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misstara's debt diary 2014

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  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    Hope you feel better soon!!!xx

    Thanks monz - still feel awful but at least had a slightly better nights sleep last night.

    I've had to cancel my shift with 2nd job tomorrow as I don't feel well enough. Think that's the first time I've ever cancelled a shift with them.

    Yesterday was a NSD other than paying the electricity bill. There's now £8.24 left to go towards the next one.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Spent £4.71 yesterday on milk and icecream, decided I must have icecream to help my sore throat :o

    Fell asleep ridiculously early last night so have been awake for hours. Definitely feel slightly better though which is good.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Just read through your whole diary... Wow. Very inspiring.

    I love the idea of those little payments you kept making. I'm totally going to be doing this.

    Subscribing to see what's in store for you from now on x
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Mummy_bear wrote: »
    Just read through your whole diary... Wow. Very inspiring.

    I love the idea of those little payments you kept making. I'm totally going to be doing this.

    Subscribing to see what's in store for you from now on x

    Thanks for your post Mummy_bear :). The little payments do all add up and the great thing is you don't really notice a few pounds here and there. Best of luck to you, I'll have a nosey and see if you have a diary tomorrow.

    Haven't posted since Sunday, it's been a particularly hard going week at work and very emotionally draining so I haven't felt like posting. Just tomorrow to go and then off the weekend :D

    Was out for tea yesterday with friends and spent £5 more than I had budgeted. Borrowed from the food budget so will replace that when I get money from 2nd job next Friday. Had a lovely time, great to catch up and the food was yummy.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • AleMrsT
    AleMrsT Posts: 577 Forumite
    I missed the celebration for you clearing your original debt, I'm sorry!! I haven't been getting any updates so I thought I'd check in and noticed that you did it! You made the final payment:beer: Well done!! :T:T

    Good luck on clearing the new flat debt, you have gotten into some really good money habits which will keep you going to get that down too.

    Sorry to read you've not been feeling well, hope you're a lot better now.
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    AleMrsT wrote: »
    I missed the celebration for you clearing your original debt, I'm sorry!! I haven't been getting any updates so I thought I'd check in and noticed that you did it! You made the final payment:beer: Well done!! :T:T

    Good luck on clearing the new flat debt, you have gotten into some really good money habits which will keep you going to get that down too.

    Sorry to read you've not been feeling well, hope you're a lot better now.

    Thanks AleMrsT :D. I'm thankfully feeling much better now, even went for a wee run yesterday.

    Had a lovely weekend off, very relaxed. Saturday I met my gran for lunch, spent £4 on a wee plant as a belated birthday gift. I also spent £38.28 in the supermarket and £6 on a wee father's day gift. Sunday I caught up with household chores and read a book.

    Back to work yesterday, still not a great day but better than last week. It was a NSD :)

    Today won't be a NSD as we've eaten all the fruit I bought at the weekend and I still need to book travel tickets for going to visit my brother and SIL next month.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Forgot to say I made a £2.18 payment to the debt yesterday :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Spends for yesterday are £7.31 on fruit plus a few other bits and £18.50 on travel tickets.

    Today has been a NSD :). Was on a late shift so got a nice long lie this morning. Went for a run, was a real struggle but I saw some seals :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thursday was a NSD :)

    Yesterday I had a day off. Went for a run, slightly longer than Thursday's one and not so much of a struggle. Also did a kettlebells workout once I got home. Did the weekly shop - £25.04.

    Got paid £27.18 from 2nd job yesterday so £23.50 back into food budget to replace what I'd borrowed for my over budget meal and travel tickets. The rest I put into the fund for the next electricity bill.

    Today I'm working an early for my job and a late for 2nd job. Unfortunately it looks like it's going to be a beautiful day so I'm going to miss all the sunshine :(
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Spent £6.25 yesterday on a chicken and a couple of other bits. OH made a yummy roast chicken dinner last night and there's plenty of leftovers. Today should be a NSD.

    Gave OH a loan of £20 yesterday as he somehow managed to lose his wallet and bus pass :mad: so current account is looking very empty at the moment. Shouldn't need much this week though and it will get topped up again on Friday when I get paid from 2nd job.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £2.11/£50
    Mortgage overpayments so far - £675.98
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