misstara's debt diary 2014

misstara

Paid the council tax today and made a £3 payment to cc1. Other than that, a NSD

misstara

Not much to report today - I put £1 into a savings account to start the 52 week savings plan and also made a £1.50 payment to cc1.

StressedSteph

Happy New Year MissT :beer:

Hope you had a great evening and you don't feel too poorly this morning._pale_.

Sounds like you have loads of fab plans for 2015. :T

Its nice to have a weekend away to look forward to. I am hoping to take the tent out with the children a lot more this year. But my challenge is to find some cheap quiet camp sites that only charge small amounts, rather than the big ones that I tend to go to that costs the price of a weeks holiday abroad .

I look forward to following your journey. We need to get creative this year to kill of a big chunk of the debt. I plan to sell EVERYTHING :rotfl:

misstara

StressedSteph wrote: »

Happy New Year MissT :beer:

Hope you had a great evening and you don't feel too poorly this morning._pale_.

Sounds like you have loads of fab plans for 2015. :T

Its nice to have a weekend away to look forward to. I am hoping to take the tent out with the children a lot more this year. But my challenge is to find some cheap quiet camp sites that only charge small amounts, rather than the big ones that I tend to go to that costs the price of a weeks holiday abroad .

I look forward to following your journey. We need to get creative this year to kill of a big chunk of the debt. I plan to sell EVERYTHING :rotfl:

Happy new year Steph! Had a lovely chilled evening and didn't have much to drink so feeling fine this morning.

We bought a tent about 4 years ago and have only used it once so the plan is to try and go camping a few times. Even if it's just to one of the local campsites, its still a break away.

misstara

Happy New Year! Hope everyone had a good night last night

Having a very chilled out day today, just watching films and eating yummy food. I was debating going to the gym (starting the year as I mean to go on ) but nah I'll go tomorrow.

Have decided to set myself a NSD challenge, will try for 15 this month and see how I get on. Today will be the first one as I'm not planning to leave the flat.

AleMrsT

Happy new year to you too!! So far I've taken the christmas tree down. Not hoovered. Still in my pj's. OH is back from work in one and half hours. Oopsy!! Been catching up on diaries and signed up to onepoll.

monz

Happy new year, you are still doing fantastic keep up great work and let's hear it for 2015 xx

misstara

AleMrsT wrote: »

Happy new year to you too!! So far I've taken the christmas tree down. Not hoovered. Still in my pj's. OH is back from work in one and half hours. Oopsy!! Been catching up on diaries and signed up to onepoll.

Haha I stayed in my pjs all day yesterday and did absolutely nothing - it was great However, today I'm going to be a wee bit more productive, plan is to go to the gym then clean the flat before going up to work.

monz wrote: »

Happy new year, you are still doing fantastic keep up great work and let's hear it for 2015 xx

Thanks monz. I think 2015 is going to be a fab year!

misstara

I was planning a NSD today but the light bulb in the living room has just blown and I can't find any spares. Since I will have to go and buy another one, I will see what else we need and get that today too.

I need to be really careful with money over the next 2 weeks, I will get paid from 2nd job on the 7th and again on the 9th but most of it will have to go on bills I think I probably have £20ish spare after the bills are paid but won't know the definite amount until I get the payslips through.

However, it should be doable as there is a lot of food in the flat and I don't have any social things planned in the next couple of weeks. I need to make up a meal planner for the next 2 weeks, we seem to have an extraordinary amount of tatties and cheese so both of those will feature heavily in it.

It's just a bit annoying as it means that I can't really get started on any debt repayments until the middle of January.

in_need_of_direction

How are you fixed for baked beans? I love spuds, beans and cheese.