on your team now. Hurrah!
    Well done you :)
    (PS I make my own cranberry sauce and freeze it, using apple juice, cranberries and oranges, no salt at all and no sugar either).
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Watty1 wrote: »
    (PS I make my own cranberry sauce and freeze it, using apple juice, cranberries and oranges, no salt at all and no sugar either).


    I'd never even thought of making my own cranberry sauce.


    In the new year I do intend to get more into jams and sauces, chutney etc, so it's something I will definitely bear in mind :)


    Had a letter from the solicitor today with our draft wills. We'll go through them at the weekend to make sure they are all in order.


    Also had our English Heritage membership renewal. We'll be renewing this, as we intend to get use out of it next year.


    As normal, a working day = NSD. I get paid tomorrow, so all the money will be in. Just need to wait for the M&S credit card bill, and then I'll be ready to do the money shuffle!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • greent
    greent Posts: 10,803 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the pre-op meet means no op - great outcome! :) x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Goldiegirl wrote: »
    Hello everyone, thank you so much for taking to the time to think of me, it is much appreciated.


    It all went better than I could possibly have imagined.


    I went to the pro-op appointment, and then went to see the consultant.


    I think I've confounded him a bit, because the tests that I did the other week have come back in the normal range!


    He still diagnoses Meniere's, but in view of my test results, my continuing lack of vertigo, no feeling of pressure in my ear and improved hearing, he agreed with me that the best way forward is to try to manage the situation by diet and lifestyle changes!


    Hoorah!

    Fantastic news, glad you've come out feeling positive :T

    Well done for taking a positive approach and showing it really could be managed with lifestyle changes.

    Here's to you putting off any operations for a long, long time.. if ever!

    xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Thanks for dropping in, everyone:)


    Today has flown past, and I haven't even been wildly busy, just getting a few bits and pieces done.


    Went to Sains this morning, just for a few 'bits', and ended up spending £32. I wouldn't mind, but I'm doing an online order tomorrow. But we did utilise a few extra Nectar points vouchers, so there were a few more items going into our store cupboard.


    Then I did a batch of ironing, but there'll be another load tomorrow after washing.


    Lunch was sausage, egg and chips for Mr G, and egg chips and peas for me.


    Then, I mooched online for a while - I listed one eBay item to start tomorrow, did a couple of surveys and then (fanfare) did the monthly money shuffle:j


    I'm very pleased with how the month turned out financially, helped because we didn't have much time for frittering!:rotfl:


    Grocery shopping came in at £197.74, or 60% of last years average. Much of this is due to me running down the freezer, not due to particularly canny shopping!


    General spending £372.45, or 70% funds allowable. As this included theatre tickets for next year, a new lawnmower and a new battery for my posh watch, this is a good result.


    Surplus funds go into the contingency pot.


    The contingency pot was raided to pay for Mr Goldie's dental bill of £219.


    We also booked some excursions and speciality restaurants for our cruise in December. This cost £195, so I reduced the amount going into savings.


    But we were still able to save £1700, so I'm very happy with the months totals


    Oh, we harvested our experimental carrots. Back in April / May, we just planted some carrots seeds in two pots, just to see what would happen. We've got enough for about two meals worth. Next year, we'll probably plant a few more


    PS, had a walk too
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • edinburgher
    edinburgher Posts: 13,988 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I like that you try and keep your jigsaw hobby cost neutral Goldie - it reminds me of the chap from Early Retirement Extreme's views on 'serial ownership' (basically 'buy it secondhand and sell it on again when you no longer need it'). This can work quite well with some things (entertainment products like DVDs/jigsaws, tools, electronics etc.), but I suspect that we all have some products that we would rather have new :D

    Hope you're having a relaxing weekend.
  • Hi there, Mr Ed.

    Having a lovely weekend - had a bit of a TV fest this evening, what with Strictly and Dr Who, and there's Downton Abbey.tomorrow night.

    I like the idea of serial ownership. When I win a jigsaw auction on a second hand jigsaw, I often wonder how many hands it has passed though, and how many more people will use it.

    But I also like buying a few of the new release jigsaws. I've found a reliable eBay seller who sells new jigsaws at £11.99 each, including postage and packing, which is very good, considering they cost £15 or more in the shops.

    I sell them on, as soon as I've done them as they'll get a good resale value. I'll be unlikely to recoup my total outlay, but my bench mark is £6.50 ( and I charge P&p on top of that). I've got two jigsaw auctions finishing tomorrow afternoon, which I have hopes of breaking the £6.50 barrier.

    I suppose i had better go to bed now - I'm advised to get lots of sleep!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That sounds really good about the jigsaws - I'm glad to hear your thoughts on it.

    And ed - great website mention! Just found it, I'll have a look through that.

    Goldie, the amount you put into savings, while not skimping yourself, is fantastic - I'm chuffed for you :):):)
    2023: the year I get to buy a car
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