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misstara's debt diary 2014

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Comments

  • I've said it before but I love how you just keep chipping away. Well done.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • misstara
    misstara Posts: 4,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I've said it before but I love how you just keep chipping away. Well done.

    Thanks INOD, all the wee payments really do make a difference :D

    Day off yesterday and it was pretty good weather until late afternoon so got the grass cut, did some weeding and got 2 loads of washing line dried. I also went for a run and did a wee top up shop at Lidl - £13.70 spent.

    We went over to the rescue centre and found a dog that we liked. We've got a home visit on Wednesday to check that our flat is suitable so fingers crossed :)

    Off to work later on, planning an extremely lazy morning until it's time to get ready. Hope everyone is having a good weekend.
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £16.54/£50
    Mortgage overpayments so far - £800.96
  • misstara
    misstara Posts: 4,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Sunday and Monday were both NSDs. Yesterday I spent £12.40 on fruit, milk and some gf/df things I was running low on. Need to watch the food spends though as I've already spent over half of the budget and it's only the 9th.

    £2.87 paid off the debt today :D
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £16.54/£50
    Mortgage overpayments so far - £800.96
  • misstara
    misstara Posts: 4,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Home visit today and unfortunately we didn't get the dog :( as they didn't feel we had enough outdoor space so we'll keep looking.

    Nothing much else to report, it's been a NSD :)
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £16.54/£50
    Mortgage overpayments so far - £800.96
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    misstara wrote: »
    Home visit today and unfortunately we didn't get the dog :( as they didn't feel we had enough outdoor space so we'll keep looking.

    Nothing much else to report, it's been a NSD :)

    Awww that's a shame.

    The right one will come along x
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Just like in the dogs trust ads.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • misstara
    misstara Posts: 4,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks Mummy_bear and INOD. We're disappointed but another dog will come along that's better suited for us.

    Currently heading to work, got a giant to-do list to try and get through so will see how I go. Was hoping for a NSD today but OH is down to his last 2 teabags and I could do with some more lunch bits so will pop in after work, aiming to spend less than £10.
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £16.54/£50
    Mortgage overpayments so far - £800.96
  • misstara
    misstara Posts: 4,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    My aim to spend less than £10 on food on Thursday totally failed - £22.21 :o. Oops, now I've spent 2/3 of the grocery budget and it's only the 12th.

    Not much else to report, work continues to be particularly busy at the moment but hoping it will quieten down a bit in the next week or so.
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £16.54/£50
    Mortgage overpayments so far - £800.96
  • misstara
    misstara Posts: 4,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    NSDs the last few days :D

    The inspection has now taken place at work which means I can relax a bit and not be under so much pressure :D

    Away to bed but will be back into posting more regularly now :)
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £16.54/£50
    Mortgage overpayments so far - £800.96
  • misstara
    misstara Posts: 4,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I made a £2 payment to the debt this morning taking me to 38.8% paid off, should definitely meet the 40% mark by the end of the month.

    I've picked up a wee shift with 2nd job tomorrow which will get me around £30. Just today and tomorrow to get through and then I've got 3 days off work :D

    Today should be a NSD. I've taken my running stuff with me so will run home from work. The 10k is 11 days away so not long.
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £16.54/£50
    Mortgage overpayments so far - £800.96
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