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My happiness and debt free project.

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Comments

  • Mummy+2
    Mummy+2 Posts: 91 Forumite
    Fifth Anniversary Combo Breaker
    Hi,

    Lovely read, you're doing a fab job!
    LBM - DFW Jan 2010
    Debt 1 13680/15000 -- Debt 2 0/4800
    Weight loss 23.5/76lbs
    NSD 2014 5/30 -- Savings 2014 2130/4260
    Virtual Sealed Pot Challenge #173 - £8.10
    Sealed Pot Challenge #395
  • New_me_2014
    New_me_2014 Posts: 147 Forumite
    Thanks mummy+2 :)

    Another £100 off the debt, I have printed off some expenses sheet from the internet so now fill it in as soon as I spend on my card, this way I can't pretend I have more money then I do as it's in black and white in front of me!
    I'm hoping for a couple of NSD's this week. Tomorrow should be the 1st and we have a quiet week this week so should manage ok. Lots of fun in the garden to stop me from spending I think! :D
    Our weekly food shop was delivered Saturday evening so we are all stocked up now so no excuses for take aways!!
  • New_me_2014
    New_me_2014 Posts: 147 Forumite
    Afternoon diary

    I'm managing to have a NSD so far today! Ds3 has just gone up for his nap so I'm just having a cup of tea. Tomorrow we are off to the local park with a couple of friends so another cheap day, ds2 will have karate after school tomorrow so that will be £4 spent. Hoping for a LSD tomorrow and then another NSD Thursday as we have a friend coming over for lunch. I'm glad we haven't hit much planned this week as I can give my bank account a bit of a break. I'm still saving our holiday spends in my other account and we so far have £350 plus €190 saved. :)
  • New_me_2014
    New_me_2014 Posts: 147 Forumite
    It's been ages since I've updated AGAIN! I really am rubbish at keeping a diary. :o

    Spent £45.76 in Aldi today, I will need to get some bits from Tesco too but will get that delivered when it's only £1 slots. Tomorrow we are going into town as the hubby needs some new trainers, also I think we are taking the kids to the park so that will be nice. Not long until we are hoping on holiday now (24th July) I am going to pay off at least another £150 before then so that the debt will stand at £1000.

    Once I hit the £1000 mark I would of paid off 50% of the debt since I started the diary, I know others could of probably paid it he figure off in just a couple of months but I'm still proud of myself! :)
  • MrsSmith2013
    MrsSmith2013 Posts: 483 Forumite
    PPI Party Pooper
    Hi New-Me, just popping in to catch up on your diary! So you should be proud of yourself, 50% of your debt is amazing! Means you're almost more than halfway there - woo hoo!! I literally cannot wait for that point in time, I think it will feel like the home straight almost!

    Keep up the good work and the great debt busting, you'll be debt free in no time!

    Mrs S x
    1st Jan 2014 £20,600 / 1st Jan 2015 £15,572.90
    **Feeling Hopeful that 2015 will be our Debt Free Year**
  • New_me_2014
    New_me_2014 Posts: 147 Forumite
    Home from our holiday now :o ds1 decided it bring an ear infection back with him so that's been fun! It's getting a lot better now though poor mite.

    £150 paid off the debt so now I'm down to the final £1000. :j
    It's going to be an expensive month as I have to buy new school uniform, stationary etc.

    We have had speech and language for ds3 today and also his key worker is coming out this afternoon to arrange a TAC meeting, good thing about being stuck in means we can't spend any money! I have enough shopping to get us through until at least Friday, I'm determined to only buy bread/milk until then.

    I have also cancelled my graze box subscription, I got it delivered every 2 weeks and it was under £4 a box but I didn't NEED it! Maybe once I'm debt free I will look into it again but in the mean time I would rather have the money for myself. :cool:
  • New_me_2014
    New_me_2014 Posts: 147 Forumite
    So kids are having lunch so I thought I would go through the fridge/freezer and meal plan. These meals aren't in any particular day order so it will be what we fancy on the night I'll cook.

    Roast chicken, potatoes and veg (tonight's meal)
    Gammon, potatoes and veg
    Chilli and rice
    Mince with veg, gravy and mashed potato
    Chicken tonight with mash and veg or salad
    Sausages, bacon, egg, beans and toast
    Nachos with chilli and cheese

    Ds2 won't eat all these meals so I have other things planned for him instead of certain meals. Ds3 probably won't eat many (if any) of these meals so will end up with his usual choice of about 3 meals! He is autistic so not going to push him to eat things he doesn't want/like.

    Anyway, that's enough meals to get us until Sunday evening, I'm probably going to shop in the evenings whilst the kids are off school as I don't fancy dragging three of them round the shops! I may go food shooping Saturday night if we are running low if not I may try and hold out for Monday evening. I would be really pleased if I could make everything last until Monday. :)
  • New_me_2014
    New_me_2014 Posts: 147 Forumite
    Afternoon

    We have spent the morning at a friends today then I decided to take the boys to McDonald's for lunch on the way home as they were very well behaved. Bought 2 chicken nugget meals, I was really good and didn't order anything :) we then popped into sainsburys to pick up some single sheets, just over £11 spent there.

    We are home now and I'm just chilling with ds3 before I start dinner in a bit.
  • New_me_2014
    New_me_2014 Posts: 147 Forumite
    edited 7 August 2014 at 1:24PM
    Wow....3 days in a row I've updated my diary now!! Surely that's a record for me.....:T

    Today has been a NSD, we went to the park earlier and the boys met a couple of mates from school so we spent longer there then we thought. :)

    Not sure what we are up to tomorrow but I don't have any plans to spend a lot of money. On Saturday we are going to a large swimming complex which has different flumes, pools etc and the kids love it there. It cost us around £40 and we will have some lunch out afterwards. We are really looking forward to it! :cool:
  • New_me_2014
    New_me_2014 Posts: 147 Forumite
    Afternoon diary,

    I have washed all the bedding today and remade the boys beds, just waiting for ours to dry then I can remake ours.
    I have bought an online deal today for a food hamper type box, they are usually £12.99 a month but with the deal I bought it works out at £6. Not sure if it will be worth the £12.99!- month so may cancel it after this box arrives but I thought it might be worth a try for £6.

    The 2 older boys have gone to their grandparents for the night so it's just me and little one until hubby finishes work. I'm having my nails done this evening but I have a loyalty card and I will be reviewing £3 off today. :) every little helps!

    Our local leisure centre offers free swimming to under 16's throughout the school holidays so I'm going to try to make the most of that starting next week, it should cost under £5 for us all to go swimming which I know the boys will enjoy. Hoping it will help them burn a bit of energy too!

    No more paid off the debt this month yet but I think I'm on target for another £50 paid off before next pay day (23rd august)
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