misstara's debt diary 2014

monz

Doing fab Miss tara xx how was your weekend

misstara

Must try to get back in the habit of posting every day. Managed a few NSDs this week. Only day I spent was Wednesday - £9.71 on a top up shop.

Went to the cinema on Wednesday as a wee birthday treat, saw guardians of the galaxy which was quite good. OH managed to get a gf df chocolate cake which was very much appreciated

Not long finished an incredibly draining shift, can't wait to get home. Looking forward to my weekend off although I've picked up a wee shift with 2nd job on Sunday.

misstara

Payday from 2nd job - £50.40
- £10 electricity bill
- £10 emergency fund
- £20 social/going home
- £10.40 debt

My payment this morning takes the original debt to 98% paid off :j so nearly there!

misstara

NSDs yesterday and today will need to pop to the supermarket tomorrow as we need a few things.

Enjoyed my day off today, went for a walk this morning although it was a pretty miserable day. I went to the gym as well. Spent the afternoon baking and catching up with some TV.

misstara

Popped to the supermarket after work. I almost never go to a big tesco and got a little carried away with their free from range. Spent £22.55, I reckon only £10 of this was actually needed. However, it will get eaten and I managed to get lactose free blue cheese (incredibly excited about this ) so I don't feel too bad. Just over £20 left in the food budget for the rest of the month so will have to be careful not to go over budget.

Had a good conversation with OH earlier regarding finances - some things for us both to think about

monz

Well done 98% xx

misstara

monz wrote: »

Well done 98% xx

Thanks monz

Nothing much to report, the last 3 days have been NSDs

misstara

Made a £4.12 payment to the debt this morning - just over £200 left to pay on that card. Definitely on track to pay it off at the end of the month :j

Got my payslip from 2nd job yesterday so will get £58.23 tomorrow.
- £10 for a present for a friends son although hoping to spend less than this.
- £9.50 electricity bill
- £9.50 emergency fund
- £19 social/going home
- £10.23 debt repayment

I feel my allocation of money from 2nd job has worked really well this month so I'll continue it next month.

monz

Not long until original debt is gone and can focus on flat debt xx

misstara

monz wrote: »

Not long until original debt is gone and can focus on flat debt xx

Only £190.42 to go :j. So excited!

Today was payday from 2nd job so have made a payment to the debt and topped up the various funds. I opted not to do any shifts for them this week so no pay next Friday but it's been nice to have extra time to spend with OH.

I've got the day off work. I'm currently on my way to the gym then to the post office to pick up a parcel and I'll pop in past the supermarket as we're needing a few things. Plan for the rest of the day is gardening and then meeting some friends for tea.