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Ohhhh just noticed CC2 is nearly in the £2000's woo hoo lol.Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Just read your whole diary
your managing brilliantly :j:j I have children 2,3,4 and know how rubbish it feels to be stuck in
will subscribe when on the laptop
[STRIKE]£4445.69[/STRIKE] next £3960.69
[STRIKE]£4,335.24[/STRIKE] very £3925.24
£2554.59 littlewoods
£766.06 woolworths £2950 lloyds overdraft
[STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
total = £15751.58 £13,998.480 -
danilee2312 wrote: »Just read your whole diary
your managing brilliantly :j:j I have children 2,3,4 and know how rubbish it feels to be stuck in
will subscribe when on the laptop
Thank you
You must have the patience of a saint2, 3 and 4!! I bet they are a load of fun though
xx
Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
2 girls 10 months apart and a boy 18 months later ! They are a joy
haha xx
[STRIKE]£4445.69[/STRIKE] next £3960.69
[STRIKE]£4,335.24[/STRIKE] very £3925.24
£2554.59 littlewoods
£766.06 woolworths £2950 lloyds overdraft
[STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
total = £15751.58 £13,998.480 -
Morning all,
Well what epic thunderstorms we had in the middle of the night here, started yesterday at about 4pm, then another one at 10pm, then I was woke up with the loudest Thunder ever at 1.30am!! I was scared for a second until I realised it was just Thunder, then came massive balls of hail! It was insane lol, thankfully the LO's slept through it.
DS (he's 5) has his disco at school today, all week he's been saying he didn't want to go, and I was confused as to why, then finally this morning he told me it was because he didn't want to do the Hokey Cokey bless him lol, ive told him he doesn't have to do it if he doesn't want to LOL.
OH rang payroll yesterday to find out what's going on with his pay, they told him it will def be the new grade at the end of this month, and that it's being backdated to the 5th may, so I'm excited for his july pay lol, he still doesn't knownwhat his new yearly wage is yet tho lol, so I guess we will find that out at the end of July xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
I ordered a new phone squee, I currently have a iPhone 3 which is dying, ive wanted a new iPhone for ages, and with OH's wages going up we felt i should get one
the mse part of it is I was going to order through Apple cos they offer 24 monthly payments, but when I went to order I found that they were going to add over £100 interest, so then I remembered that I had a very account (I ordered something for my friend on there) and they offer buy now pay in 12 months (interest is only charged after 12 months) so if you pay it off within the 12 months then you don't pay interest, anyhoo it's coming by wedneaday next week yay
Down side is I ordered a nano sim from giff gaff a while back as my current sim isn't a nano sim, and now we can't find it, grr, so I'm gonna have to order another one which won't get here till after my phone, so I can't use my phone straight away waa xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Did the credit card eligibility checker for Oh for a 0% BT card (I do the checker on here every few months) and it came up with 60% chance for a one for 28 months 0% I didn't apply for it but this excites me as they had all been coming up with 10% so it's good to know he can possibly get one, I think we need to wait for our debt to come down a bit more to use them effectively though, so won't apply for one yet, I don't know if thsts wise or not though lol xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Not much happening this month, it's gonna be a crap slow debt busting month
I have posted the letter to the bank requesting account fees back an hour ago, so fingers crossed something comes of that xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Afternoon all, we've had a great day, went to belsay hall which is a english heritage place that we can get into for free, when we got there DS said he had a sore tummy, started crying, then said he was cold, he gets travel sickness though so we thought it was that because after half an hour he perked up and ran around and had fun all day, then as we were leaving we noticed spots behind his ears, uh oh chicken pox! He's five and hasn't had it before, by the time we got home thirty mins later he had a lot more, so quick stop to the chemist and we now hav cream and anti histamines for him, poor little guy, he's now going to miss his last day of school
and no doubt DD will catch it too xx
Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Hi I've been reading but not posting. Well done so far on the debt busting. Can you give the little chap a bath with bicarb of soda in it as it takes the itchiness away. HTH
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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