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misstara's debt diary 2014
Comments
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Take care of that cold.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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in_need_of_direction wrote: »Take care of that cold.
Thanks INOD. I spent £9.50 this morning on tissues, cold and flu tabs, throat lozenges and cough mixture so that will soon sort it out
Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.85/£50
Mortgage overpayments so far - £800.960 -
Yesterday was a NSD and today will be as well

Monthly and weekly pay tomorrow - £1502.94
- £1100 usual bills
- £102.94 debt
- £100 electricity bill
- £150 food
- £30 me (this is to buy socks, vest tops, thin pair of PJ bottoms and toiletries)
- £20 dentist
My dentist appointment is tomorrow, really hoping I just need a scale and polish as don't have the money for anything else.
Definitely feeling a bit better today after my day off yesterday.Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.85/£50
Mortgage overpayments so far - £800.960 -
Good to hear that you're getting better. Just don't overdo things until you're fully recovered.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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in_need_of_direction wrote: »Good to hear that you're getting better. Just don't overdo things until you're fully recovered.
Thanks INOD. I won't, just work, home to lounge on the sofa and then early bed for me. Still not feeling 100% but definitely better
Payday today so have now paid off 37.8% of the new flat debt :j my little target for this month is to get to 40% paid off.Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.85/£50
Mortgage overpayments so far - £800.960 -
Dentist yesterday cost £10.88
. I'd budgeted £20 so I'll transfer the rest to the debt. A NSD today and I earned an extra £40ish doing a shift for 2nd job. Will definitely be a spend day tomorrow as we need to get some food shopping in. Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.85/£50
Mortgage overpayments so far - £800.960 -
under £1500
well done xxx Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
under £1500
well done xxx
Thanks monz
I spent £44.65 in the supermarket on Sunday so that's us well stocked up again. Yesterday was a NSD. Today should be as well, I've taken my running stuff to work so will run home later.
Paid £9.12 (change from dentist) to the debt taking me to 38.2% paid off. This month I really need to focus on getting some money saved up for the hen weekend, it's only about 7 weeks away and I currently have £20 saved which won't get me far.Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.85/£50
Mortgage overpayments so far - £800.960 -
Spent £9.70 yesterday on some bits I'd forgotten at the supermarket on Sunday. I also spent £28.99 on toiletries and in primark - got new jammies, socks, flip flops, vest tops and a running top. I've popped the £1.01 left from that budget into the electricity fund.
Payslip through from 2nd job so I'll get £43.28 tomorrow - £3.28 to debt, £10 electricity bill, £10 emergency fund and £20 hen weekend.
I've decided not to do any shifts with 2nd job this week and next as my work is incredibly busy due to colleagues being on holiday and the imminent inspection. Although I'll miss the extra income, I'm doing extra hours at my work and really can't take on anymore.
I've got a day off on Saturday. We plan to go to look for a dog again then. Other than that, I have zero plans and I'd like to keep it that way
Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.85/£50
Mortgage overpayments so far - £800.960 -
Payday today
wee payment to the debt takes me to 38.4% paid off 
Nothing much else to report, a NSD yesterday and today should be the same.Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.85/£50
Mortgage overpayments so far - £800.960
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