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misstara's debt diary 2014
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Another NSD
Went to the cinema to see beauty and the beast, my friend had free tickets and I took snacks from home :money:
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Paid £4.33 to the debt this morning
. It's my day off but I've picked up some overtime so heading into work now. After work, I'm meeting my sister and BIL for a coffee
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Spent £4.30 on coffee and snack out plus £1.75 on marg. Had a productive evening at home - did all the ironing and made scones and mackerel pate. OH isn't feeling great so has spent most of the evening napping on the sofa.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Yesterday was a NSD
. I've a few things to get from the supermarket today but aiming to spend under £10.
Can't mind if I've said before but I'm doing a qualification through work, once I complete it I'll get a payrise. I'm currently three quarters of the way through and should finish in the next couple of months. I did a couple of hours work on it at home last night and am hoping to get some time in work today to get a little more done. The payrise will be very welcome
Made a teeny tiny payment to the debt today - £1.59 :TMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Just been to the supermarket and spent £10.29 - would have been under the £10 budget if I'd resisted the choc orange buttons
Looking forward to getting home for tea - OH has had a gammon joint in the slow cooker all day which we're going to have with mash and asparagus
I'm working a late shift for 2nd job tomorrow after an early at my work so I'll make up some pasta salad to take with me.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Late shift for 2nd job is done so that will be £50ish on Friday. I plan to put the £20 I borrowed back into the food budget and the rest can be my social budget for the rest of the month.
It's been a NSDMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Another NSD
. A crisis at work meant I didn't get home until after 6. Had a fairly relaxing evening at home, did some more work for my qualification and also did some baking.
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Just made a wee £2.17 payment to the debt, so close to being under £250 of the original debt
I'm just away to get organised for work. I'm taking my running stuff with me so I will run home after work. I need to go via the supermarket as we've run out of black bags, cereal and bread.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
You are doing amazing
xx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
You are doing amazing
xx
Thanks monz. I feel like this month is very tight budget wise due to doing very little overtime in Feb and not doing many shifts for 2nd job this month but in some ways it's good as it's really making me think about every penny.
Two staff are leaving my work this week so yesterday I put in £5 each contribution to a leaving gift. Unfortunately not budgeted for but I can make savings elsewhere.
Completed my run after work and also went to the supermarket - £10.13 spent, however, I forgot to get binbags and there were a couple of things that Lidl didn't have so will need to pop somewhere else today.
Heading into work just now for an overtime shift, at least my pay at the end of May should be goodMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980
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