Starting over again- Take 2

Shelbi

Good morning Diaryland...& happy friday to you, so happy its almost the weekend, this morning a PAD payment of £1 sent to cc2, awake, with my mse hat on ready for a fun and frugal day...today will be a NSD for me (other than paying the rent)...woke up feeling better this morning and wanted to wish everyone who reads this a really happy and productive day too!!! Have a fab, fun and frugal Friday guys xX

supersaver1000

Aww thanks Shelbi. Happiness to you too - I'm glad to have popped in when you are feeling so positive - that's a fabby dabby doo feeling!

Heading out for coffee with a mate shortly but planning to have a productive day/weekend/week. Lol :rotfl:

Let the tabby cabby foo continue (that should read fabby dabby doo, but MSE changed it!).

Oh well tabby cabby foooooooo!!!!

Shelbi

Morning SS1K...Ha tabby Cabby Fooo!! I love it, Im in another Tabby Cabby mood today, somehow keep managing to get out of the right siide of bed, im loving it!! Hope you had a great time with your friend, setting the world to rights! And you have a really wonderful weekend! ...Tabby Cabby Foooooooooo! :rotfl: xX

Shelbi

Quickish Update, have paid over a whopping £3.67 to cc2, a step up form the generous daily 1pound! Have been to the bank, began working on Oct/November Budget. Will add to my diary later. Today am doing my hair myself, Got a box of relaxer (I have afro hair) £5.99 for free, so MY DIY efforts are saving me £70 which is what my stylist charges, although Im not half as good at fixing my hair as she is, I will try and do the best job I can, will add a deep condition treatment too, try and keep my hair healthy. Really need to find a person who can trim hair thats one thing I dare not do myself...when I find this person may have to barter with them save some more pennies. Today will be a NSD again today...Am off for dinner at my friends, one person bringing dessert, another beer, im still t-total so will be a bottle of pop and a pretty scarf gifted from me....Im starting to really like the t-total thing cuts expensees and my weight down whoohoo!! Ok better shoot ready to wrestle my 'fro...have a wonderful blessed day guys...have fun whatever youre up too Xx

Trixxibell

Hiya Shelbi.

Your doing well, I'm back on the bandwagon now. well done for perming your hair yourself a great way to save money I used to go hairdressers but my sister does mine now I save a fortune.

Just time youself,don't leave that perm on to long you will end up with a sore head (been there)��

supersaver1000

Hope you had a great evening Shelbi. X

Shelbi

Evening all!!

Thanks Trixxi & SSK1 I had a wonderful evening and managed to perm my hair without making myslef bald or burning myself, thanks for the advice Trixxi...I did have a result in that I read the instructions o the pack ands noticed for a retouch (just the roots) you only need half the mixture so I have the other half ready for December, which means for £5.99 ive saved £140 now that I can live with. So sorry but going to make this a quick one, as planned early wake up gotta start getting things done, need more hours in the day lol! Payday Friday so will upload budget plan over the next few days, at the moment still making PAD usually a pound or 2. Super tired so going to head to bed, will catch up on everyones threads at later in the week, till then I wish you all a wonderful and super blessed week xX

supersaver1000

Yayy roll on pay day

Shelbi

So payday has come and gone...gosh I love payday...heres the budget for this month....which I forgot to post..sorry Ive been slacking of late:

Income
Salary £2,234.33
Halifax Reward £5.00
Other- £-
£-
Total Income £2,239.33

Expenses
Fixed Costs
Tithe & Giving £299.83
Rent Expense £315.00
Council Tax £78.00
DD3 payment £450.25
cc2 (Min) £-
Emergency Fund- £600.00
Mobile Bill- dd £12.50

Total Fixed Costs £1,755.58

Semi Variable Costs
Food £50.00
CC2 (add payment) £288.55
Petrol £20.00
Cat Costs £8.50
Xmas Child -postage £24.00
Beauty/Personal Care £-
Oyster Top up £15.00
Total Semi Variable £406.05

Highly Variable Costs
Entertainment £50.00
Gift/Cards/ £5.00
Clothing £-
Miscellaneous- £22.70
Total Highly Variable- £77.70
Total Expenses £2,239.33
Net Income -£0.00

So thats the plan anyway for this month, will make a second attempt at the £10pd challenge for November and work to polish of cc2 once and for all. The rest of the month will be frugal and fun im sure...all presents for occassions wrapped today ready and waiting so no emergency buys, which for me is sometimes costly...feeling really happy and greatful tonight! Church running a project called christmas child where you get a shoe box cover it with wrapping paper and fill it with toys and little nick naks to sent to a child so they have the spirit of Christmas, I have spent part of my day making up eight boxes of toiletries, sweets & toys, only few cheapy toys (multipacks of toys split to each box) but im sure they will be greatly appreciated and I can honestly say its the most fun ive had this week, only thing missing was the xmas carols (bit to soon I think)...also making me feel really grateful for all I have and thankful that I can make someone somewhere smile...its a really nice feeling. Introduced mum to A!d! today, got a massive shop for £60odd quid we were running low on everything, she was amazed at how much we saved, I do believe shes a convert, downside is its not as local but worth the journey, it was so funny she wouldnt stop going on about it...shes so easily pleased sometimes, I love that about her lol! Right off to watch a film (frugal nights in 101) have a wonderful and happy weekend everyone x

supersaver1000

Hi Shelbi, excuse my short post but I am yawning away as am so tired. I love your shoe boxes, you are so good. Have a good evening. SS1K

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