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The Random Diary Of Mortgage free wannabe.

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Comments

  • charlie007
    charlie007 Posts: 413 Forumite
    Good day today. No money on fuel or lunch. In fact another no spend day :). Current students leave tomorrow at 930 am then a night off before the next two arrive on Sunday.
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Oops. Spent far to much this weekend. New bed. Lunch out. I thought as I was putting my PIN number in that that could take another month off but to be honest a good night sleep is priceless.
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Another nonspend day yesterday. Managed to send parcels off using free stamps. Students seem to be ok which is good as one is here for a month!!!
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Yay. Dh has been paid at his new job. Think he has been emergency taxed but that will come back at some point. Going to make another overpayment this evening. Love checking the balance on the 2nd of he month to see the updated balance. A sneaky overpayment will help what it looks like before the interest creeps it back up again.
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Managed to get the over payment done. Dh went out for work drinks and I collected him so small spend. Am selling a few bits on eBay. Hope to get more listed tomorrow. Student payment comes in on Friday and I am going to transfer it all into the mortgage account. The more I think about it the more I want to be mortgage free earlier. We may downsize once we have enough equity in this house to buy something smaller but still nice. We have 95k now so only enough for a show box. I think we are a way of but maybe in 10 years. Fingers crossed.
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • JimLad
    JimLad Posts: 950 Forumite
    Part of the Furniture 500 Posts Combo Breaker Mortgage-free Glee!
    Charlie i noticed in your first post that you said you started a vlog? Is that still going? You can make a little income from adverts if you get enough views. I get a payout every other month from it.
    Mortgage Free 22/03/17
    MissWillow is my OH!
  • charlie007
    charlie007 Posts: 413 Forumite
    I started a vlog but am being a bit rubbish at keeping up with it. I am not getting very many views so think it will take me about 10 years to get a payout.
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Playing with the mortgage spreadsheet again today. It is soo addictive. Going to make another overpayment of this weeks stridents money on Friday. Can't wait to get the next 10 thousand off. I think maybe this time next year. X
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Managed to spend 100 pounds in aldi today. Got 15 pounds off in coupons That's us sorted for the month :). We are getting a weekly veg and meat box but have all the beans and sauces and frozen fruit. Tea. Cleaning stuff toilet roll. My car was super full.
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
  • charlie007
    charlie007 Posts: 413 Forumite
    Student money in and straight back out into the mortgage. That's another months down on the mortgage. :).
    Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.

    Challenges 2015
    No alcohol January. No spend February
    Write down all spends over the whole year
This discussion has been closed.
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