This is it *ping* lightbulb!!!

clearmydebts

Sounds just awful. I'm so glad to hear everyone was okay.

Ammeretto

Omg thats so awful.
im glad everyone was ok.
i live in fear of calls like that.

Fortune_Smiles

What a shock for you all! Glad to hear everybody's going to be ok.


Fortune x

kindofagilr

Argh did a long post and its vanished!!!

Thank you all for your well wishes, OH was back at the hospital and it looks like a hairline fracture, he has a splint to wear for a couple of weeks, he says he is sore

I did a massive post about my CC but it vanished, I am shattered so will retype it tomorrow lol

Overpaid CC10 £9 today yay xx

stepuptothepl8

Hope you're ok? Have you plugged in your debts to the snowball calculator? You need the totals and your apr's and it'll tell you which one to pay off first to reduce the amt of interest you pay.. It's at whatsthecost dot com

kindofagilr

stepuptothepl8 wrote: »

Hope you're ok? Have you plugged in your debts to the snowball calculator? You need the totals and your apr's and it'll tell you which one to pay off first to reduce the amt of interest you pay.. It's at whatsthecost dot com

We're fine thank you, I'm shattered as ive been up since half three, woke up and just couldn't switch my mind off

Yes ive done that thanks, were hitting cc10 first cos that has the highest apr xx

kindofagilr

Hey all, it's DS 5th birthday today, poor little guy isnt well tho, woke up this morning to find he had been sick so he was off school, and my mam has just text to say he has dia woo woo as well so looks like no school tomorrow, he's not going to be feeling up to opening his presents either it sucks xx

kindofagilr

Hi all, I hope everyone has had a good week, just closed down my store card account yay it felt so good

Slightly panicking cos I have just remembered I have some clothea to return to next which I had put in the wardrobe out of the way the other week, and you only have 14 days to return them eek, need to get them out now if I can do it without wakin OH up and take them to in laws when I take the kids round in 20 minutes, they can be returned at the corner shop next to in laws so mil can do it for me today.

Had my electric meter changed last Thursday slight panic cos I hadn't done a meter reading for two weeks and I forgot to do one before they came (I was at work when they did it) but I got onto edf chat yesterday and thankfully the meter changer person had given them one phew lol as they new meter started at 0

Last week of full time work this week yay lol, dying for my payslip this month although I only have one day overtime on, we also won team of the month for January so the £50 payment for that should be on this pay as well

I hope everyone has a good day xx

kindofagilr

Just got my payslip for this month, I have £200 extra woo hoo, can't wait till payday then all that £200 is going straight off CC10, I did the snowball calc the other day cos I wanted to write down the months it said I would pay each one off so I knew when we paid each one off just how early we had managed to do it, and I think from memory CC10 isnt due to be paid off till December 2017 or 2018, NO WAY and I going to let that happen!!!!! I am aiming for this December for that one if I can, I haven't done all the calcs to see if I can actually do that lol but I should get £200 extra at least on the end of April pay as well so by end of April I will have it down to at least £1495

clearmydebts

Hi!

Well done on the extra pay!

I think if it were me I'd pay it off your store card or CC8 just to get closer to getting rid of them. The balance on them is quite low and you could snowball your payments then.

How are you getting on working the extra days? I'm thinking of going from a 2 day to 3 day in September.