My happiness and debt free project.

New_me_2014

Argh I'm do rubbish with posting on here!

I've put on 2lb this week it's been my birthday though so I have eaten a lot of cake! It's all gone now though so need to be strict with myself again.

I need to have a play around with my bank and transfer ds3's dla money into his account then I'm planning on paying £100 off the debt. Payday Friday when I will pay another £100 off the debt.
I need to get back on top of my shopping again, I do the food shop on a Friday afternoon after we have been to toddler music group. I use scan and shop which has helped me control the spending as I can keep an eye on how much it's costing me but my meal planning has taken a back seat at the moment so we are ending up with random foods in our fridge that are out of date. I will sit down this week before shopping and make a list of everything we have in fridge/freezer/cupboards and see what meals I can make.

Half term next week so I'm trying to plan a few days out that won't cost a lot of money.

Anyway I have some hungry children moaning at me so will update this evening.

New_me_2014

Woohoo another £100 of debt GONE!!!

New_me_2014

Spent £20 on petrol today and 60p on a drink.
Just picking ds2 up from karate so that will be another £4 spent.
Pizza for dinner tonight as I'm determined not to go to the shop before Friday and don't want to waste money on a takeaway.

New_me_2014

Afternoon

So today we went to music group then popped to do some good shopping, spent £31.23 I've permafrost a lasagne for dinner tonight so will put that in the oven after the school run.

Pay day today so waiting for hubby to finish work and transfer the money into my account so I can pay rent and council tax for the next month. I have meal planned now to try and use up all our food that I seem to buy but we never get through!
meal plan looks like

Friday : lasagne and garlic bread
Saturday : out all day for a wedding
Sunday : roast dinner
Monday : beef stew with fresh bread
Tuesday : pizza and garlic bread with pasta
Wednesday : sweet and sour chicken with brown rice
Thursday : hot dogs (at friends)

New_me_2014

Another £100 off the debt today, credit card balance is now at £1300 . I'm so happy it's coming down rather than going up!

I have the shopping being delivered between 3 and 4pm today, I didn't fancy dragging all 3 boys round the shop so took advantage of the £1 delivery slots they are offering.
I have been watching some organisation videos on youtube and I'm considering the envelope system, maybe not for everyday things but as a way of saving for Christmas/birthdays etc.

grassgirl

just started reading your diary and have subscribed ..I may be being daft, but what is a 'shred'? apologies if ive missed it as only having time to skim read but if you could assist my silly mind that'd be great

New_me_2014

grassgirl wrote: »

just started reading your diary and have subscribed ..I may be being daft, but what is a 'shred'? apologies if ive missed it as only having time to skim read but if you could assist my silly mind that'd be great

Hi,
The shred is actually 'The 30 day Shred' which is a fitness dvd by Jillian Michaels. I actually have up on day 5 I think but I will try again one day!!

I have gutted the boys bedroom today which took me 3 hours but it now looks lovely and a lot of the stuff they didn't play with anymore has now gone to our local charity shop.
I have a black bag full of baby toys, clothes etc which I will put on eBay and gumtree tonight and whatever doesn't sell I will give to charity. I just want a lot of it gone now and we haven't got any baby sales coming up in our area for a while.

New_me_2014

Afternoon,

So far I spent £15 on petrol, 79p on rice for dinner, £4.50 on avon and another £4 as ds2 has karate after school. We are habits sweet and sour chicken for dinner so hopefully the boys don't complain too much! Ds2 is super fussy!!

I don't think I've mentioned yet that we are going to Spain for a week at the end of July I'm now in charge of saving our spending money! So far I have saved €75 and £100. I think hubby said something about taking £700 spending money, we are staying in a villa do its self catering, so I have a bit of a way to go yet!!

Anyway just waiting for ds1 to finish school then we will be going home for 20 mins before going back up the school to collect ds2. Hubby should be home so I will leave the other 2 boys with him.

New_me_2014

Spent £3.40 at the car boot sale this morning on some plastic animals for ds3 and I'm considering going to a nearly new sale which I have just found out about today as we are going to hubby's aunties for dinner and it's in their area.
I've managed to have a mammoth cleaning session today, I have polished upstairs/downstairs, hoovered upstairs/downstairs, washed 2 loads of washing and it's now hung out, cleaned bathroom and kitchen and mopped floors. We have quite a busy week next week so hopefully I can keep on top of it all by doing my daily jobs. I will need to change our bedding in the week though.
Nothing more to pay to the debt at the moment as I'm still waiting in some direct debits that have to come out.

New_me_2014

Afternoon.

So today I have spent £3 in a charity shop, £23 in asda and £5.05 in co op. I've also just paid another £50 to the debt bringing it down to £1250. Like I said before we are going on holiday to Spain at the end of July so I'm determined to get our debt under £1000 by the time we go.

I have managed to get all the cleaning/tidying done so I'm going to sit down and make a meal plan for the rest of the week and weekend, the sun shining definitely gives me motivation to get things done so I'm feeling very happy at the moment!!
I also really want to start transferring money into my boys savings accounts on a regular basis, I think I will start with £10 a month then when we have cleared the debt I can up it a bit. I'm not planning on saving a fortune for them but just a little to help towards first car/driving lessons when they are older.

Anyway I'm hoping tomorrow will be a NSD as I have ds3's occupational therapist coming round so that should stop us going out spending!!