This is it *ping* lightbulb!!!

kindofagilr

lucielle wrote: »

Hi I've been reading but not posting. Well done so far on the debt busting. Can you give the little chap a bath with bicarb of soda in it as it takes the itchiness away. HTH
L

Thank you I will def try that

He resembles a dot to dot pattern now bless him, he's being a little soldier and isn't scratching and taking his liquid anti histamines even though it tastes awful xx

kindofagilr

Morning all. It's lashing down with rain here, grr to the weather, the kids go stir crazy when we are stuck in the house.

I was thinking about BT to a new 0% card and think ive hit a brick wall as we cut our cards up so we don't have the card info to do the BT, I can get the 16 digit number, but I'm not sure if they need anything else like expiry dates etc, ive asked on the cc forums here.

Need to do the meter readings when it stops raining. Might make some cookies today if I can be bothered xx

kindofagilr

Applied for the 0% card in OH's name and he was accepted yay, 0% for 32 months!! (That's such a long time) so CC10 will be going straight onto that, so happy this is going to help us a lot xx

CAFCGirl

YAY for a balance transfer.
Have you worked out how much that will save you in interest alone? Thats a good motivator too, or plug it into the snowball calculator to see how many months it helps you to shave off?

You're going great guns, hope the positive run continues

kindofagilr

Thanks Hun, you know it didn't even enter my head to plug it all into the snowball again, thanks for the idea

More good news today OH has been accepted for another 0% card 34 months this time, we don't know the limit in this one yet, this is awesome news, we are so happy, hoping to get some (if not all depending on limit) of CC6 on that one eek xx

kindofagilr

Just checked CC10 and the BT has gone through think the statement on that is due on the 26th, think it will have interest and stuff on from this past month, im not sure how these things work haha, but would just be £50 or so, then that will be getting closed woo hoo

Ive had to ring CC6 up last night and request a new card as the new BT card needs the expiry date to do the BT which I don't have, we have 30 days from opening to do more BT's so it's all good.

Need OH to sign the forms for the second BT card that we got yesterday and get them posted back.

Have a good day all xx

CAFCGirl

Great progress hun xx

kindofagilr

Thanks hun, posted the forms off for the second BT card today, just need CC6 to come to we can BT some off that xx

kindofagilr

Done my meter readings for gas and electric, pleased to see in July weve soent £75 on gas and electric which is the best it's been this year, the weather has been pants compare to last year, but I'm pleased we've not soent much, we can start building up winter credit now xx

kindofagilr

Well today was a bit pants, OH got paid today, it wasn't what we expected. We are still waiting for his payslip to turn up to see what has actually gone on it.

We have so many things to buy this month, a frantic half an hour of re jigging the budget etc and I managed to sort it so we can still buy what we need to (bed for daughter, mattress, uniform for son, underwear for everyone lol, and me and OH needed new work clothes) means nothing in Christmas savings or for overpayments but at least I managed to sort it

Now we just need to wait for the payslip to see what's happened. We went to town today shopping, OH was in a grump (caused by his pay no doubt) so that was a bit poop. I'm shattered now.

Kids didn't get to bed till seven which is an hour later than normal.

DD has chickenpox, bless her, I would have been suprised if she didn't get it, she caught it 2 weeks and 3 days since DS first got the spots.

Got a cheque in the post today for the excess on the car insurance from the crash so that's nice, shame we owe it to the in laws though lol

Hope everyone has had a good day xx