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Afternoon all
Busy busy day today, Got up at half five, far too early but DD was awake and then woke DS up with her shouting, made a loaf of bread, I've just made some flapjacks (made cupcakes yesterday), OH took the kids to grandparents for a couple of hours.
Two loads of washing done and dried/drying.
All the veg is prepped for sunday dinner (we are having roast chicken, roast sweet potato, roast parsnips, roast mushrooms, roast potatoes, sprouts, mash and Yorkshire Puddings) chicken has just finished cooking (gonna try my hardest not to eat the skin lol)
Need to do DS homework with him, and put the clothes away, and pack the kids bags for tomorrow, I work mon-wed and the grandparents have then from like 6.45am-5.30pm
Can't quite believe its 3pm!!! xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Hi all. No overpayments today sadly
spent all the grocery budget and a couple of pounds more this week, was an expensive week we needed meat, and toilet rolls, and kitchen rolls etc.
Hopefully next week will be back onto overpayments
Logged into my store card account, the one I have been overpaying on to see a message saying my account is suspended after receiving information from credit reference agencies, and that if I am struggling to pay to contact them??? I mean what the heck?? Ive overpaid that card £100 in jan and they are posting a message now? Add that to the fact ive not missed a payment on it ever, im a bit baffled, I mean at the end of the day it doesn't matter cos I only owe £32 now and plan on closing it anyway when it was clear, but I'm a bit confused
Sent asda a big complaint email, worst delivery ive ever had, let's see what they say
Hope everyone has had a good day, I am shattered, DD was awake for 2.5 hours in the night and then up at five, so I'm like a zombie now xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Asda have replied and are refunding me £4.78 (I had bruised bananas after they piled tins on top of them, and they contaminated my cooked ham with raw chicken) so I am pleased about that
And ive just done the price guarantee and have a voucher for £9.24!!!!!! Ive never had such a high voucher before!! That will help a lot with next weeks shopping amount.Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
kindofagilr wrote: »Asda have replied and are refunding me £4.78 (I had bruised bananas after they piled tins on top of them, and they contaminated my cooked ham with raw chicken) so I am pleased about that
And ive just done the price guarantee and have a voucher for £9.24!!!!!! Ive never had such a high voucher before!! That will help a lot with next weeks shopping amount.
Wow that's a huge amount back on the price guarantee. The most I've ever gotten back is 3.00!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
clearmydebts wrote: »Wow that's a huge amount back on the price guarantee. The most I've ever gotten back is 3.00!
I know I'm a bit gobsmacked really, it was only a £60 shop as well!!!
I *think* im going to be able to pay my store card off next week!!! I'm so excited lol, when asda send me the refund I will use that for this weeks overpayment, and ive just done my online shop for next week, and if I haven't forgotten everything then with the voucher it's only gonna come to about £33 leaving £27 for overpayments yay
It's currently £32 so will go down to £27 something then next Thursday boosh gone :T:T im so excited lol xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
I'm still waiting for my money back from Toms Shoes as well! Because I oriignally chose store credit for the return they had to manually amend it to payment back to the debit card, and as they are based in Netherlands I had to give them my IBAN etc, but I gave them all that information on the 21st jan and I still don't have the money back in my account! Grr xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
You're on a roll!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Thank you, I'm feeling all fired up, I now want S/card (R) gone next week, then S/Card (S) gone by end of April (It's £351.62 right now) then CC10 im coming for you!! Lol xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
I'm a teeny bit cross with OH, he's gone to a bottle fair this morning (which already made me a little bit cross seeing as it's Valentine's Day lol) and he asked if he could have £20 for it, so I worked the budget so he could (this thing only happens once a year) ive just checked the banks (as I do every morning) and he's taken £30 out grr!! Why ask for an amount then get a different amount out!! Silly man, I'm gonna have to pull £10 out of savings, or not overpay as much, which I don't want to do tbh cos I am really looking forward to getting rid of the first debt next week! Double grr! XxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Feeling a bit low today, I think it is because I really wanted to have paid off the store card today, but it's my brothers birthday today and while I had budgeted for that for his present etc, I hadn't budgeted for going out for a meal for it, SIL text on Tuesday asking if we wanted to meet in the pub for lunch instead of just going to theirs for cake. It will be nice going for a meal but still feeling
But I suppose I shouldn't get too down, the card will be paid off next week instead and we get to have a nice pub lunch on Saturday. XxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0
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