misstara's debt diary 2014

misstara

Wow didn't realised it's been 4 days since I last posted. They've all been NSDs and the £13.23 in my bank account is still intact. I shall add it to my monthly budget. Payday tomorrow and I'm still working on my budget, very unlike me!

misstara

So...
£1352.53
- £1100 usual household bills
- £112.53 debt repayments
- £20 electricity bill
- £130 food

Anything I earn from 2nd job in May will be split as follows - 20% electricity bill, 20% emergency fund, 40% social fund/money for going to visit parents at the end of the month and 20% debt repayments.

monz

Go Miss Tara

you are getting there xx

AspiringButAnxious

Haven't checked in for a while, but it's great to see you're still doing wonderfully well

misstara

Thanks monz and ABA

On Thursday, I spent £21.98 at the supermarket which included a wee payday treat of a pizza, bottle of cider and a chocolate cupcake . Yesterday I had the dentist so £10.88 spent on a scale and polish.

Today should be a NSD - I'm just away to go to the gym then I'll do a tidy up in the flat and I'm doing a late shift for 2nd job.

misstara

Did the big supermarket shop on Sunday - £56.04 spent. Yesterday was a NSD and I went to the gym after work. Today should also be a NSD

misstara

Tuesday ended up being a spend day - I spent £6.99 on a watering can and painkillers.

Yesterday was a day off. I had a fairly productive day - went for a run, cleaned the flat, did some gardening and some baking and cleaned the outside of the windows. It was a NSD

Today I plan to go to the gym after work and then to the supermarket. We need a few things that I'd forgotten to get at the weekend.

monz

Go you Miss Tara xx

misstara

So yesterday's wee shop turned into £18.42 spend, however, I did get a lot of good ys bargains. The freezer is now at the stage where nothing else can be put into it so must stop buying food, especially when I've already spent a huge proportion of the food budget and it's only the 5th.

Payday today and I got £92.06
- £10 for toiletries
- £16.50 electricity bill
- £16.50 emergency fund
- £33 social/going home
- £16.06 debt

I've picked up a late shift tomorrow with 2nd job after my usual shift so that will be £50ish next Friday.

Today I have spent £8.79 on toiletries.

misstara

Not long finished my shift for 2nd job so pretty tired. One of the other girls kindly offered to hand my time sheet in so that saves me a detour after work tomorrow. It's been a NSD