misstara's debt diary 2014

misstara

in_need_of_direction wrote: »

miss t, you have to have the right equipment to do a job properly. don't neglect your feet!

I know INOD, just so many other things that seem to take priority and eat up my money. Will try to find some money in April's budget for some decent trainers.

Not much to report over the last couple of days, £6.80 at the supermarket yesterday and £2.89 today. Got a meal out planned with girls tomorrow night.

monz

Hope you are ok Miss Tara x

misstara

Thanks monz

Payday from 2nd job -£59.64. The last 2 direct debits for the month have come off and I've paid £2.65 to the debt. Once I've bought the wedding present today and paid for the accommodation and travel tomorrow, I will have around £50 left out of that budget for drinks tomorrow night and lunch with my siblings on Sunday - easily doable

I have £55 left in my account until payday on Thursday so I'll move £15 to electricity bill and £10 to emergency fund leaving £30 for food.

Got my payslip through yesterday so will start work on April's budget later.

misstara

Had a lovely weekend away and came back with a couple of pounds change in my purse from the budgeted £50 so pleased with that.

I've still not done April's budget but will work on that tonight. Got the council tax bill in and it's not bad even with the extra each month from that bill, we must be in a lower council tax band here

My phone is due for an upgrade so I switched it to a sim only deal saving £15 a month :T

misstara

April's budget is almost done, I just need to check on a couple of direct debits. Should be finalised tonight ready for payday on Thursday

Spends for yesterday are £14.87 on a wee shop to do us until payday.

misstara

So budget is done - £1404.94
- £1100 usual bills
- £150 food
- £119.94 debt repayments
- £10 travel
- £12 emergency fund
- £13 electricity bill

monz

Debt slowly but surely coming down. Moving is a very expensive time but look how far you have came xx

misstara

monz wrote: »

Debt slowly but surely coming down. Moving is a very expensive time but look how far you have came xx

Thanks monz - debt seems to be coming down very slowly at the moment but at least it's heading in the right direction

I did a huge shop yesterday - £54.40, however that is us properly stocked up. Hopefully weekly shopping bills will be a lot lower as we will just need fresh stuff.

I also spent £20 on lunch with a friend. I don't have any social budget at all this month but have borrowed it from the food budget and will repay it once I get paid from 2nd job.

Today has been a NSD and I went for a run this morning

misstara

Another NSD today . Spent all day out with family which was lovely. On a late shift tomorrow so planning to go for a run in the morning.

misstara

Did my run this morning which was lovely, saw some seals . Popped into the supermarket on the way home and spent £5.51 on cleaning products and salad bits. Now headed into work.