This is it *ping* lightbulb!!!

kindofagilr

OH has just text, he has got his new grade through he has been promoted 2 grades wooooooooo hoooooooo so so so happy lol

Still no idea of figures cos he is terrible with finding stuff like that out lol, I would be wanting to know that straight away

Hoping that the grade has gone through the HR system in time to be on this month pays.

kindofagilr

We've had an email back from OH's old pension scheme, apparantly he got refunded way back in 2002 when he left the job, oh well it was worth a shot xx

kindofagilr

Afternoon all.

Was meant to post yesterday, there was nothing leftover from the shopping (we actually went £1.47 over this week) but that's all cool.

I'm itching for OH's payday next monday so we can hopefully see what his wages are going to be (so praying his new grade went through in time for this month's pay, I know at my work we have to have changes to wages forms in halfway through the month for it to take effect that month)

Also was just reading about reclaiming account fee's from banks, we used to pay £12 a month to our bank for an account, and looking at what Martin is saying we should be able to claim it back as I am sure that we were told we needed it to get the mortgage, so I have been going through the statements to view them all (can actually view all the way back to the start of the account on the internet which is good) then I need to print off the ones in question and send it with martin's letter and cross our fingers for something back

CAFCGirl

YOU ARE AWESOME!!!

Not only are you kicking a$$ on managing your own money and tackling debts, you're kicking my behind to get me into action too.

YOU ROCK!

kindofagilr

CAFCGirl wrote: »

YOU ARE AWESOME!!!

Not only are you kicking a$$ on managing your own money and tackling debts, you're kicking my behind to get me into action too.

YOU ROCK!

Aww thanks hun xxx

kindofagilr

OH's wage slip has come, his new wages aren't on we are now slightly screwed for the month of July seeing as we've lost tax credits.

Need to look through my budget tonight (which is currently sitting at -£300 for the month of July) and see what I can pull back from this month to make us have enough money for July.

It's my birthday in July too waa no birthday meal for me.

So gutted, OH needs new work shirts, trainers, I need school uniform, that's all gonna have to wait till end of July now.

I know it means that his end of July pay should be a good one but I'm still grr xx

kindofagilr

Ok, been through my spreadsheet and we are ok, means no big overpayments, no money going into savings, and lowered shopping for the month, so it's gonna be a tight month but its going to be managable xx

kindofagilr

Morning all

Trying to fight feelings of crapness this morning, I'm so bored, sick of weekends tbh, we do nothing and it's starting to drive me mad, I take my son swimming on sat morning, then once we are home from that we don't leave the house again till work on monday morning, I am getting sick of it tbh.

Also am feeling low about the money for July, I know its just a temporary thing till Oh's wages are sorted but it feels really poop that I can't chuck £100 straight at the overpayments once we get paid, and we can't put anything in the christmas fund, and there won't be much leftover each week from shopping as I've had to lower the shopping as well to cover the decrease in income this month, like I say I know its just for one month but I am feeling meh about it all, I am going to get OH to ring his payroll tomorrow just to make sure they have his new grade, I do not want to get to end of July and have this happen again.

xx

BEAT_THE_DEBT

Hi:) could you not go for walks? Or a picnic? cycling? Running? Reading with interest xx

kindofagilr

BEAT_THE_DEBT wrote: »

Hi:) could you not go for walks? Or a picnic? cycling? Running? Reading with interest xx

Hi

Yes we def should be doing that, we used to go out nearly every weekend for walks etc, so Im gonna force OH into doing that again, I think we've just got into a routine of doing nothing iyswim, we live in Northumberland and I have a free English Heritage membership through work as well so there is no excuse cos there is lots to do, we have so many nice beaches as well (although OH hates the sand) which I know the kids would love, we just need some nice weather for the beach lol xx