Carrot cake in the oven

Ali-OK

Blimey, I've got that album in vinyl from first time around :eek: definitely showing my age :rotfl: but it is brilliant and I'd never part with it. Great listening. :beer:

liltdiddylilt

Hey you!!

SO SO pleased about the code! Get in - I hope you are a super convert to the ways of the Nab. - I have just added myself a new e-saver account in (to dip my regular saver straight into on the 5th and ensure a clean transaction for me to get the new one started and the money out and about where it can earn me pennies. And then added myself a new TSB current account, as I signed up, no need to switch so I can worry about switching in Feb when Nat/wide ruin my lovely 5%

I am not very knowledgable about the ways to show various accounts and places in the red. hohum however is an overdraft burning genius on there so if you find out her diary I am sure she will be super helpful!

Don't forget to add your purse as an 'account' so that you can transfer cash to and fro and see where any spare change goes

I've got every regular payment in and out scheduled for each month/4 weeks when it comes in - I so love that software

Hope you have a lovely evening. I love your list of happy things! And yes, happiness radiates from my little house at the minute. All is well. xx

supersaver1000

Two packs of YS cauli and broccoli (50p for the two) made up with a lovely cheese sauce. HAiry dieters Meatballs from the freezer mince and some pasta. Yum. I just wished I'd picked up 750g of the YS parsnips as I came across Mery Berrys curried parsnip soup recipe

Have a chicken in the freezer together with pork chops plus many many eggs. So this week is more or less sorted. But facing the new year with the January budget spent. However I have quite a few bits for ebaying so let's see how it goes.

liltdiddylilt

Think this is the first time in my life I have not spent half of the cash from my early wages in December before January even arrives and ended up with a credit card bill come the end of January.

Good luck on your meal planning. I need to do some of that. How to lock myself away from a two year old? :rotfl: I wish I could set a budget for groceries of £50 and ride or die with it next month.

Big huggles! xx

in_need_of_direction

I can only do it by pretending the money isn't there.

liltdiddylilt

The groceries or the January budgeting?

This month I got paid serendipitously on the 22nd and tax creds on the 24th, where usually I get paid the 28th and tax creds fall in whenever but get left until I get paid. So I did as you say; shoved it all in my 5% current account for the inbetween days - out of sight, out of mind. I have enough in my main account to cover the direct debit that goes out on the 28th and that is IT

in_need_of_direction

The January budgeting.

supersaver1000

I don't need to pretend. :eek: oh well we have had a good Xmas and a lot to show for it.

Yep need to meal plan again. There is so much stuff in my cupboards, but I've been a bit lazy - woohoo holiday :rotfl: so now I've time to rein it in again. Thanks for the reminder littlun. £50, could we do it ? £12.50 a week? There's a challenge.

Don't lock yourself away from the Jellytots. She needs 24 HR cuddles. Only joking. Hennnooooo :T

liltdiddylilt

You're not wrong about the cuddles; she is a human limpet at the moment. Teeth coming through all over the place - but still she sleeps for 13-14 hours a night

Speaking of which. Land of noddies... xx

supersaver1000

liltdiddylilt wrote: »

The groceries or the January budgeting?

This month I got paid serendipitously on the 22nd and tax creds on the 24th, where usually I get paid the 28th and tax creds fall in whenever but get left until I get paid. So I did as you say; shoved it all in my 5% current account for the inbetween days - out of sight, out of mind. I have enough in my main account to cover the direct debit that goes out on the 28th and that is IT

Sadly I didn't do that and instead gave it all to Mr T, Mr S, Mr A ...... And so on .... You get the picture. however next year I will be taking your advice by moving it out of the way so that I can follow INODs advice of pretending it's not there. :rotfl: