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i very nearly opted for The Share Centre, it just felt the right home for my investments, somehow..but went with iii and still think i will hang on to see how things pan out.
i was supposed to make a decision re. SIPP charges, as they offered an updated tariff. anyone know the details of this?...i can't put my hand on it.0 -
Hi,Borrowedtune wrote: »Their Q&A says:
We will begin automatically converting your existing funds to the equivalent clean class fund between April 2014 and October 2014 and as they become available
Are there any advantages/disadvantages converting, is it mandatory?
Regarding the switch, all funds/shares/cash now transferred from HL, took over 7 months, so will allow a bit of time to see how things go, though as someone has already mentioned have to keep checking regarding dividends and bonuses.0 -
i was supposed to make a decision re. SIPP charges, as they offered an updated tariff. anyone know the details of this?...i can't put my hand on it.
http://www.iii.co.uk/sipp/existing-customers0 -
[Deleted User] wrote:Are there any advantages/disadvantages converting, is it mandatory?0
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You will probably be better off on the new pricing unless you hardly ever trade on their platform.
http://www.iii.co.uk/sipp/existing-customers
I decided to stay on the old pricing as in view of my experience with them I have no intention of putting in any new money. 2 or 3 investments to be transferred out of my trading account into SIPP or ISA, shouldn't take more than next tax year and the one after, and then I will just leave everything well alone and open a new ISA and SIPP elsewhere.0 -
Don't believe it if you are told that the issues with late payment of dividends do not affect the sharedealing side of aye aye's platform. One of my September dividends has slipped past the 10 working day deadline. :mad:0
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Don't believe it if you are told that the issues with late payment of dividends do not affect the sharedealing side of aye aye's platform. One of my September dividends has slipped past the 10 working day deadline. :mad:
You need to read between the lines for that 10 working days, what they actually mean is 10 working day after they received the money from their provider FNZ, and FNZ can take weeks or even months before they pay II. So in fact you might find the 10 working days clock hasn't even started yet.
The longest I had to wait so far is 40 working days from payment date, I know some people who have waited months for dividends.0 -
You need to read between the lines for that 10 working days, what they actually mean is 10 working day after they received the money from their provider FNZ, and FNZ can take weeks or even months before they pay II. So in fact you might find the 10 working days clock hasn't even started yet.0
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I sent II a cheque to top up my SIPP ~ 3 weeks ago.
They paid it in, so the cash came out of my account ~ 1 week ago.
Any idea how long it usually takes before it shows up in my SIPP so I can trade with it?
It doesn't seem that there is any quick way of topping up, since even with a BACS transfer, the money is held until they process your contribution form.
I think I'll open a new account with HL and just transfer it across to II every 3-5 years to save on the 0.45% fee (at the cost of an occasional £25 transfer fee). I can't really manage with the way things are.
II are great, so long as you never need to trade, top up, take dividends, or transfer to them.
SC.0 -
Don't believe it if you are told that the issues with late payment of dividends do not affect the sharedealing side of aye aye's platform. One of my September dividends has slipped past the 10 working day deadline. :mad:
Which one? I hold a broad range of dividend paying shares so would be interested if I hold the one you havent yet received.0
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