NSK; February 28 Days Later!

NinjaSavingKat

:T:T:T GOOD MORNING SLAYERS!!! :T:T:T

How are we all feeling towards the end of the month! Not long to go now!!! I am a little apprehensive although excited as my budgets are SUPER tight! I have cleared the CC and transferred money to my Travel Fund ( please see sig) so I am raring to go!!

Food money is supposed to be £100 but I think that might be lowered. I have a lot of flour in my cupboards so bread rolls are on the list from Jack Monroe (temtped to get her book) and it's time to get back to basics and live a seriously frugal life.

So for those who are willing I am hitting March on entirely home-made and basis ranges only! Which means when my branded frozen stuff is done, it's done. I have 31 days to plan plan plan.... eat little and often and have "cakery bakery days" to use up the goodies I have in my cupboards...

I feel a batch of carrot and cumin burgers coming in handy... and carrot/lentil soup..... hmmm might need to think about this! Although my little work based Sainsbobs is getting a little too handy.... **slap on the wrist**..

I have a voucher for £3 off a £20 shop so that needs to be used for vegetables and easy spreadable basics... tinned toms.. tinned spaghetti ( sorry I love it ), flour, kidney beans etc..

Anyway - waffle waffle..

Hoping to womble today. Will keep you posted!

Onwards and Upwards Chickadees, lets get planning!!!

ikesmummy

Well a gastric bug and an awful cold mean my ending figures will not be quite what I hoped for, missed another exercise session I had planned and although I didn't resort to a take away I did buy some extra bits from the shop (well sent DH to) to make feeding the rest of the family an easier task. Have met my LTW target and not far over budget anywhere (need to update my signature).

Looking forward to sitting down and working things out for March as DH got paid today to I now have our starting figures

See you all in March

dolly84

Kat - good luck with your food budget, homemade soup is so filling, we eat it as a main meal and never feel hungry later.

Pizza night for us here, I will do my own dough if we are staying at home otherwise I have two frozen pizza which were only £1.50 each so not extravagant either way.

Last night I opened an online saver account with our new bank, transferred £1 into it and called it car expenses. In July we need to MOT, tax and insure my little car and insure the family car so we need to start thinking ahead. It was blissfully easy to open the account and I may add some more for other things at a later date.

Not sure of our plans today, DH has taken our main car to the dealership and is picking up a loan car, on Wednesday we get our brand spanking new 14 plate car. This sounds like we may have gone mad but we change our car every 3 years to avoid all the expenses and just pay the same monthly payment for the new one. It is a bit like leasing a car but we still have a very good trade in value against the new one and no MOT or repair costs.

traveller

NinjaSavingKat wrote: »

Technically you will be a tortoise... and how smooooooooth do you look! :rotfl::rotfl::rotfl: (can you divulge the emotional blip - it may help others..?)

Lol Kat- as I was typing I was I was seeing a tortoise and wrote hare,

The emotionally blip ok, apologies if this is TMI I suffer terribly with PMT . Although this really plays with my mood when I have this once a month sometimes I hit two a month. This was to blame for me feeling moody tearful and upset this month. I didn't know it as my second turned up yesterday lunchtime :eek: I was feeling very run down, tearful and anxious and even though mentally I was carrying on with the challenge, I couldn't concentrate on anything.

Anyway, today is a NSD, I'm working from home with damages in the background on netflix,lol. Have a good weekend everyone and see you on the otherside :T

MrsGSR

As it's the last day of the month and I am officially in Mad March mode as I got paid on Tuesday.

Here is my round up of the month *queue pick of the pops music*

SFD 11/15 yeah so I made it to 11 despite the fact I thought I would make it to 15 by this week I have ended up spending everyday :eek:albeit planned spends.

Food 240/200 I knocked £20 off and it went over thanks to DH :mad: who doesn't seem to get that we have a blooming budget! I've said to him if he wants to spend more it comes out of his pocket next time!

Fuel 50/50 this seemed ideal so this month I filled up to £50 again. Got something right!:rotfl:

FB 5/5 for the second month I have bought toiletries as this is what our local one needs the most of, so will carry on with that trend.

Exercise- I have exercised nearly every day this month either walking or Pilates.

How I feel the month has gone:
Not great if I'm honest, I've not achieved the SFD I wanted or the shopping budget.However I have put into place my new found skills of forecasting and thinking about every purchase before I buy it. So that's gotta be good right?

his_missus

Limping out of February with yet another spendy day. 2 pasties and some bread for the weekend totalling £1.80.

Not been quite as successful a month as I'd envisaged. Need to refocus ready for March and try a different approach without Hubby being aware. He is very much in the mindset at the moment that we're "financially secure" (i.e. not in debt) so we don't need to watch our spends or cut back. It is this attitude that is leading to us spending money uneccesarily that we should/could really be saving.

NinjaSavingKat

traveller wrote: »

I suffer terribly with PMT . Although this really plays with my mood when I have this once a month sometimes I hit two a month.

Have you seen a Dr about this? Or would you consider a herbal based hormone balancer.. I am looking into this now as it may assist with the massive skin break out I suffer every month. If you care to be kept aBREAST of my findings I will share them with you...(I like emphasis on rude words ala Miranda - it amuses me)....:rotfl:

traveller

NinjaSavingKat wrote: »

Have you seen a Dr about this? Or would you consider a herbal based hormone balancer.. I am looking into this now as it may assist with the massive skin break out I suffer every month. If you care to be kept aBREAST of my findings I will share them with you...(I like emphasis on rude words ala Miranda - it amuses me)....:rotfl:

Lol Kat, I'm more of a herbal person, so yes I would love to be kept abreast . I don't really visit the doctors much and the last time I spoke to them they tried to stick me on the pill! I do find black seed oil helps if I catch it at the onset though.

NinjaSavingKat

Travellor I will keep eyes open then. I have some ideas but need to find the time to sit and research it properly while not at work with the possibility of a male colleague walking up behind me.

dolly84

traveller/Kat - I too suffer terribly with PMT and am quite surprised I have not murdered DH by now. The pill has too many side effects for me so I take extra strength Evening Primrose Oil capsules 10 days before it is due and stop taking them as soon as it arrives. It has helped massively and now I just have an irritable day of chucking things about and shouting. I can't take them every day though as they had an adverse effect on my mood and made me quite low.

Tiptoes - I do the exact same thing with my shopping list, I am quite up to date with what is already in so if I write chilli down as a meal I will know exactly what I need to buy in to make it if anything.

Had a little spend today, Wilko's have their pick n mix at half price and we got one of the biggest cups for £1.99 instead of £3.99, so excited as I haven't had any for years. I weighed it on the scales and if it was in a bag and at full price is was £6 worth. Bargain.