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misstara's debt diary 2014

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  • Take care of that cold.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Take care of that cold.

    Thanks INOD. I spent £9.50 this morning on tissues, cold and flu tabs, throat lozenges and cough mixture so that will soon sort it out :p
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Yesterday was a NSD and today will be as well :D

    Monthly and weekly pay tomorrow - £1502.94
    - £1100 usual bills
    - £102.94 debt
    - £100 electricity bill
    - £150 food
    - £30 me (this is to buy socks, vest tops, thin pair of PJ bottoms and toiletries)
    - £20 dentist

    My dentist appointment is tomorrow, really hoping I just need a scale and polish as don't have the money for anything else.

    Definitely feeling a bit better today after my day off yesterday.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • Good to hear that you're getting better. Just don't overdo things until you're fully recovered.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Good to hear that you're getting better. Just don't overdo things until you're fully recovered.

    Thanks INOD. I won't, just work, home to lounge on the sofa and then early bed for me. Still not feeling 100% but definitely better :)

    Payday today so have now paid off 37.8% of the new flat debt :j my little target for this month is to get to 40% paid off.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Dentist yesterday cost £10.88 :). I'd budgeted £20 so I'll transfer the rest to the debt. A NSD today and I earned an extra £40ish doing a shift for 2nd job. Will definitely be a spend day tomorrow as we need to get some food shopping in.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    under £1500 :D well done xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    under £1500 :D well done xxx

    Thanks monz :)

    I spent £44.65 in the supermarket on Sunday so that's us well stocked up again. Yesterday was a NSD. Today should be as well, I've taken my running stuff to work so will run home later.

    Paid £9.12 (change from dentist) to the debt taking me to 38.2% paid off. This month I really need to focus on getting some money saved up for the hen weekend, it's only about 7 weeks away and I currently have £20 saved which won't get me far.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Spent £9.70 yesterday on some bits I'd forgotten at the supermarket on Sunday. I also spent £28.99 on toiletries and in primark - got new jammies, socks, flip flops, vest tops and a running top. I've popped the £1.01 left from that budget into the electricity fund.

    Payslip through from 2nd job so I'll get £43.28 tomorrow - £3.28 to debt, £10 electricity bill, £10 emergency fund and £20 hen weekend.

    I've decided not to do any shifts with 2nd job this week and next as my work is incredibly busy due to colleagues being on holiday and the imminent inspection. Although I'll miss the extra income, I'm doing extra hours at my work and really can't take on anymore.

    I've got a day off on Saturday. We plan to go to look for a dog again then. Other than that, I have zero plans and I'd like to keep it that way :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Payday today :) wee payment to the debt takes me to 38.4% paid off :D

    Nothing much else to report, a NSD yesterday and today should be the same.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
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