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misstara's debt diary 2014
Comments
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I've said it before but I love how you just keep chipping away. Well done.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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in_need_of_direction wrote: »I've said it before but I love how you just keep chipping away. Well done.
Thanks INOD, all the wee payments really do make a difference
Day off yesterday and it was pretty good weather until late afternoon so got the grass cut, did some weeding and got 2 loads of washing line dried. I also went for a run and did a wee top up shop at Lidl - £13.70 spent.
We went over to the rescue centre and found a dog that we liked. We've got a home visit on Wednesday to check that our flat is suitable so fingers crossed
Off to work later on, planning an extremely lazy morning until it's time to get ready. Hope everyone is having a good weekend.Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.54/£50
Mortgage overpayments so far - £800.960 -
Sunday and Monday were both NSDs. Yesterday I spent £12.40 on fruit, milk and some gf/df things I was running low on. Need to watch the food spends though as I've already spent over half of the budget and it's only the 9th.
£2.87 paid off the debt todayMortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.54/£50
Mortgage overpayments so far - £800.960 -
Home visit today and unfortunately we didn't get the dog
as they didn't feel we had enough outdoor space so we'll keep looking.
Nothing much else to report, it's been a NSDMortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.54/£50
Mortgage overpayments so far - £800.960 -
Home visit today and unfortunately we didn't get the dog
as they didn't feel we had enough outdoor space so we'll keep looking.
Nothing much else to report, it's been a NSD
Awww that's a shame.
The right one will come along xMy LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:£40773.61 /£46444.23 87.8% paid0 -
Just like in the dogs trust ads.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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Thanks Mummy_bear and INOD. We're disappointed but another dog will come along that's better suited for us.
Currently heading to work, got a giant to-do list to try and get through so will see how I go. Was hoping for a NSD today but OH is down to his last 2 teabags and I could do with some more lunch bits so will pop in after work, aiming to spend less than £10.Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.54/£50
Mortgage overpayments so far - £800.960 -
My aim to spend less than £10 on food on Thursday totally failed - £22.21
. Oops, now I've spent 2/3 of the grocery budget and it's only the 12th.
Not much else to report, work continues to be particularly busy at the moment but hoping it will quieten down a bit in the next week or so.Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.54/£50
Mortgage overpayments so far - £800.960 -
NSDs the last few days
The inspection has now taken place at work which means I can relax a bit and not be under so much pressure
Away to bed but will be back into posting more regularly nowMortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.54/£50
Mortgage overpayments so far - £800.960 -
I made a £2 payment to the debt this morning taking me to 38.8% paid off, should definitely meet the 40% mark by the end of the month.
I've picked up a wee shift with 2nd job tomorrow which will get me around £30. Just today and tomorrow to get through and then I've got 3 days off work
Today should be a NSD. I've taken my running stuff with me so will run home from work. The 10k is 11 days away so not long.Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.54/£50
Mortgage overpayments so far - £800.960
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