misstara's debt diary 2014

misstara

Had a fairly busy day - been to the gym, gave the flat a good clean and been to the library, now have plenty of books to read during my week off. It's also been a NSD

misstara

A NSD today met my friend at the gym and had a good catch up while working out. Then spent most of the day relaxing on the sofa reading. Also made a £3.86 payment to the debt.

misstara

Spends for today are £3.50 on toilet roll and milk plus £5.20 on lunch out with a friend. Had a lovely catchup, lots of gossiping I've also been to the gym this morning and done some baking.

misstara

Yesterday I did some decluttering and have a bag full to go to the charity shop so will do that today. It's a beautiful day here so planning to go for a walk after I finish my coffee and breakfast. I've got a shift for 2nd job later on so that will be some extra cash next week.

Budget for monthly wage - £1521.69
- £1350 DDs and food
- £50 electricity bill
- £100 savings
- £21.69 loan

misstara

Spends for yesterday - £34.97 in A!di and £18.50 on drinks out with a friend. Today I've spent £1 on milk. Back to work tomorrow so away to get organised and then get an early night.

misstara

A NSD yesterday and hopefully one today as well. Payday tomorrow so looking forward to that, feel like it's been a really long month. Not much planned for today except some batch cooking, going to make beef stew, chilli and chicken curry. Will also pop to the gym at some point and going to a friends for tea tonight

misstara

Payday :j so have made all my transfers and payments. Debt now sitting at £2150.05 (79.4% paid) :D:D I've decided my target for next month will be £1800. Really need to focus next month as I feel I could have done better this month.

monz

Well done Miss Tara x

Bobarella

misstara wrote: »

Payday :j so have made all my transfers and payments. Debt now sitting at £2150.05 (79.4% paid) :D:D I've decided my target for next month will be £1800. Really need to focus next month as I feel I could have done better this month.

Well done. You're doing so well.

misstara

monz wrote: »

Well done Miss Tara x

Bobarella wrote: »

Well done. You're doing so well.

Thank you both

Payday from 2nd job today - £88.50
- £8.50 emergency fund
- £10 electricity bill
- £10 toiletries
- £15 savings
- £15 loan
- £10 cinema (if me and OH can agree to what to see )
- £20 donation to a friend who is fundraising for a local charity

Better get myself organised for work, back later.