misstara's debt diary 2014

misstara

Thanks Boodedoo

Had a lovely evening out with friends and spent less than £20 of my £30 budget so pleased with that. Heading to bed pretty soon, I have the weekend off but me and OH are planning to spend most of it finishing off cleaning the other flat before we have to hand the keys in so will be a busy weekend.

Flowers123

Hi misstara. I've just read the whole of your diary. You're amazing at budgeting. I'm definitely going to use some of your tips. I can't wait until I get to the stage you're at. X

misstara

Flowers123 wrote: »

Hi misstara. I've just read the whole of your diary. You're amazing at budgeting. I'm definitely going to use some of your tips. I can't wait until I get to the stage you're at. X

Thanks for your post Flowers123 I've definitely got better at budgeting over the years. Can't quite believe I'm at this stage, almost there :j

Had a busy day today, clearing out/cleaning the old flat. Almost there with it, plan is to hire a car in the next couple of days to get the few pieces of furniture that we own and the rest of the boxes shifted.

misstara

A NSD for me today other than various direct debits going out and I paid the electricity bill - £122.70. Planning to go to the gym tomorrow and will need to buy some fruit/milk.

monz

Are you aiming by Xmas to be debt free xx

misstara

monz wrote: »

Are you aiming by Xmas to be debt free xx

Even better than that I'm aiming to be debt free by the end of October

Spent £9.65 on fruit and milk today. OH is under strict orders not to eat all the fruit this evening when I'm at work.

I went to the gym this morning, took some bags to the charity shop and did a wee tidy of new flat so a fairly productive morning.

Bank account reward was paid today so that has gone straight to the debt

Flowers123

I love the idea of making small payments. I have just received my £5 current account award. That is going straight to my credit card

misstara

Flowers123 wrote: »

I love the idea of making small payments. I have just received my £5 current account award. That is going straight to my credit card

It's amazing how quickly all the small payments add up and you don't miss the money as it's a few pounds here and there.

Wednesday
Was aiming for a NSD but OH needed bread and I ended up buying chocolate and vit C tablets - £5.56 spent.

Yesterday
Me and OH had planned to move furniture but decided to wait until next week when OH's friend can help. Instead we got rid of any junk at the waste centre and managed to pick up a big TV while we were there. Someone had obviously upgraded their TV and just dumped the old one which was in great condition. We also did the food shop - £26.02 and I spent £30.40 of my clothes budget on some undies and a top.

Today
Doing an early shift for 2nd job so will have a wee bit extra cash next Friday. I'm then heading to my work for a late shift. Was hoping for a NSD but have realised that my packed lunch is still sitting in the fridge :mad: ah well I guess it saves me making lunch tomorrow.

misstara

Remembered that I had some oatcakes at work so had a NSD after all

misstara

A busy weekend at work so nothing much to report except 2 NSDs.