This is it *ping* lightbulb!!!

kindofagilr

Still no wage slip for OH grr

BUT in good news, his second BT card came and the limit is more than enough to take CC6 wooooooo hooooo. Depending on BT limits and fees we may be able to take some from another card as well, we have to wait for his ID computer key thing to come first then we can do the BT and see what we can manage with the other cards.

I'm not going to update my signature till start of sept cos with all this money bouncing around I am not 100% I would get it written down right lol

Also had a letter from car insurance to say claim is closed and his no claims is now not effected so OH needs to ring them for the correct no claims letter.

Have a good day all xx

kindofagilr

Morning all, well the rain is back, we had a lovely sunny day yesterday and now back to the rain.

I'm dreading going back to work tommorrow, me and OH have been off for a week, and DD bless her has been sleeping in till 8am!! (She goes to bed at 6pm, loves her sleep lol) well on my work days I have to get her up at 6.15am she's not gonna be happy bless her.

I'm hoping her chicken on goes soon, her face is covered.

I forgot to do my asda shop till yesterday morning so there was no delivery slots left for today, so I've had to choose click and collect instead, still better than going physically shopping myself I guess lol

Need to do meter readings when the rain eases up a bit, think Oh wanted to do a tip run as well xx

kindofagilr

Today was a bit pants, oh got his wage slip, and unfortunately it was correct, it's way less than what we thought he would get, and were confused by it all, but hey ho we will plod on, it covers the loss of tax credits just, so that's a positive I guess

I'm stressing about the second BT card cos we got registered for online access to it and it's showing a BT of £3800 but doesn't say where from, and none of the other cards are showing that as a reduction? I'm praying when I applied for it I put down CC6 as the BT but I don't know why I would put £3800 when the card is currently higher than that and I didn't know what the limit was going to be, we will have to just keep checking all accounts in the next Couple of days and see if it sheds any light on it xx

Igamogam

kindofagilr wrote: »

I'm stressing about the second BT card cos we got registered for online access to it and it's showing a BT of £3800 but doesn't say where from, and none of the other cards are showing that as a reduction? I'm praying when I applied for it I put down CC6 as the BT but I don't know why I would put £3800 when the card is currently higher than that and I didn't know what the limit was going to be, we will have to just keep checking all accounts in the next Couple of days and see if it sheds any light on it xx

Just call or email them.........They will be able to tell you straight away and if there is something wrong then it can be put right. Why wait!!!!????

kindofagilr

Igamogam wrote: »

Just call or email them.........They will be able to tell you straight away and if there is something wrong then it can be put right. Why wait!!!!????

Really will they?? I will get OH to do it thanks (It's in his name) xx

kindofagilr

OH just rang and it is CC6 thank god lol phew panic over lol

Igamogam

kindofagilr wrote: »

OH just rang and it is CC6 thank god lol phew panic over lol

Good!!

kindofagilr

I've had a complete and emotional meltdown today, tears an all.

I just felt like I had lost control and that we were no better off, and that we were never going to see the end of it, was looking at loans and remortgages and everything.

Thankfully with the help of OH and my awesome friends (CAFC being one of them) I managed to pull myself round and know that we will get past it, we will pay it off and it took years to build up so I can't expect it to go down so fast.

Onwards we go xx

kindofagilr

I feel so much better today

I asked some of my friends to take a look at OH's new wage slip for me to see if they could figure out how much his new flat pay was gonna be, and I am pleased to say it seems as thought I totally underestimated his wages by at least £80 so that's good news.

Now I just need to see if I can figure out what the minimum payments are going to be on OH's new CC's, then I can get September's budget sorted out xx

kindofagilr

Awesome news, I rang B'card and asked them if they could reduce my APR and they have now reduced it from 25.9% to 6.9% for 2 years wooooo hooooooo happy dance!!! xx