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misstara's debt diary 2014

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  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    A NSD yesterday as all I did was go to work and back. It was a shift for 2nd job so will get £65ish on Friday for that. A more relaxed week this week, technically I'm on holiday but have got training one day and agreed to go in two other days to cover for staff shortages :( ah well it's all extra pennies I suppose.

    A day off today as it's OH's birthday, don't really have anything planned as I'll just wait and see what he wants to do. As it's been snowing up here and he hates snow, I don't imagine we will do very much, just have a relaxing day.

    I've made a wee payment of £4.33 to the debt this morning :) and once I've finished this coffee I'm going to head to the gym.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Me and OH just had a movie day yesterday as he had got some new DVDs for his birthday. Spends for yesterday are £4.49 on toothpaste and £3.85 on milk and movie snacks. Hopefully will be a NSD today, got training so suppose I better get myself organised. Hope everyone has a good day :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    A NSD yesterday as I only left the house to go to the gym. Today should hopefully also be a NSD, I'm working a 14 hour shift so not much opportunity to spend.

    Payday tomorrow - £64.74
    - £20 food
    - £14.74 loan
    - £10 flat deposit savings
    - £10 emergency fund
    - £10 electricity bill
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Today I got confirmation that my secondment is going to be made permanent :j Very happy :D Went for a drink after work to celebrate so £5.80 spent. Then when I got home there was a letter from the bank saying that they had reviewed my PPI claim from 2014 and have decided that they didn't give me enough back so will be receiving £319.62 :T Cheque will be through in the next 28 days :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • ani*fan
    ani*fan Posts: 1,554 Forumite
    1,000 Posts Combo Breaker
    Brilliant news about the PPI misstara. Yey! :jThat'll make another big dent in the debt. :)
    If you know you have enough, you're rich. ;)
  • in_need_of_direction
    in_need_of_direction Posts: 7,733 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Loving the good news. Well done you.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Boodedoo
    Boodedoo Posts: 504 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Super news, on both counts :-) Really pleased for you.

    Well done with the job !
  • Rebecca01
    Rebecca01 Posts: 732 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Great news about PPI. Whoop!
  • Steerpike88
    Steerpike88 Posts: 147 Forumite
    Part of the Furniture 100 Posts
    That's awesome! Go you!
    Debts: ASDA Loan - £6,848.01
     Xmas Fund: £15/700 2%; Holiday Fund: £256.05/2000 12.8%; Emergency Fund: £25/700 3.5%;
    VSP: £127.44/300 42.4%
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks all :D

    Not much to report over the weekend, saw my dad and gran on Saturday morning and then spent the rest of the weekend at work. NSDs both days :) Today won't be as we've run out of fruit and a couple of other bits.

    Payslip is through from monthly job - £1633.73
    - £1200 DDs
    - £50 me
    - £50 electricity fund
    - £50 emergency fund
    - £150 isa deposit
    - £50 wedding savings (sister's wedding)
    - £83.73 loan
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
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