Tales from the city

ani*fan

The admin fee cost me £20 which I thought was not too bad.

Mr Amp-buyer is messing me around. :mad: He's on his last chance to pick this thing up or I'm putting it in the bin.

I'm planning to get a lift to work tomorrow with a pal. Still feeling a bit rough, had a bad cold all week and tired, tired, tired this weekend. So far, after 3 days car-free, walking to work when you're a wee bit under the weather is the only negative. I've barely noticed the car is gone but it's still early days.

Onwards with the debt busting.

ani*fan

Well I still have this amp sat here. I'm fuming. :mad: What's wrong with people they say they're going to buy something and then don't? I won't put it in the bin. Might sell it another time.

I walked to work and back yesterday. It was a beautiful sunny day and I enjoyed it very much. :T

It's payday tomorrow and I don't have the £20 in the bank I was expecting. I have £2.47. What with this mistake and the amp not selling my slush fund is non-existent. Oh dear.

Onwards to another day.

in_need_of_direction

But you do have £2.47 in the bank.

Igamogam

in_need_of_direction wrote: »

But you do have £2.47 in the bank.

My thought too;)

You will soon feel the benefits of the walking - financially and health wise:D

ani*fan

Payday has arrived. I made my £300 overpayment to the debt, I'll be taking out £150 cash for food and travel, and the remaining money in my account will cover all the bills and regular debt payments.

Operation 'increase the slush fund' starts here. It's going to have to cover any fun things I want to do and also Christmas.

That guy is still contacting me about my amp. I don't know what to do. I want to tell him to go away, he's messed me about enough, but I really want to sell it too. Any ideas anyone?

ani*fan

I'm also thinking about making a little chart for the next 12 months of paying off this credit card. It's going to be a hard challenge and maybe colouring in boxes, drawing a graph, whatever, will help me stay motivated. I could stick it on my pin board in the kitchen and look at every day and think how well I'm doing.

Igamogam, I'm copying your ideas.

in_need_of_direction

You were quick of the mark with the repayment. Well done. Re the amp, I'd just ask what his issue is. It could be that he's waiting for money and trying to buy time. In which case, agree a cut off point.

Igamogam

Copy away Ani...........dont think it was entirely my own idea:rotfl:

Give amp man a day to pay and collect by as INOD said

ani*fan

Just sold the amp. :T

£40 in the slush fund. :j

Also my car money arrived a day early so have paid another £300 to the Virgin card.

Feels like I'm winning today.

ani*fan

I just calculated that once my payments have all gone out on the 1st of September, my debt will fall to £15,982.5. So under £16k.

If I wasn't motivated before then I certainly am now. Result!

The challenge now is to stick to the budget for the month.