Carrot cake in the oven

supersaver1000

Thanks INOD. Good to be back.

Top up degree will top up my BTEC Higher to a degree. It will take just over a year.

giblet1979

Fantastic SS - wonderful news about the 'top up' degree. Hopefully will be so worth it!

Hope you're doing well and you've been missed x

in_need_of_direction

That sounds like a plan. I like courses where I get something to bank after a reasonable period.

supersaver1000

Hi Gib, thank you, thank you. Hope you are all well. I am looking forward to catching up soon.

Thanks INOD too. Your advice was really helpful. I hope this comes off.

Xx

supersaver1000

Oh blow! OHs salary low again this month by £271 !

But I've held it together, rejigged the finances and we can do it. The planned savings and overpayments are out of the window, but I'm positive we can make it to the end of the month without dipping into the emergency fund. Next months salary should be back to normal (I hope).

Just shows though that a few days off have really helped, I feel like I'm getting back to the SuperDave I was a year ago (not so long ago it would have driven me to the depths of despair )

I'm popping in to everyone's threads from time to time but am trying to concentrate on getting things organised. I'm also actually looking forward to going back to work - how sad is that - but how fab when I was so down and stressed about carp job just a while back.

Good tidings to all who visit and I promise I will be back soon properly once I'm on the right track. You are all such wonderful people, it really makes my heart sing to catch up on your threads :):)

ps have been to the sillymarkets today. MrL spend £20 including 2 new hand towels, MrT was £10 including a whole chicken (100 pointer) and some coffee. That should see us through week 1 of September. :T

Shelbi

:hello:Evening SS

Congratulations on your acceptance on your top up degree_party_, exciting news indeed, Im sure it will be brill & well done on the re-jigging this months budget, hope its a good month for you guys at chez supersaver x

liltdiddylilt

Hey SS SuperDave (You've turned into a navy warship! suits you...)

I am glad to see you posting here. Miss your posts. Glad you are getting back to you and congrats on the top up degree. Thats fab news so hope you get it sorted, and the funding!

Re DH, have I missed something? How come his wages are low? Will it be added at a later date? Glad you rejigged. Just keep swimming!!

supersaver1000

Hi Lilty. SS SuperDave reporting for duty! :rotfl: We could have a children's storyline there !:rotfl:

DHs wages are something to do with tax and NI catching up. By my reckoning it should be caught up, but hopefully this is the last month. Although it seems to me that DH is on less money now than his last job even though he's paid far more. It may be something to do with the company car, but I need to find out wage slips and tax codes and do a calculation.

More important things to do still though as I still haven't sent off my student loan application proof of ID - blow I meant to call my friends husband tonight as he's a professional who can sign my form.

Thanks for your kind words, I've missed you all too. But I am also enjoying being thoroughly lazy and spending time with DD. We have been cooking up a storm this week with HM samosa's - ours are in the shape of pasties though. Plus lovely Indian carrot and coconut salad. We've had Jamie's couscous salad tonight and tomorrow DD is cooking Jacks bean goulash. Feeling so less stressed and it's releasing a bit of creativity.

Will catch up with you soon, have been reading about your wayward OH. They take a lot longer to become fully cooked than us girls. Hope you are okay though and that gorgeous little one.

Greying_Pilgrim

liltdiddylilt wrote: »

Hey SS SuperDave (You've turned into a navy warship! suits you...)

supersaver1000 wrote: »

Hi Lilty. SS SuperDave reporting for duty! :rotfl:

:rotfl::rotfl::rotfl::rotfl::rotfl:

Although as a Naval Vessel (First Class) shouldn't we implore you to 'keep sailing' (serenely) :rotfl::D:D

supersaver1000 wrote: »

We have been cooking up a storm this week with HM samosa's - ours are in the shape of pasties though. Plus lovely Indian carrot and coconut salad. We've had Jamie's couscous salad tonight and tomorrow DD is cooking Jacks bean goulash. Feeling so less stressed and it's releasing a bit of creativity.

This is ace :D

Hope everything goes from strength to strength for you ss - shame about DH's wages, but awesome how you've approached the scenario. Yep, you will make it through September, you go girl!

Greying

in_need_of_direction

The company car typically has a big impact on take home pay as it significantly reduces your tax free allowance and may even push you into higher tax bracket.