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misstara's debt diary 2014

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  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Haven't managed to post all week as work has just been insane but now off on holiday for a week :D

    Payday from 2nd job today so got £37.90 and the bank account reward (£3) is also in so I paid £10.90 to the debt (original debt now at 97% paid :j). Last month made me very aware that I have no savings for unexpected things that crop up so put £10 towards an emergency fund, £10 towards the next electricity bill and £10 for lunch with my friend next week.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    woo!! 97% :D all going your way

    Enjoy your week off :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks monz :D

    The S button on my laptop has decided to stop working which means I can't log in to the forum on it, very annoying. Hoping that it will start working again so I don't have to take it to be fixed.

    Saturday
    A NSD :) it was utterly miserable here so I stayed in the flat and caught up on various household chores.

    Sunday
    I worked a short shift for 2nd job and went to S@inburys - £19.40 spent. Didn't really feel like I got much for the money. Me and OH went for a walk along the beach. We went for a cup of tea in a cafe and then on the way back, we went to the r@nge and bought various things for the flat - £47.50 spent.

    Monday
    Tried to go out for a run but only managed to run for 20 mins before I got a horrendous stitch and had to walk the rest of the way. Went to @rgos and bought a clothing rail - £8.99 spent.

    Yesterday
    Worked another short shift for 2nd job and then met my friend for lunch. Went slightly over my £10 budget and spent £12.

    Today
    Another short shift for 2nd job and then went to @ldi - spent £30.16 and got heaps so hopefully won't have to buy anything more for a while.

    Tomorrow is my last day of holiday so plan to relax and enjoy it :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Holiday you have been working :P xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Haha I know monz I just can't help myself ;) however the extra money is always useful.

    Today I went to the library and got some new books, had to pay a fine of £1.35. I've put a reminder in my phone so I take the next ones back on time. I also got milk and margarine that I forgot to get yesterday - £4 spent.

    Went for a run as well, managed 50 mins which I'm pleased about although still a way to go to work up to the 10k.

    Spent the rest of the day pottering about the flat - put up some net curtains in the living room and assembled the clothes rail. I also did a lot of prep for meals for the next week.

    Tomorrow I'll get £75.34 from 2nd job so £60 into general household budget to cover what we spent on flat/garden stuff earlier in the week, £8 to emergency fund, £8 to electricity bill and £9.34 to the debt.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    You are getting there. Debt will be gone soon :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • You'll be into the twos.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks monz and INOD :D. Looking forward to hitting the twos.

    A NSD yesterday :). Not much else to report, had a good first day back at work then watched the rugby. Went to bed straight after the rugby as was feeling exhausted. Still feeling tired today so will monitor as may need my iron levels checked again.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Managed another NSD yesterday. Had an incredibly hectic day at work then went home and watched the rugby :( lots of shouting at the tv!

    OH and a friend did some work on the garden which has given us an idea of what else we need to get so think the plan is for OH to meet me after work to go shopping.

    It's a right foggy and miserable day here, hope it brightens up later as we may go for a walk along the beach too :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Well it did turn into a nice day but felt crappy and tired after work so just came straight home and crashed on the sofa with a book. At least it was another NSD :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
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