This is it *ping* lightbulb!!!

clearmydebts

kindofagilr wrote: »

Thank you

It does get easier, we used to have two or three a week :eek: but since our LBM we haven't had one in ages, I really don't remember what it was we had either it was that long ago lol, I keep telling myself that im gonna treat us to a dominoes end of this month but I'm betting I can't actually bring myself to spend the money on one lol

Asda shopping has just come, which means I have over paid my store card another £6.57 :T I am very chuffed about that xx

Well done on the card overpayment and also on your to do list. We couldn't do without takeaways so only having one a month now. Hopefully we'll stick to it!

kindofagilr

clearmydebts wrote: »

Well done on the card overpayment and also on your to do list. We couldn't do without takeaways so only having one a month now. Hopefully we'll stick to it!

Thank you

I'm sure you will, once a month is still awesome xx

clearmydebts

kindofagilr wrote: »

Thank you

I'm sure you will, once a month is still awesome xx

Gives us something to look forward to! Think we will have the week before payday every month!

kindofagilr

clearmydebts wrote: »

Gives us something to look forward to! Think we will have the week before payday every month!

That sounds like a good plan im thinking I won't have a take away in feb because it's DS and OH birthday in March and DD start of april, so I might suggest we go out for a meal end of March for all their birthdays cos before LBM we loved going to wagamamas or handmade burger co and couldand did easily spend £50 so I think that would be nicer instead? Xx

clearmydebts

kindofagilr wrote: »

That sounds like a good plan im thinking I won't have a take away in feb because it's DS and OH birthday in March and DD start of april, so I might suggest we go out for a meal end of March for all their birthdays cos before LBM we loved going to wagamamas or handmade burger co and couldand did easily spend £50 so I think that would be nicer instead? Xx

I think it would be way nicer to go out as a family and forfeit the takeaways. That's a really good idea. OH's birthday is in April and DS in March. We are due a free meal from Pizza Express due to a bad meal last year but it will cost €20 return to go there via public transport. Might be an idea for us to forfeit the takeaways too. Great idea from you!

kindofagilr

clearmydebts wrote: »

I think it would be way nicer to go out as a family and forfeit the takeaways. That's a really good idea. OH's birthday is in April and DS in March. We are due a free meal from Pizza Express due to a bad meal last year but it will cost €20 return to go there via public transport. Might be an idea for us to forfeit the takeaways too. Great idea from you!

That sounds like a good idea think OH has a loyalty card for handmade burger which is full and gives us one free burger (£10) ohhhhhhh just remembered we got free gourmet society membership with lloyds bank, I wonder what restaurants are included in it xx

kindofagilr

Morning all, did you have a good weekend? It was a quiet one here, off to work today, I'm very tired, I have lots of calls booked in today (I work for pension credit fraud and error) I hate ringing customers lol

Just overpaid store card £3.30, I'm finding it addictive lol

Have a good day all xx

Lloyds_Bank

kindofagilr wrote: »

That sounds like a good idea think OH has a loyalty card for handmade burger which is full and gives us one free burger (£10) ohhhhhhh just remembered we got free gourmet society membership with lloyds bank, I wonder what restaurants are included in it xx

Hi kindofagilr,

You can check participating restaurants through the Gourmet Society website.

I hope this helps,

Craig

kindofagilr

Lloyds_Bank wrote: »

Hi kindofagilr,

You can check participating restaurants through the Gourmet Society website.

I hope this helps,

Craig

Hi Craig

Thanks I will check it out xx

kindofagilr

Payday today, just overpaid S/Card (R) by £50 Soooo exciting, dead proud of myself lol, small steps this month have enabled me to reduce it from £150.83 to currently £49 (statement is due on 8th feb so there will be some interest to be added but hopefully not much).

I'm hoping that I can get rid of it by the end of feb at the latest

I will be overpaying some more later today when my shopping comes, I am amazed at how well that is working out, managed to overpay £45 in january just from overpaying the leftover grocery amount each week xx