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Money and Me - A Love/Hate Story

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  • I love your diary XXX


    thank you SG XXX


    (too shattered to write any more)
    Nevertheless she persisted.
  • Last one!!

    shortie - thanks for your comments, can really relate to what you're saying!! Really want to get a grip on my reckless spending next month. That's a real aim, I think. I'm glad I've really begun to analyse this attitude this month. Time to walk the walk though!!

    girlatplay - thank you so much for asking about my goals! I have them, but it's been a while since I've been asked about them directly and I appreciate you doing so xx. I'm going to answer this properly tomorrow as I want to have a real think. Will keep you posted!
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • SKINTYGERLINKY sending you loads of big hugs!!
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
  • I love your diary XXX


    thank you SG XXX


    (too shattered to write any more)

    Aw thanks Buffster. Really appreciated. Hope you're OK. Loads of love xxxxxxxxxxxxxxxxx
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • SKINTYGERLINKY sending you loads of big hugs!!

    Awww backatcha busymum!! Thanks lovely xxxxxxxxxxxxxxx
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Hugs and sympathy for your sad news -sublime performance from Ray Davies. The Kinks were one of the bands that got me through the painting on Saturday but I was channeling the old black and white longhair versions.
    When you mentioned the Beatles the other day it brought back memories- I used to have a 'yeah-yeah' -an old tennis racquet of my mother's which I used as a guitar but also as a hoover or whatever I wanted it to be (a broomstick was another favourite, or a motorbike)

    My mother told me about a teenage visitor (one of the child bridesmaids from her wedding) coming round in a state of excitement as she was going to see the Beatles at a local club (legend has it that one of the labour clubs turned them down as they were too expensive). My mother had never heard of them-little did she know that within a few months her own tiny daughter would be besotted by them.

    I know what you mean about funerals. I went to 2 before Christmas,one a woman my age (56) who thought she had beaten cancer and another who my mother was a bridesmaid for when she got married. My brother died 7 years ago,a few days after his 47th birthday. Logically you know it is going to be your own generation starting to disappear when the older ones are nearly all gone,but I don't think you are ever prepared. A friend of DS2's died at 17 from mad cow disease and a friend of DS1s killed herself at a similar age -I believe suicide is rapidly overtaking road accidents as the number one killer of males between 16 and 25.

    Yes getting very heavy here -let's move on. Don't get many visitors,don't encourage them.Various relatives said they wanted to stay when I was getting this house but never followed through. My mother and her partner are the sort who will ignore a garden full of flowers and tell you how to kill the one dandelion in sight and as I have been ill for most of the time I have been in this house and wasn't even meeting my own standards their visits dwindled. My mother is very wrapped up in her partner's family so we weren't seeing much of her until she fell downstairs at his house in February (they've been living together for17years,her house is rented out). Since when I go all day on a Friday (I am chief de-clutterer).

    Friends -find it hard to make friends and hard to keep them -my ex scared off all the friends I had when we first met. I tend to get people relying on me at moments of crisis and then avoiding me like the plague when the crisis is over -have had relationships like that as well, men who have been treated badly and I make them all better and feeling good about themselves and then they go off with someone else.

    I gave up sex when I thought the boys were old enough to notice (anyone who stayed the night was out by six in the morning or visited when they were away with their dad) but I didn't think it would be for this long (now everyone but me has sex).

    So I am fairly self-sufficient, most of my interests-reading,sewing,walking -can be done alone. You're so boring mum,they say.I did like sex though (and I was bl**dy good at it) and now I am making plans for my mother to come and live with me if/when anything happens to her partner (he has dementia and various other ailments,won't follow his diet and sulks if she tries to make him eat healthily) so no chance of anything happening then.And if mum should die first I have to look after my little brother (52) and mum's lodger (about the same).But they're men you see so according to mum logic they need looking after.

    Can we take the band on the road girls?:j:j:j:j:j
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • RainbowBridgeReturns
    RainbowBridgeReturns Posts: 408 Forumite
    edited 26 February 2014 at 10:09AM
    Big hugs from me too Skinty, 'Slinky to be', we seem to have been living parallel lives recently. We have just cremated my dear uncle and I am picking up the ashes today. (That doesn't read right, but hey ho!), and all my generation were the ones sitting on the front row at the crem, which is not the safest place to be ......

    We have had police all over the estate for the last couple of days, because of a double murder-suicide incident, involving neighbours who had been living quietly here for over 20 years, and ostensibly happily married for 30 years. It is all very unsettling .....

    Mothernerd is right, it is time to take this band on the road, where are we heading off to first? Can we have one of those humongous tour buses?
    "I wondered why the Frisbee was getting bigger, and then it hit me". £9/£250
    Project Peacock - 2/33 - 1lb/7lb target.
    £6.00 a day challenge £118.77/£170
    Mtge debt includes car purchase - £46,381/ now £44,336 - Paid 4.4%
    Emergency Savings 550.00/£1000
  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Discovered this diary last night and rad it right through. May I subscribe? You all sound fab.

    Skinty, I'm sorry for your loss. Always so horrid.

    I am having horrible flashbacks of blue mascara. And eyeshadow that was 2 different colours next to each other on each lid. Shudders...

    What Everywoman Wants was "What she wants" down south I think. I well remember the ra ra skirts. These days I think I. Dressed up if I have clean jeans on, lol!
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sorry you are having a sad time at the moment Skinty. I have linked a virtual surprise for you at the bottom of this post.
    girlatplay - thank you so much for asking about my goals! I have them, but it's been a while since I've been asked about them directly and I appreciate you doing so xx. I'm going to answer this properly tomorrow as I want to have a real think. Will keep you posted!

    I am a naturally incredibly nosey person. Just for the record though, I only had your best interests at heart when I asked as I do believe everyone needs to have goals. Even if you don't want to share them, that is fine. Just think about them privately.
    mothernerd wrote: »
    ...(now everyone but me has sex)....

    Er, nope! Not everyone. Or perhaps everyone but you and me :cool:
    Right, I can't multi quote; how do you do that? girlatplay, you do it so seamlessly!!

    Heh heh! It's quite clever, isn't it? To multi quote: as you are reading through the posts (or after you have read them, your choice, any will do) click on the small image that is the pink and orange speech bubbles. When you have clicked it a white tick appears on it. Keep doing that with each message you want to quote until you get to the last message that you want to quote. Just click on "quote" on that one. It's like the finish.

    Once you have done that it automatically puts you into an advanced message with all the quotes on the page. It can be a little fiddly when you are deleting bits of messages but it is worth it for the seamlessness ;) Just one thing to be aware of, when you are deleting bits make sure that you have the [ and ] signs in both at the start and the end of the quote or it won't work. e.g.
    This doesn't work as I have missed out the [ off the last part: /QUOTE] You will see when you go to do it.

    Another trick I like very much which you might like for your music vids is this: VIRTUAL SURPRISE Sorry I left the price on it :o

    To do this, copy the URL from the webpage that you want to link. Type into your MSE message the word or phrase that you want to call your link ("virtual surprise" in this case), highlight the word or phrase then click on the symbol which looks like a planet Earth with a paperclip in front of it. It brings up a box. On the line that starts "http://" paste your URL link over it. Then click ok. That's it!

    Hope that helps :) xx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Good afternoon everyone.

    I've just joined today after browsing posts for the past few months.

    My story is I'm 28 years old and have just realised that I have nothing to show for all the money I have spent :(
    I took out my first loan at 18 and can't even remember what it was for (probably clothes/ holiday and the rest), that was all getting paid off nicely and if I had continued that way I would've been debt free a long time ago.
    At 22 I moved to Magaluf to be a holiday rep for a well known tour operator, amazing and I loved every minute of it, when I returned to the UK the recession had just hit the banks were in trouble and there were no jobs, so not having a job I just kept increasing my overdraft, I dont know why the bank let me do this with no income (stupid of me i know).
    Anyway I finally got a job at a bank (i'm still there) and decided it would be a good idea to take out another loan to pay off the one I already had and clear my overdraft a good idea, however I also decided I fancied a holiday to Barcelona I didn't have the money so took at a credit card :( here's where it started spiraling out of control.
    Since then 6 years ago, I have refinanced my loan no less than 5 times, had about 6 credit cards been in and out of my overdraft more times than I care to count, I always got pretty low rates being a staff member but now they wont give me anything.
    In the middle of all this my bf got made redundant, he was out of work for 2.5 years but thank god is now working and we've decided we want to move out , we're both currently living with our respective parents. I have also had to try reduce my hours in work as I've just been diagnosed with a lifelong illness.
    The only thing is I have a credit card to pay off (its only got £500 on it and is interest free) but my little loan that started out at £100 when I was 18 is now at £13,500 which I borrowed meaning I need to pay back nearly £18k.
    I'm soooo angry with myself for getting into this situation and don't know what to do.

    Thanks for reading :) xx
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