Tsb plus account 5%

td_007

pauljoecoe wrote: »

I got my 2 accounts for me and the wife up and running with no issues, so now can anyone tell me about the joint account thing?

Can I set up one or two joint accounts? (or none?) and if so how do I apply?

Both of you need to go into a branch to open a joint account...

DragonQ

44p interest, woo! Guess I'll need to claim that 11p back from the taxman next month.

YorkshireBoy

DragonQ wrote: »

44p interest, woo! Guess I'll need to claim that 11p back from the taxman next month.

You're waiting until May?

DragonQ

YorkshireBoy wrote: »

You're waiting until May?

Heh, takes them about a month to process it anyway. Only paid about £6 in tax this tax year, bit disappointing. Barely worth the postage stamp to send off the R40!

Anagran

Just checked and I have received the 44p on both accounts and also they have linked together my accounts so they come up under the same log in, as this morning I had 3 different log ins with 1 acc on each. (1 old acc, and these two). I cant believe how straight forward this has been, maybe I am too sceptical! Out of interest, can anyone tell me how much a full month of gross interest will be? (I will need to register for no tax asap.) Sorry but my maths is terribe! Thanks

YorkshireBoy

Anagran wrote: »

Out of interest, can anyone tell me how much a full month of gross interest will be?

It'll be different each month, due to the number of days in the monthly billing period. But your calculation (assuming a static £2K balance) is as follows...


£2,000 x 4.89% / 365 x n


where n = number of days in the monthly billing period (anywhere from 28 to 33 or so)

Frogletina

Wow - 44p on each account for me too! Now to skim it off...

SG27

Wife just got an email saying application declined!?

Urban_Tangleweed

Applied for one of these as did my girlfriend, both of us are employed with decent salaries and have a good amount of savings, but like the post above, both received an e-mail this morning saying application declined!

No idea why except that perhaps take up has been so good they've pulled it for most although it still features on the front page of their website today.

The only thing I can think we perhaps did "wrong" was to select the purpose of the account as "Savings", maybe if we'd transferred our current accounts to them it may have been different?

Anyway, it will be interesting to see if many get declined or accepted, please let us know by posting on here.

LuSiVe

Just applied for 2 accounts, both open under the same login and £2000 moved from my crappy Halifax savings account to each. Couldn't have been easier, suspiciously easy in fact

Edit ... I stuck purpose down as 'spending' ....