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Money and Me - A Love/Hate Story

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  • Hi all xxxxxxxxxxx

    Well, obviously, the first thing to do here is this:

    hahahahaaaaaaaaaaaaaaaaaaaaaaaaaa!! ahahahahhahaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa!! Oh! Hahahahahaaaaa!!

    Big-haired gals, you are all ace!!! Am loving our mahussive haired band - **NEW MEMBER ALERT, NEW MEMBER ALERT**:

    girlatplay: pick any of the following (or all of 'em if you want! They're all frickin' cool) and welcome aboard! http://www.youtube.com/watch?v=Cv6tuzHUuuk

    Loving everyone's stories from being younger - we all sound a wee bit rebellious, so hurray for that!! Many an item bought in Watties for me too, and Mark One AND something called 'YES' which stood for You'll Easily Save hahahaaaaaa!! Good old YES!!

    Not been the greatest week for me, dosh-wise. I've been a bit fritter, a bit spendy, a bit 'well I'll just have to sort it later, right now I need to get...' etc.

    Sooooo - the cash has gone, spent, disappeared. But once again, oh for God's sake Skinty, it's the bloody attitude that's done this. I've talked myself into recklessly flashing the cash. I've not checked my bank balance all week, which is a habit of old. This is a strange one - it's almost as if I have a split personality - reckless me thinks 'oh god best just spend' with a slightly out of control attitude, expecting 'sensible me' to pick up the pieces later, checking the disappearing money that's left.

    Does that make sense to anyone here?! Or should I ring the nice people to come and take me and my split personality away?!!

    Tell you what - I could always get a grip and just check my account right now, online??

    I will. I'll do it now ....
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • I've done it, it's done, took 2 seconds, quick check through, sorted.

    Right. It's not looking too pretty.

    But.

    I'm not overdrawn. There's a little bit left that should still be around at the end of the month.
    I had said at the start of the month that Feb was my 'test month', living the Frugal 14 way and seeing where my dosh went. I now write down all spends and keep all receipts and meal plan.
    I sorted receipts into separate piles earlier and already I can see where the cash has gone this month (seem to love mushrooms and leeks hahahahaaa! Lots of them bought this month!! Plus walnuts - where the hell are they?)

    So, lets rumble on to Friday pay day, re-assess then and go from there.

    There is nothing this world can throw at me that can't be solved with a can of hairspray and a coating of blue mazzy!!

    Fellow big haired girls - ARE YOU WITH ME??!!!!
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • Shortie, you are stunning! INOD's Pat Benatar video, really made me laugh. I could just imagine her as a rebellious teenager and all of us as her band of whacky friends, egging her on. We are pictured in the last few scenes (3 minutes onwards), it is worth a look x.


    Yes Yes!!

    Can everyone please learn this dance routine please?!! As Rainbow says, it starts just after 3mins into the video :rotfl:

    http://www.youtube.com/watch?v=CjY_uSSncQw
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • Yes Yes!!

    Can everyone please learn this dance routine please?!! As Rainbow says, it starts just after 3mins into the video :rotfl:

    http://www.youtube.com/watch?v=CjY_uSSncQw


    Sorted! But I need more hairspray cos all that shoulder shimmeying has dislodged bits!;)
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    So good to hear from you - you went quiet for a couple of days and I was worried about you.We all slip up - I went loopy in the supermarket this week and had spent over £60 (mostly bargains- spent 2days cooking and freezing it all). Listen to me lovey,I promise you we will all get through this. You might even be a 'proper grown up' - if you want to be . After all we have put together the greatest girl band in the world ever-how could we possibly fail?

    Will work on the routine- some bits my hips won't do at the moment and my squats aren't that deep at the moment but will keep working on it and I will get there.

    Might need a new outfit though. DS3 has gone to Manchester to see gf and other friends (cosplay meet). So I have washed all his bedding and manky pillows,thrown his quilt over the line to 'air',painted the cracks in his ceiling and done 2 of his walls.Hope they don't come back until 11pm (she's staying till Monday). She's now working full-time so this is only the second time he has seen her this year.

    So the outfit I am wearing is a long skirt (turquoise with big black flowers) worn as a strapless pinafore dress over a thin t-shirt (goingin holes). Hobby Hollie/bag lady-but at least it saves my few remaining good clothes from getting paint/bleach spattered- also spent an hour up a ladder in the bathroom anti-moulding the old loft hatch,scrubbing tiles, cleaning the lampshade,dusting the ceiling (those odd spots were the remains of old cobwebs) and rubbing the shower rail with crumpled up tin-foil toget the rust spots off.If it works (looking hopeful) I will have saved myself the £150 it would cost to buy a replacement. Meanwhile the bath is covered in silver specks.

    Keep practicing,:j:j:j hair brushes at the ready:T:T:T
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • RainbowBridgeReturns
    RainbowBridgeReturns Posts: 408 Forumite
    edited 23 February 2014 at 8:13AM
    Hi Skinty, don't worry, two personalities are normal around here, with an additional alta ego to add to the excitement. Rainbows have seven aspects x.

    Mothernerd, I am deeply impressed with your decorating attire, and so practical, you can just hitch it into your knickers when you are squatting and lunging between trips up and down the ladder.

    Just off to practice my shoulder shimmying too, I don't want to let the side down!
    "I wondered why the Frisbee was getting bigger, and then it hit me". £9/£250
    Project Peacock - 2/33 - 1lb/7lb target.
    £6.00 a day challenge £118.77/£170
    Mtge debt includes car purchase - £46,381/ now £44,336 - Paid 4.4%
    Emergency Savings 550.00/£1000
  • skintygerlinky
    skintygerlinky Posts: 417 Forumite
    edited 23 February 2014 at 10:53PM
    Hi All xxx

    How's your weekend going?? I've had a good 'un! Really chilled, reading, cooking, music. Lovely!!

    Just to clarify - I'm working part time at the mo and studying part time. Prior to this I was working full time with many extra late evenings on top, plus at least another day at the weekend to plan ahead for the week to come...
    So at the mo I can't tell you how much I'm appreciating having some free time to concentrate on uni work - and to concentrate on me, too!

    I honestly don't think I would have had any kind of financial epiphany if I'd still been working as relentlessly as I was. I bet I would have a lot of body lotion though. I currently have 5 tubs to use up hahahahaaa!! Yet another 'thing' I've spent cash on. I'm making sure I use it every day now!!

    2014 - the year of the symbolic body lotion.

    'The Metaphorical Body Lotion' - How the West Went Bankrupt by BBC Financial Correspondent SkintyGerlinky.

    Hmmmmmmmmmmm!!

    Next month I'm watching every penny as I need to get some dosh saved. Out of curiosity - how do other members of the Big Hair Gang spend their time socially? How do you guys spend your leisure time?

    I'm asking cos a chunk of my wages this month have gone on, well, coffee with friends. Throw in the odd cheese n coleslaw jacket and that's how we're catching up. We seem to have left 'meeting up in the pub' behind (which I think is a shame! Only seem to do this on our birthdays now) and instead go to cafes and sometimes the cinema. I love my lovely friends and it's always great to catch up. It always feels good to be in the company of people you can just be yourself with and put the world to rights.

    It's just a bit expensive for me at the mo! Am going round to another friend's house next week for food and drinks and a night in which will be cheaper and to be honest more relaxing than sitting in CostaLotta. Wish we could do more of that maybe??

    What do you guys think? Do you get out and about with friends and loved ones? Do you tend to stay in? Do you have a once a week/month/etc ritual of getting out or is it more spontaneous? Or are you staying in, watching your spends at the mo?

    mothernerd - thanks for your lovely comments! Love your decorating outfit as I loved Holly Hobby!! Always wanted to shout 'Holl!! Turn around and look at me properly!' though! Am well impressed with your decorating skills.

    And, like rainbowbridge & busymum3+dog, appreciate your dedication to our dance routine!
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • I tend to meet friends on working day lunchtimes or sometimes for a weekend breakfast. It just seems like the working day is getting longer and it's harder to co ordinate evenings unless, like you say, it's a set date.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Me again. Knew there was something I'd forgot:
    mothernerd wrote: »
    She's [MN's DS's GF] now working full-time so this is only the second time he has seen her this year.

    Was thinking about this when I read an interview with the actor Brian Cox in today's paper http://www.theguardian.com/lifeandstyle/2014/feb/22/brian-cox-this-much-i-know

    ...where he says "I've learnt to be kinder to my children. When I was growing up, the predicaments they now find themselves in didn't exist for me".

    What do you guys think? My mum and dad worry about us lot (me and my two older brothers and older sister plus their families) these days - they say that things were hard for them, raising us but they got by somehow. They both worked full time and we all muddled through. They say it helped that most people they knew were in the same boat and maybe material expectations were very different.

    What do you think, you frizzy people? Are things actually harder, financially speaking for you then for your parents? And parents - what do you think? Do your children have a harder, easier, or just a different time of it than you?

    I'm ALL about the questions tonight! Sorry if I'm being too nosy.
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • I tend to meet friends on working day lunchtimes or sometimes for a weekend breakfast. It just seems like the working day is getting longer and it's harder to co ordinate evenings unless, like you say, it's a set date.

    Hear Hear!! It seems to have become A Very Complicated Thing to organise a get together, as everyone is snowed under with work.
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
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