My happiness and debt free project.

New_me_2014

Morning diary,

Hubby is working today so having a bit of a clean throughout the house as we are out all day tommorow for a birthday.
Still managing to only spend on essential and really noticing a difference in my bank account. I was annoyed because I though I couldn't pay another £50 off the debt before payday but I've managed to scrape together £100 :T I'm going to pay that to the debt next week then another £100 off on Friday (payday) then the final £100 off on 28th November. So if my plan goes accordingly I will officially be debt free on the 28th November.........:j November will be quite a tight month after I've cleared the debt but as we have money for Christmas put aside we should scrape through.

So for 2015 I want to focus on getting the house sorted, finish the decorating etc and hopefully get a bit of savings behind us.

New_me_2014

Paid another £100 off the debt today bringing the total down to £200 :j

I need to buy some nappies and wipes so deciding whether to do a quick online order to save me going to the shop and spending more then I really need to! Dinner tonight is spaghetti bolognaise with garlic bread, then it will be time to take ds2 to Cubs.

Tomorrow we are seeing ds3's speech and language therapist but apart from that we haven't got much planned.

mummytogirls

Well done on getting the amount down to £200 New me thats fab!! xx

New_me_2014

Thank you MtoG

Pay day tomorrow and it looks like I will be debt free :j I'm planning on laying the final £200 straight off so it's off my mind. Soooo pleased, need to start a savings plan now!

DebtFree2012

Hi there

Just came across your diary, just as it's coming to its conclusion! Congratulations on sticking in there and good luck for tomorrow.

New_me_2014

Thank you debtfree2012.

New_me_2014

Shuffled some money around and paid off the final £200 this evening.

WE ARE OFFICIALLY DEBT FREEEEEEEEEEEEEE!!!!!!:j