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misstara's debt diary 2014

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  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Payday today :D

    Made my payment to the debt, now paid off almost a third of the new flat debt :T

    Need to check my payslip for 2nd job, think I will get around £50 tomorrow. This will pay for the ticket for my friends hen do and a birthday present for another friend.

    At training this morning so a later start which is good. Normally at this time I'm halfway to work, not even showered yet today. Better get on with it.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Near £1,500 now!!:D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    Near £1,500 now!!:D xx

    I know :D. My aim for this month is to get under £1500 by the next monthly pay. So to start off I've paid £1.60 today, only £56.95 to go :)

    Payday from 2nd job - £51.60
    - £1.60 debt
    - £30 hen do ticket
    - £20 birthday present

    Last night's meal cost £22 which was a fab price for what I had. £78 left in social budget.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Me and OH were away this weekend in Glasgow and spent £45, very happy with that so £33 left in the social budget.

    Tickets for the hen do actually cost £44.50, however, that does include camping so at least the accommodation is sorted. I had only budgeted £30 so have borrowed £14.50 from the food budget for the time being.

    I spent £22.60 in the supermarket yesterday so that's us pretty much stocked up for the week. Salad today for lunch using the first of the lettuce from the garden so very excited to try it.

    I spent £5 on shampoo and shower gel so £35 left in that budget. I'll go and get the rest of the toiletries I need after work today. I also need to pay all the boring stuff - rent, council tax and home insurance.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Spent £24 on toiletries yesterday, still £11 left in that budget. If I don't use it, it can go into the electricity bill fund.

    Also spent £6.83 in the supermarket. I only popped in to get some more milk (OH is loving hot chocolate at the moment so is going through heaps of milk) and fruit but I obviously timed it well so got a few ys bargains too :D

    £3 bank reward went in so I've paid that to the debt - £53.95 to go to hit my target of being under £1500 by next payday.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    you can do it :) remember PA. There was loads on yesterday :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    edited 4 July 2017 at 10:15PM
    monz wrote: »
    you can do it :) remember PA. There was loads on yesterday :) xx

    Thanks monz :) unfortunately I haven't really had that many surveys through them compared to what other people get. It seems to be that the bulk of the surveys are during the day and I don't have time to check. Whenever I check, there's usually nothing or just the odd one.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • Boodedoo
    Boodedoo Posts: 504 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    misstara wrote: »
    £3 bank reward went in so I've paid that to the debt - £53.95 to go to hit my target of being under £1500 by next payday.

    and I am sure you will do it. Still following your journey avidly and am very impressed with the progress :-)
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Boodedoo wrote: »
    and I am sure you will do it. Still following your journey avidly and am very impressed with the progress :-)

    Thanks Boodedoo :D

    Not much to report from today - a NSD :). Completed all the surveys I had in my inbox so hopefully be able to cash out some soon.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    NSD on Wednesday. Yesterday I spent £12.25 on a bottle of prosecco and flowers for a girl at work who's leaving and also bought a big issue (£2.50) from a friendly guy who sells near my work. Both spends totally unbudgeted but never mind.

    Did a short shift yesterday for 2nd job so should get around £25 next Friday. That covers my unbudgeted spends :D

    Will definitely need to get a proper shop in either today or tomorrow. I'm running low on coffee :eek: which is an essential.

    Went for a run after work yesterday, day off tomorrow so planning another one then.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
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