This is it *ping* lightbulb!!!

kindofagilr

clearmydebts wrote: »

Hi!

Well done on the extra pay!

I think if it were me I'd pay it off your store card or CC8 just to get closer to getting rid of them. The balance on them is quite low and you could snowball your payments then.

How are you getting on working the extra days? I'm thinking of going from a 2 day to 3 day in September.

I was thinking of doing that but the SC minimum is only £15 and the CC8 is £6.50 per month and they have much lower interest rates than CC10 (which is 34.99% eek) the minimum on CC10 is £70 a month so would be much better off once that is gone as thats a lot more free every month to move to the next one?

Its ok, I am shattered tho lol, this is my last week of full time and I cant wait to go back to 3 days, the housework and washing sure builds up lol

I think going to 3 days will be ok but now I dont believe anyone should work more than 3 days a week haha xx

kindofagilr

Done my online food shop, I had £50 set aside for party food (having a tea party on sunday for both kids birthday's) and my normal £60 for the shopping for the week, so £110 altogether, its coming in just under £100 on the guide price, so we will see what it is later when it is delivered but I will def have a little bit to overpay to CC10 tonight

Can't wait till tuesday when I can send £200 straight over as well lol

Last week of full time hours for me yay, today is a normal non working day (as is tomorrow) so overtime being accrued as I type xx

kindofagilr

Shopping just been, I've just overpaid CC10 by £15.39 woo hoo

kindofagilr

Morning all,

What a busy weekend we had, DS was at swimming then DS and DD were invited to a party immediately after swimming, then OH took them out for a couple of hours so I could bake their birthday cake.

Then yesterday we had a tea party for both their birthdays, DS was on the 16th March and DD is on the 9th April, it went really well, was shattered by the time I cleaned everything up and got the house back to normal yesterday

I have a day off work today and a very very rare child free day, the kids are at inlaws as if I was at work, just catching up on tv and doing some housework.

Great news is that we have given the hire car back as we have a new car woo hoo, OH bought a Grand Vitara on friday I love it

AND Ive just overpaid CC10 £200 woooo hooo it feels so awesome lol I should be able to pay more later in the month but we desperately need to take kids clothes shopping this weekend and DS trainers died yesterday so I will wait till I see the damage of that before seeing how much we have to overpay, they have got £80 worth of vouchers between them so the damage should be small lol, just waiting for CC9 and Store Card statements to be generated then I can update my signature, it won't show the CC10 overpayment though cos unfortunately the statement for that one had already been generated. xx

kindofagilr

Evening all, hope everyone has had a good day. Work for me today which was boring as the new job isn't set up for calls to go live till next week, I have a test call to do where I ring a number and a colleague of mine (from another part of the country) pretends to be a customer, im dreading it to be honest

Home insurance is up for renewal on 9th april, so ive been looking around and found a company who has beat our renewal quote and we are getting £63 cashback from tcb whoop whoop xx

kindofagilr

Morning all, it feels so nice to be off work like normal on a thursday lol

Shopping has just been delivered and I have just overpaid CC10 with the leftovers of £14.45 woo hoo

I hope everyone is having a good day

kindofagilr

Morning everyone

I hope everyone had a good easter weekend, we are off to my aunties today at 1pm for an easter dinner, there's 13 of us going, she's doing lasagne, salmon, Thai curry and macaroni cheese, yay for free food lol and there's always some left for us to take home, so I will def be bringing some macaroni cheese home to have at work tomorrow for my lunch, I never liked macaroni cheese before but then tried my cousins last easter and it was delicious so I def like his macaroni cheese

We've had an expensive easter, went clothes shopping for the kids on Friday and spent £200, we had £80 worth of vouchers though, and my son needed new trainers and new school shoes, £40 for school shoes I nearly died, he's only 5 and in a 12.5 already he's nearly in big kids sizes lol,we also ate out for lunch which was nice, but the kids really needed clothes so it had to be done lol

But I felt super awesome about it all, cos I had budgeted for it and for once nothing went on any credit cards (they couldn't even if I wanted too cos I chopped them all up in January) and all came out of our bank (which the money was there for) it felt so so good buying things and knowing I actually had the money for it and wasn't pushing the debt up further OH was getting a little bit stressed about it cos he doesn't look at the bills etc cos despite me trying to show him how my spreadsheet works and how much money we have that month he just doesn't get it, so he was a little bit stressed saying "can we afford this" as he isn't used to us being able too, I was getting a little annoyed tho and might have growled "do you think after all my hard work to get the debt down that i would be buying it if we couldn't" grr lol

Only a two day week at work this week yay love it when there is a bank holiday Monday

Thinking of putting my pink lining changing bag on ebay, DD is nearly two now so when we go out for the day we only take a couple of nappies and some wipes now so don't really need it anymore, and they resell really well, and I got a Radley handbag off Mil two christmas ago which I've never used as it's just not me, so I need to put that on ebay as well, just need to get round to doing it lol.

Hope everyone had a good day xx

kindofagilr

Just overpaid CC10 £31 woo hoo xx

kindofagilr

Signature updated woo-hoo, pleased to see it drop into the next thousand lol xx

kindofagilr

Morning all

It's DD's 2nd birthday today, I can't believe she is 2 already!! She's having a little nap at the minute, then I'm taking her and DS out for lunch.

I have rage with Y*del delivery company, they've apparantly tried to deliver a parcel three times now, and when I rang them after only receiving one card they say they won't try again and we have to go and pick it up from the depo over 30 miles away grr, thankfully FIL is over that way ish tommorrow so he is going to get it for me, I will never order from the company I ordered from again if they are still using Y*del total disgrace

Shopping has just been, so I have just overpaid CC10 with £9.11 woo hoo xx