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misstara's debt diary 2014

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  • Please don't quote the :spam: as it allow it to "live" on after the post is deleted.
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Please don't quote the :spam: as it allow it to "live" on after the post is deleted.

    Thanks, good to know if it happens again.

    Not much to report from today. A NSD :) Picked up the presents I ordered so need to review my list and see what I've got left to get.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    An unexpected spendy day today. My gran is in hospital so spends on bus fare plus chips for tea on the way home as couldn't be bothered going home and cooking something. She's feeling better from when she went in late last night but will probably be in for a few days so will go up tomorrow after work as well. Spends for today are £6.50.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hope she gets better soon :( xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Miss Tara where are you x

    I hope all is well with your gran < 3
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    Hope she gets better soon :( xx
    monz wrote: »
    Miss Tara where are you x

    I hope all is well with your gran < 3

    Still here monz, just neglecting my diary :o She's much better and got out of hospital on Friday :D

    Got paid on Friday from both jobs - £1374.35
    - £1200 to DDs account (paid £25 to loan and £15 to BT cc from this)
    - £100 social
    - £60 food (to cover the next 2 weeks as I won't get anything from 2nd job on Friday)
    - £14.35 loan

    Been away all weekend so spent £30ish from social money and £60ish from christmas money. I've spent £34.66 on food shopping today.

    Still got £397.33 to go to meet my debt target of £3500 by the end of the year - might be a bit ambitious with christmas and the various social things I have planned but will see how I go. I also have the dentist on Thursday, have £200 saved for it so hopefully won't be more than that.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    A NSD to report today, first one of the month :D Tomorrow won't be as I have the dentist plus my PVG update is due for 2nd job.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    A spendy day today - £18 for a PVG update, £10.76 for dentist, £5 charity donation, £6.74 for a birthday present/card for my friends wee girl and £40ish on christmas presents (need to go through receipts properly). I'm just about finished my christmas shopping :) a few more bits to get then I'm finished.

    So happy that the dentist was so little, only needed a scale and polish. I had saved £200 for it so the extra cash will come in very handy :D

    Not much else to report - went to the gym this morning, really trying to make an effort to go regularly this month.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Oops haven't posted for a few days. Yesterday and today have been quite spendy days.
    Yesterday
    - £5 on a wee present for OH
    - £3 on tights
    - £55 on night out
    Today
    - £16.74 supermarket shop
    - £24.10 chinese takeaway

    Got very excited in the supermarket earlier as I discovered the gf frozen section, I didn't buy anything at this visit but definitely will in the future. There wasn't a huge amount of stuff there but most looking forward to trying the sausage rolls :D

    I've made a wee £7.81 payment to the loan today so another step towards debt freeness :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Very quick post tonight as I really should be getting to bed. A spendy day again - £5 deposit for work christmas lunch, £5 eyebrow threading, £2.95 on few things I forgot to get yesterday and £5.20 on some craft stuff. I had the morning off so caught up on a few jobs that needed doing and went to the gym.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
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