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New Lloyds Club current account

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Comments

  • butterflymum
    butterflymum Posts: 1,025 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    edited 20 April 2014 at 12:04PM
    DragonQ wrote: »
    I never chose a Club Lloyds Lifestyle Benefit because none of them is useful to me,/

    Just an idea - if you really don't want/need any of the benefits, why not choose, for example, a magazine sub and leave the magazine into your local doctor's surgery/residential home/ elsewhere or even to a neighbour in need of 'treat', each month. Or, if the cinema tickets don't come with name printed on them, choose those and donate them to a deserving family you know.

    :)
    butterfly )i(
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just an idea - if you really don't want/need any of the benefits, why not choose, for example, a magazine sub and leave the magazine into your local doctor's surgery/residential home/ elsewhere or even to a neighbour in need of 'treat', each month. Or, if the cinema tickets don't come with name printed on them, choose those and donate them to a deserving family you know.

    :)

    good idea, or in instance of the cinema tickets, as said if no name, donate them to a local school, charity etc for them to raffle off as a prize for fundraising.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Hominu wrote: »
    One thing that gets me is why Lloyds display your full sort code and account number in an email to you. I know most people can't do that much with just this few pieces of info (other than setup DDs and the like), but I'd still like to keep them private if possible, plus I think I was given them at the end of the application as well, so had plenty of time to note them down.

    I wonder how many people would be fooled if someone sniffed this information and then wrote you a spam email with your real name, sort code and account number. Would you believe it was from your own bank?

    Do you ever use cheques or a debit card. You hand these items to complete strangers when using them so why be concerned about an e-mail?
  • DragonQ
    DragonQ Posts: 2,198 Forumite
    Part of the Furniture 1,000 Posts
    Just an idea - if you really don't want/need any of the benefits, why not choose, for example, a magazine sub and leave the magazine into your local doctor's surgery/residential home/ elsewhere or even to a neighbour in need of 'treat', each month. Or, if the cinema tickets don't come with name printed on them, choose those and donate them to a deserving family you know.

    :)
    Except I can't because, as I said, I have no idea what my login details are, if I even have any.
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    DragonQ wrote: »
    Except I can't because, as I said, I have no idea what my login details are, if I even have any.

    Your ID is like everyone else's ID, and you can request a new password easily.
    innovate wrote: »
    Your Club Lloyds ID is your sort code and account number, with no spaces or dashes.
  • DragonQ
    DragonQ Posts: 2,198 Forumite
    Part of the Furniture 1,000 Posts
    All right I'll try that.
  • fireice
    fireice Posts: 120 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Just completed the online application form, got a message saying that they are processing my application, not to do anything now and not to apply for another current account.

    As new customer, is this normal?
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    fireice wrote: »
    Just completed the online application form, got a message saying that they are processing my application, not to do anything now and not to apply for another current account.

    As new customer, is this normal?

    As its a sunday and this late the credit reference agencies won't even be available to search. So I doubt they will be able to continue with the application until tomorrow or even Tuesday.
  • thor
    thor Posts: 5,505 Forumite
    Part of the Furniture 1,000 Posts
    Gromitt wrote: »
    Are you sure you were asked for a user id and password, as my user id was provided by Lloyds in writing and it's 9 digits long.
    I was definitely asked to create my user id and password. The timing of the account opening is a bit unfortunate as it coincided with the Easter weekend otherwise I would have called them by now. Having said that though, I am only assuming their support would be shut during bank holidays. I have not tested that yet. I think I will phone them tomorrow.
    I asked here because I was not sure whether my situation was normal(i.e create own userid/password but cannot access anything online immediately) and am still not sure.
  • thor
    thor Posts: 5,505 Forumite
    Part of the Furniture 1,000 Posts
    Ok I have had another go and was still unable to login. I decided to re-register for online access and went through the same initial procedures again using the original user id I had used before. This was not flagged up as being in use so I proceeded all the way to getting an automated call to complete activation/verification. All has been successfully completed now and can see my account online. I guess I never did manage to actually register for online access when setting up my account after all.
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